Tips for safe internet banking

All through the year, banks and financial institution are taking up innovative measures to protect its customers from such banking frauds. But sometimes it’s our very own negligence that makes us fall prey to such thefts. Whilst, both the banks and financial institutions are doing their part, we should too adopt a cautious attitude to protect ourselves. So, to help you out in this process, we have a gathered a list of some tips for safe internet banking that you can consider doing.

Digital advancements have made our lives much easier, we can now order food or purchase things in the comfort of our homes. These rapidly evolving advancements are also transforming the banking and financial sector in India. Whether someone is transferring funds, paying a bill or applying for such loans such technologies are enabling customers to do it in a more efficient and effective way. The number of users opting for internet banking is expected to double by 2020, making India an important hub for financial innovation. However, internet banking, just like like any other medium if not done with utmost precaution can prove to be risky. There are scams like phishing( fraudulent means for attaining confidential information) associated with internet banking which enables a third-party to access and misuse your personal information.

Banking online has made managing money a lot more convenient than it used to be. We don’t have to visit the bank to transfer our funds, or wait for the next paper statement to know what the balance is. All that information is at our fingertips. But while online banking has made things easier for us, it’s also made things easier for thieves.

Criminals don’t need to plan a heist to rob someone’s bank account anymore. All they need to do is wait for you to let your guard down and expose your personal information, or send out a virus that will collect the information. The only way to avoid becoming a thief’s next victim is to carefully guard your personal information and always practice these online banking safety tips. 

1. Don’t access your bank accounts on public Wi-Fi

When you’re on public Wi-Fi, hackers can more easily access your computer and steal personal information from it. You should never access your bank’s website through a computer, tablet, or mobile phone unless you’re on a secure Wi-Fi network with a password, or using your own cell phone data connection. This is much more difficult for thieves to hack, so it keeps your information safer.

2. Avoid saving your login information

Some websites give you the option to save your login information for future use, but if someone uses your computer or mobile device after you, they could gain access to your bank accounts. To at least help prevent this from happening, many banking sites now time out after a certain number of minutes of inactivity, and do not save your information.

3. Use strong passwords and change them often

Strong passwords have a mix of upper- and lowercase letters, numbers, and symbols. Many banks now require your online accounts to carry a password meeting these requirements. You should also change your password every couple of months, and use different passwords for all of your online accounts so that hackers will have a more difficult time gaining access to your information.

4. Use two-factor authentication whenever possible

Two-factor authentication is the next level of security that many banks are now offering. Usually, you give your bank your phone number, and it texts a code when you log in online. Some banks also enable you to request a code via email or a phone call. You must enter this code in addition to your password to log in. This way, even if someone has stolen your password, they cannot access your accounts. It’s another hoop to jump through, but it could help keep your money safe, so set it up if your bank offers it.

Terrorism

Terrorism is an act finished by means of an man or woman or a set of people to threaten the lives of fellow people. It creates an air of worry and anxiety inside the air as people are continually worried approximately their lives and their cherished ones. The folks that dedicate these acts are called terrorists. They perform many acts like shootings, bombings, kidnapping, murders, and many others.



There are kinds of terrorism. The primary kind of terrorism is political terrorism. You can outline political terrorism as the one that creates a large scale of panic among the people. Another type of terrorism is crook terrorism. It’s far related to while humans are abducted for ransoms.

Political terrorism is a higher diploma of terrorism. The reason for that is that it’s far performed via educated specialists who will visit any extent to carry out the act of terror. It is difficult for the regulation-imposing organizations to arrest and system these terrorists.

Terrorism is not constrained to the countrywide limitations of the u . S . A .. The branches of terrorism extend toward global obstacles as well. Local terrorism is the most dangerous one. Those human beings which are dying are scared, and you’ll go to heaven if you dedicate these acts of terror and die. They’re inclined to do something to go to heaven. One-of-a-kind terror agencies have distinctive ideologies.

