Love Animals, Discard Cruelty rather extreme Cruelty: Facts from PETA 

Many animals are friends of human beings. Some animals stay in forests but some stay with human beings known as domestic animals. Domestic animals help us in many ways. Anyway, as for food habits, many human beings eat non-vegetarian foods such as eggs, animals’ meat, birds’ flesh, fish, etc. So, food habit is not the question of discussion but cruelty towards animals in many cases extreme cruelty is highly deplorable. And based on People for the Ethical Treatment of Animals (PETA), a few facts are being presented.
According to the American Veterinary Medical Association (AVMA), founded in 1863, a not-for-profit association representing more than 99,500 veterinarians in the US, “the human-animal bond is a mutually beneficial and dynamic relationship between people and animals that is influenced by behaviours essential to the health and wellbeing of both. This includes, among other things, emotional, psychological, and physical interactions with people, animals, and the environment. The veterinarian’s role in the human-animal bond is to maximize the potentials of this relationship between people and animals”.
Anyway, as a supporter of People for the Ethical Treatment of Animals (PETA), I became very sad and dejected when I see the most awful and cruel videos (also write-up) because of entertainment or for jackets or for other purposes animals are killed or tortured, etc. A few cases from the PETA are presented and full credit goes to PETA.
A) The dogs are collected from different places and kept in a small room, and then a person sends one by one dog from the room with a big stick, another smashes the head of the dog moment it comes out of the room, another person by hanging the dog from a pole cut its body and de-skinned it and thus many dogs are killed for jackets, simply for jackets dogs are killed. If we discard wearing such jackets then to a great extent this issue can be resolved.
B) Because of PETA‘s initiative, “the U.S. Department of Justice has announced the indictments of eight individuals allegedly involved in a monkey-laundering and -smuggling ring that supplied U.S. experimenters with monkeys captured in their forest homes in Cambodia and falsely identified as captive-born”.
D) PETA shared the cruel video about the killing of ducks. These ducks are kept in a small room with little food and litter in the same place. Many ducks become sick and many also die. Anyway, as per the video ‘ducks are stabbed in the neck and their legs cut off for ‘responsible’ down and left to die, unbelievable cruelty.
E) Every year, up to 16 million UK farm animals suffer in cages. Unbearable pain they suffer till their death for which human beings and their greed are responsible.
F) I salute PETA because of PETA’s initiative many dogs were saved. In one experiment, workers used a drill to bore holes into the skulls of 30 beagles so that the distemper virus could be injected directly into their brains. “Some dogs blinked and even whimpered during the painful procedure, and they woke up moaning. In the days that followed, they banged their heads against the walls of the cages, causing blood to spurt from their wounds”. Following PETA’s exposé of the suffering that dogs and cats endured at Liberty, the U.S. Department of Agriculture and State officials cited the company for failing to provide some of the approximately 3,000 animals in its “care” with adequate veterinary care. The laboratory was also suspended from experimenting on animals for three months after its renewal application was denied.
G) For making woollen clothes the way rabbits, sheep, goats, etc., are tortured that is a horrible scene. Extreme cruelty can be observed in the videos.
H) Most shocking and cruel ‘also can be said devils activities by some human beings’ are that babies from the cows are taken away within 24 hours of birth and in many cases, male babies are killed within a few hours (by smashing heads with a hammer) so that all the milk can be consumed by the human beings. We should remember that milk is for her babies and babies are killed for human consumption of cow’s milk.
Many many shocking cruel cases are observed as PETA has been exposing the ‘cruelty of so-called civilized human beings’, and shame to such human beings.
Dr Shankar Chatterjee, Hyderabad

Many animals are friends of human beings. Some animals stay in forests but some stay with human beings known as domestic animals. Domestic animals help us in many ways. Anyway, as for food habits, many human beings eat non-vegetarian foods such as eggs, animals’ meat, birds’ flesh, fish, etc. So, food habit is not the question of discussion but cruelty towards animals in many cases extreme cruelty is highly deplorable. And based on People for the Ethical Treatment of Animals (PETA), a few facts are being presented. 