Every act of terror has a purpose behind it. There are many reasons of terrorism. One of the main reasons of terrorism is the availability of arms and ammunition in vital characteristics. The supply of weapons of mass-destruction is quite simply available to the terrorist-like atomic bombs, guns, hydrogen bombs, missiles, and so on.



There are numerous motives why humans motel to terrorism. One of the reasons is dissatisfaction with the humans walking the united states, the u . S . A .’s monetary problems, lack of education, racism, monetary inequality, and differences in linguistics. Terrorism is one manner those individuals and corporations try to prove their points and justify the same.

The after-effects of terrorism are massive. One act of terrorism leaves a tremendous effect on an individual on my own, and as a network, the impact is more good sized. It leaves the humans in a consistent kingdom of worry and insecurity. Terrorist attacks take the lives of lots of people, and thousands and thousands of products are destroyed.

Some other great impact of terrorism is that it leads to the disbelief of the people in humanity. While people’s disbelief increases, it leads to extra people believing that violence is the answer to human beings’s troubles.

Terrorist attacks aren’t confined to india, it’s miles some thing that it’s friends and the other international locations across the world face and try and take care of it. One of the most substantial terrorist attacks within the global became in september 2001 on the exchange middle. The terrorist leader answerable for the attack on the world’s maximum effective united states of america became osama bin encumbered. This assault at the tallest building inside the world brought about the loss of life of hundreds of people and tens of millions of causalities.

Types of Cyber-bullying

Going ahead of my earlier post in this I will tell about the various types of Cyber-bullying. First I tell about different types of bullying:-

Physical bullying:-  includes hitting, kicking, or pushing you (or even just threatening to do so), as well as stealing, hiding, or ruining your things, and hazing, harassment, or humiliation.

Verbal bullying:- It includes name-calling, teasing, taunting, insulting, or otherwise verbally abusing you.

Relationship bullying:- It generally includes refusing to talk to you, excluding you from groups or activities, spreading lies or rumors about you, making you do things you don’t want to do. Boys frequently bully using physical threats and actions, while girls are more likely to engage in verbal or relationship bullying. But no type of bullying should ever be tolerated.

Now the Cyber Bullying is classified as

Harassment

It is most common to the way of online Bullying. It includes text wars, posting rumours or embarrassing message which cause emotional distress and public shaming.

Doxing

publishings revealing personal information about an individual online, for purposes of humiliating, defaming, or harassing the victim

Impersonation

It about creating fake accounts or gaining access to a person’s real social media accounts and posting things to damage the victim’s reputation.

Cyber stalking

Tracking and monitoring a person’s online activity, and using the internet to stalk or harass an individual.

These are common types of the Cyber Bullying. All students and teenager must be taught about the Cyber Bullying in its school education. Person must be aware about the Cyber Bullying.

Thanks

Introduction to Cyber Bullying

Before going ahead firstly, what is bullying? Bullying is an act or the behaviour of a person who hurts or frightens someone who is smaller or less powerful, often force the people to do something that they do not want to do. Now Cyber bullying is online bullying. Bullying with the use of digital platforms or technologies. It can take place on social media, messaging platforms like as Facebook, Twitter etc., gaming platforms, chatrooms, emails and other mobile forums. It includes various things some of these are:

spreading lies about or posting embarrassing photos of someone on social media

sending hurtful messages or threats via messaging platforms

impersonating someone and sending mean messages to others on their behalf. 

Its Impact

It also leaves bad Impact on mind of the victims i.e Emotional problems, including depression, anxiety, low self-esteem, and stress for victims of cyberbullying. Even sometimes the victims commit suicide. If Cyber bullying is an intense form of psychological abuse, whose victims are more than twice as likely to suffer from mental disorders.

How to prevent Cyber Bullying?

Guardians should Be aware of their child’s online activities.

Adults should also teach children to recognize and be aware of the signs of cyberbullying themselves.

Never share passwords for their online accounts.

Never put something online that they wouldn’t want everyone to see.

Block communication with cyberbullies and do not read messages.

Children should have their screen time limited, and be encouraged to engage more in offline activities.

Thanks…