According to the American Veterinary Medical Association (AVMA), founded in 1863, a not-for-profit association representing more than 99,500 veterinarians in the US, “the human-animal bond is a mutually beneficial and dynamic relationship between people and animals that is influenced by behaviours essential to the health and wellbeing of both. This includes, among other things, emotional, psychological, and physical interactions with people, animals, and the environment. The veterinarian’s role in the human-animal bond is to maximize the potentials of this relationship between people and animals”. 

Anyway, as a supporter of People for the Ethical Treatment of Animals (PETA), I became very sad and dejected when I see the most awful and cruel videos (also write-up) because of entertainment or for jackets or for other purposes animals are killed or tortured, etc. A few cases from the PETA are presented and full credit goes to PETA. 

A) The dogs are collected from different places and kept in a small room, and then a person sends one by one dog from the room with a big stick, another smashes the head of the dog moment it comes out of the room, another person by hanging the dog from a pole cut its body and de-skinned it and thus many dogs are killed for jackets, simply for jackets dogs are killed.  If we discard wearing such jackets then to a great extent this issue can be resolved.  

B) Because of PETA‘s initiative, “the U.S. Department of Justice has announced the indictments of eight individuals allegedly involved in a monkey-laundering and -smuggling ring that supplied U.S. experimenters with monkeys captured in their forest homes in Cambodia and falsely identified as captive-born”.

D) PETA shared the cruel video about the killing of ducks. These ducks are kept in a small room with little food and litter in the same place. Many ducks become sick and many also die. Anyway, as per the video ‘ducks are stabbed in the neck and their legs cut off for ‘responsible’ down and left to die, unbelievable cruelty.

E) Every year, up to 16 million UK farm animals suffer in cages. Unbearable pain they suffer till their death for which human beings and their greed are responsible.

F) I salute PETA because of PETA’s initiative many dogs were saved.  In one experiment, workers used a drill to bore holes into the skulls of 30 beagles so that the distemper virus could be injected directly into their brains. “Some dogs blinked and even whimpered during the painful procedure, and they woke up moaning. In the days that followed, they banged their heads against the walls of the cages, causing blood to spurt from their wounds”. Following PETA’s exposé of the suffering that dogs and cats endured at Liberty, the U.S. Department of Agriculture and State officials cited the company for failing to provide some of the approximately 3,000 animals in its “care” with adequate veterinary care. The laboratory was also suspended from experimenting on animals for three months after its renewal application was denied.

G) For making woollen clothes the way rabbits, sheep, goats, etc., are tortured that is a horrible scene. Extreme cruelty can be observed in the videos.

H) Most shocking and cruel ‘also can be said devils activities by some human beings’ are that babies from the cows are taken away within 24 hours of birth and in many cases, male babies are killed within a few hours (by smashing heads with a hammer) so that all the milk can be consumed by the human beings.  We should remember that milk is for her babies and babies are killed for human consumption of cow’s milk.

Many many shocking cruel cases are observed as PETA has been exposing the ‘cruelty of so-called civilized human beings’, and shame to such human beings.

Dr Shankar Chatterjee, Hyderabad

By: Moksha Grover

Image credit: Liknoss

As technology and globalization are expanding, it is formulating a way for new markets to enter and prosper in the consumption economy, beyond rich, industrialized nations. The global economy in the 21^st Century is fluctuating extensively, thus bringing new challenges for current and upcoming CEOs. With the introduction of covid pandemic and change in globalization and economy, the strategies used by most of the businesses earlier for successful operations have proved to be complicated and failed in the modern world. It is now important for all businesses to adapt to changes taking place in their environment and take steps accordingly. “To succeed in the long term, companies must compete effectively and outperform their rivals in a dynamic, and often turbulent environment” (Thompson, 1995, p. 1).

Today, the whole global economy is facing the competition between tech and non tech companies. As technology is upgrading and replacing almost all the fields of business, non tech companies are facing a hard time and an uncertain future. Since the covid pandemic, the competition between both these industries has increased significantly. The industry most affected is the non tech industry. It is therefore, critical for businesses to improvise certain strategies in order to function flexibly and improve strategies that don’t work.

There are many strategies that successful corporates are taking up for longer sustainability of their business. Some of the strategies are listed below:

1. Internationalization of Business: Just with a click on mobile, we’re able to communicate with people living far away, we’re able to share our ideas and spread our talents worldwide through social media and various other platforms. So, why cant we use such profitable platforms for expansion of our business? In the modern world, it is very important for businesses to trade their products internationally for successful operations. Good quality products with low prices are quite attractive for American consumers. If you are a company, which is looking to increase its profits and lower your cost of production, you can buy materials at cheap prices from international markets and also have cheap labour from other countries like china. You can also set up manufacturing units in countries which provide low cost of production. Thus, internationalisation of business will not only assist you in competing with other businesses but will also help you to maximise your profits and enjoy long term benefits.
2. Technological Impact on Businesses: Its quite astonishing to note the adverse changes in technology. We are living in a technology based society where we need the latest technology for almost everything be it buying or selling. So, business world needs to be updated with latest technology in order to ensure innovation in their businesses so as to sustain and flourish. It is very important for all the CEO’s and business students to demonstrate a deep understanding of technology and adopt the technology which is effective and gives you economic benefits. In the end, the business which gives high level of satisfaction to its consumers, is successful.So, businesses need to keep upgrading their technology for giving satisfaction to their consumers.
3. Outcome and Input based Businesses: The 21^st century does not focus much on input based businesses. Successful businesses in 21^st century are mostly outcome based. It is very important for businesses who want to survive in 21^st century to revolutionize their business models and to supply outcomes in such a way that it cuts across value chains.
4. Ecosystem operating vs ruinous competition: The 21^st Century encourages businesses working on collaboration rather than businesses entering destructive competitive environment. The lingua franca of a 21CE is non-homogenous “ecosystems”[1]. These are complex specialized networks where employees, suppliers, providers and consumers collaborate to extend the ecosystem beyond the enterprise with one common motive – to weave together a positive customer experience[2].
5. Personal Strategies: The last but not the least, it is very important for all the CEOs and business students to apply personal strategies in order to raise themselves in productive business environment. Here are some personal strategies that can help you to take your business to a next level: Increasing the speed of your business, embracing new technologies, adopting global thinking and investing in your business for a longer term.

In addition to this, it is very important for all the businesses to operate  in such a way that it does not harm any of the species living on this planet or our environment and also have good CSR activities. People always get attracted and encourage those businesses which are contributing for the betterment of the society and the country as a whole.

There are many changes occurring in our society and our global economy. From all the predictions of great economists, the pace of these changes is likely to increase further. This article highlights five strategies that can help you grow your business further and help in  sustaining your business in this dynamic environment.

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[1] Anant Gupta, ‘5 characteristics of a successful 21st-century enterprise’, World Economic Forum (9^th October,2015) < https://www.weforum.org/agenda/2015/10/5-characteristics-of-a-successful-21st-century-enterprise/> accessed 24^th December,2021.

[2] Ibid

By Moksha Grover

In September 2020, three controversial farm laws passed by the Indian government sparked India’s biggest protest in history. Tens of thousands of farmers marched to the capital to protest proposed new legislation and upward of 250 million people around the subcontinent participated in a 24-hour general strike in solidarity[1]. This massive protest gained attention worldwide and led to millions of farmers’ protests worldwide. Between six and ten million people took part in protests in up to sixty countries over the weekend of 15 and 16 February[2]. Some of the largest protests took place in Europe. But what are actually farm laws? Why are farmers so worried? Why are these protests taking place? Let us take a brief understanding of all these points

WHAT ARE THE NEW FARM LAWS AND HOW WILL THEY AFFECT THE FARMERS?

The three farm laws Farmers’ Produce Trade and Commerce (Promotion and Facilitation) Act, 2020; the Farmers Empowerment and Protection) Agreement on Price Assurance and farm Services Act 2020 and the Essential Commodities (Amendment) Act, 2020 passed by the government last year have become a great source of attention due to farmers’ protests. Thousands of farmers, mostly from Punjab, Haryana, and western Uttar Pradesh, have been camping at several Delhi border points since 26 November last year, demanding a repeal of the three farm laws[3]. These laws are said to dismantle the minimum support price system of the farmers and reduce their income. Due to the terms and conditions being handled by big corporate houses, farmers will get a less assured price for their crops, and also the commission agents who pitch in loans for them will be out of business. By weakening the government’s price guarantee system, the laws may end up hurting small and poor farmers, who form 80% of the sector and 23%of those who live below the poverty line, say critics[4]. Because of all these reasons farmers are protesting day and night and demanding a repeal of these laws.  It has now been 1 year since the farmers have been protesting and looking for the government to listen to their demands.

HOW DID FARMER’S PROTEST TURN INTO A PAN INDIA MOVEMENT?

As tens and thousands of farmers came together from different states of Punjab, and Haryana and started their protest by moving toward the capital of the country— New Delhi, they were stopped midway by the authorities from entering India’s capital. So, they started protesting on highways to New Delhi. The farmer’s protest is termed as the biggest protest in the history of the world wherein these farmers are supported by different farmers across the globe and also by big companies and brands like Marks & Spencers, Cover story, etc. Many people are supporting them by giving them food, clothes, money, etc.  There have been trials of talks between farmer unions and the government but the ultimate result of these trials has been failure. Several ministers and leaders from Bharatiya Janta Party (BJP) have dismissed these farmers’ protests viewing them as demonstrations by a handful of wheat and rice-growing people only from Punjab and Haryana. This is very wrong on the part of government as government is accountable to all its citizens irrespective of the fact that whether they are just some handful of wheat growing farmers. Further, as the days went on, farmers from other parts of the country galvanized into action by either joining the protest near New Delhi or organizing a series of demonstrations in different states[5].

Besides their demand of withdrawal of the laws, farmers have another demand. Their second demand is that governmet has to pass a law in which they’ll buy all the farm produce at a state set guaranteed price. The new demand gained traction among farmers from across the country, beyond Punjab and Haryana – known as India’s grain belt[6].

UTTAR PRADESH— A STATE IN WHICH FARMER’S WANT TO INTENSIFY THEIR PROTESTS

Uttar Pradesh is India’s most populous state being home to around 240 million people. As farmer’s protest is being more intensified, the union leaders are turning their gaze towards Uttar Pradesh. Modi’s BJP came to power in Uttar Pradesh in 2017, and the state assembly election is due by early next year[7]. In western Utter Pradesh agriculture is a mainstay and before the state assembly elections, farmer’s union aim to declare Bhartiya Janta Party (BJP) as an anti farmer party. To achieve this aim, it is said that farmers will go in every city and town of Uttar Pradesh and convey there to the people about the ignorance followed by Modi government to farmer’s interests. The election in Uttar Pradesh, which sends 80 lawmakers, or more than any other state, to parliament in New Delhi, is seen as a barometer of the popularity of the federal government[8]. Farmers now plan to hit the ruling party at the side which will hurt it the most.

HAS THE FARMER’S PROTEST LED TO THE COMING TOGETHER OF HINDU AND MUSLIMS FARMER’S?

In Western Uttar Pradesh, protests from Punjab and Haryana have turned up into a broad base movement. In western Uttar Pradesh, which sends 130 lawmakers to the state assembly, the upper caste landlords from the Jat community and the farmhands who typically come from the lower strands of the rigid Hindu social hierarchy have joined hands to oppose the farm laws[9]. The most remarkable point about this protest is that Hindu and Muslim farmers have come together to fight against the laws put up by the government breaking away all the communal clashes that had taken place between the two communities. It is said that the unity followed by the two communities will hurt the ruling party. However, BJP has denied fanning communal tension.

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[1] Nitish Pahwa, ‘India Just Had the Biggest Protest in World History’, Slate (9^th December,2020) < https://slate.com/news-and-politics/2020/12/india-farmer-protests-modi.html> accessed 13^th September, 2021.

[2] ‘2020–2021 Indian farmers’ protest’, Wikipedia < https://en.wikipedia.org/wiki/2020%E2%80%932021_Indian_farmers%27_protest> accessed 13^th September,2021

[3] ‘Explained: What farmers want and why they are protesting’, mint (26^th January, 2021) https://www.livemint.com/news/india/what-farmers-want-and-why-they-are-protesting-11611662903629.html accessed 13th September,2021

[4] ‘Why Farmers Are Worried About New Laws; It’s The History’, Bloomerang Quint (2^nd December,2020) < https://www.bloombergquint.com/politics/why-farmers-are-worried-about-new-laws-its-the-history> accessed 13^th September,2021

[5] Manisha Sen, ‘How Indian farmers’ protest turned into a country-wide movement’, The Sen Times (9^th September, 2021) < https://www.tkbsen.in/2021/09/how-indian-farmers-protest-turned-into-a-country-wide-movement/> accessed 13^th September,2021.

[6] Ibid.

[7] Ibid.

[8] Ibid.

[9] Mayank Bhardwaj, ‘Explainer: How Indian farmers’ protest turned into a country-wide movement’, Reuters (September 9, 2021) https://www.reuters.com/world/india/how-indian-farmers-protest-turned-into-country-wide-movement-2021-09-09/ accessed 13^th September,2021

Tradition basically means undocumented beliefs and customs that have been passed on from generation to generation,  which we all adhere to in our daily lives either knowingly or unknowingly. It is upto the decision of an individual where to follow traditional values and take them as a lesson or not. Since tradition is unwritten, it gets modified with time to suit the need of the time, but it is a chapter that provides lessons of right and wrong. Adhering to these values doesn’t make us orthodox, it rather makes us more aware of the past, and thus help make right decision. Along with binding  us to our forefathers, it makes our character distinct. In fact tradition are a testimony to our culture and society. While we have modern lifestyle today, one should remember, traditions values are not meant to be erased.

Such is the significance of tradition in our lives, that it can never become an obstacle in progress. It teaches us ways to utilize our time more effectively.The tragedy lies in the fact that usually elders tend to look down upon the younger generation if they don’t adhere to the religious and cultural traits of their parents. This decision should left up to the individual. Moreover, traditional Indian habits like touching the feet of our elders to show respect or visiting the temple with the family on an auspicious occasion are signs of a refined sense of culture, not of backwardness. Tradition cannot be an obstacle.

Knowing this information is essential to understand if you’re planning a global expansion strategy and levelling up in the business world. Additionally, whether in the workplace or personal development, knowledge of more than one language offers us new horizons and the opportunity to expand our cultural understanding.

From the languages that English speakers will find easy to learn, to the more difficult languages, we’ve compiled this all-encompassing list for you based on real data. The German Language is easy to learn, start German Listening

So keep reading to find out what the most spoken languages are.

1. English (1,132 million speakers)

• Native speakers: 379 million
• Non-native speakers: 753 million

Like Latin or Greek at the time, English is the universal language of today. It is the default language in international business, tourism, technology, and much more.

A bilingual person, who speaks Spanish and English, can understand 1 in 3 people who connect to the Internet. In addition, he or she can access over 60% of everything published on the web. 

2. Mandarin (1,117 million speakers)

• Native speakers: 918 million
• Non-native speakers: 199 million

Adding native and non-native speakers, Mandarin is the second most widely spoken language in the world. However, it is the first, if only native speakers are taken into account.

Mandarin is not actually a language, but a set of dialects of the Chinese language. What unifies these dialects under the same name is that their speakers can understand each other.

Interestingly, 20% of people who connect to the internet speak Chinese, but only just over 1% of the content available on the web is in the Chinese language.

3. Hindi (615 million speakers)

• Native speakers: 341 million
• Non-native speakers: 274 million

Hindi is, along with English, one of the 22 official languages of India, the second most inhabited country in the world. The region’s linguistic diversity (more than 1,600 languages coexist) explains the high rate of non-native speakers who use it as a lingua franca.

4. Spanish (534 million speakers)

• Native speakers: 460 million
• Non-native speakers: 74 million

Spanish is the second of the most widely spoken languages globally in terms of the number of native speakers. In addition, it is the most spoken of the Romance languages, and is the third most used on the internet.

Its enormous colonial expansion took it not only to America, but also to Africa and Asia. Due to migration, the United States is the second country with the largest number of Spanish speakers in the world.

5. French (280 million speakers)

• Native speakers: 77 million
• Non-native speakers: 203 million

Colonialism allowed French to spread throughout the world. Today it is the official language of 29 countries on different continents.

If English is the language of business, French is considered the language of culture. Its enormous importance is also reflected in the fact that it is the third language with the largest number of non-native speakers.

6. Arabic (274 million speakers)

• Native speakers: 245 million
• Non-native speakers: 29 million

Arabic is the official language of 26 countries. Due to this territorial coverage, it is actually a set of dialects. It is also the liturgical language of Islam.

It is not only the language that treasures the enormous cultural legacy of the Arab world, but also a necessary tool for the field of business in that region of the world.

7. Bengali (265 million speakers)

• Native speakers: 228 million
• Non-native speakers: 37 million

Bengali is the official language of Bangladesh. In addition, people speak it in some areas of India and Burma. It may come as a surprise that a language spoken in such a small territory appears in a list of the most spoken languages in the world. However, it makes sense when you think about the population density of that region.

8. Russian (258 million speakers)

• Native speakers: 154 million
• Non-native speakers: 104 million

Less surprising is the inclusion of Russian among the most widely spoken languages globally if we think about Russian history and territories. It is the official language of four countries, but people also speak it in all those part of the former Soviet Union. It is the language with the largest number of native speakers in all of Europe.

9. Portuguese (234 million speakers)

• Native speakers: 221 million
• Non-native speakers: 13 million

Portuguese is another of the languages that expanded in the European colonial period. Today it’s the official language of nine countries divided between Europe, America, Africa and Asia. Brazil is the largest country out of those nine and has the most amount of Portuguese speakers. In addition, it is the most widely spoken language in the southern hemisphere.

10. Indonesian (198 million speakers)

• Native speakers: 43 million
• Non-native speakers: 155 million

Bahasa Indonesian is the official language of Indonesia, the fourth most populous country in the world. Peculiarly, it’s not the native language of most of its speakers. Rather, it’s a second language necessary for mutual understanding in a country with more than 200 languages.

Top 20 Languages are as follows

1 English 1.5 B

2 Mandarin Chinese 1.1 B

3 Hindi 602.2 M

4 Spanish 548.3 M

5 French 274.1 M

6 Standard Arabic 274.0 M

7 Bengali 272.7 M

8 Russian 258.2 M

9 Portuguese 257.7 M

10 Urdu 231.3 M

11 Indonesian 199.0 M

12 Standard German 134.6 M

13 Japanese 125.4 M

14 Nigerian Pidgin 120.7 M

15 Marathi 99.1 M

16 Telugu 95.7 M

17 Turkish 88.1 M

18 Tamil 86.4 M

19 Yue Chinese 85.6 M

20 Vietnamese 85.3 M

A web series is a series of online videos that can either be scripted or non- scripted. They first came into existence in late 1990’s with first web series being released on April 1995 , the series was “Global Village Idiots” it was an episode of Bloomington, Indiana based public access program Rox, it was uploaded to the internet on the show’s website at rox.com thus making it the first such series which was distributed via web. The series got a huge popularity at that time thus calling it out as the real impact of digital revolution in pop culture.

But web series gained more popularity in early 2000s and since then they are continuously gaining popularity. The reason behind there increasing popularity is that they are available on a range of platforms and devices including desktop , laptop , tablets and smartphones and by being online they have chance of being by the other country audience as well thus making them extremely popular or go viral. A web series is a group or series of videos and its one video or single instance is called as a “episode” or “webisode” .

By Moksha Grover

Exploitation of workers is a very common phenomena followed by many employers since a long time in several countries across the globe. This covid pandemic has mainly impacted and increased the rates of child labour and forced laboures. Reports provided by agricultural farms and slaughterhouses, where most of the workforce exploitation is of migrant workers are really horrific. Many workers have been subjected to loose their employment and income. As a result, these affected groups are often subjected to discrimination. These affected groups are mostly children, women, people working in informal sector, religious minorities, LGBTQ community, refugees etc.

There is clearly a need to stop labour exploitation and ensure all the workers have safe working conditions and adequate pay. It is important to ensure that exploitation of workers does not become a ‘new normal’ in this pandemic.

REDUCED INCOME

This pandemic has led to the reduce in income of many households. Many rich business owners have been declared as bankrupt. As a result, many companies have reduced the income of their workers as well as terminated many people from their company to maximize their profits thus, leading to the loss of employment and income. Due to these circumstances, the overall world has seen an increase in social issues like poverty. According to Asia–Pacific Employment and Social Outlook 2020: Navigating the crisis towards a human-centred future of work  estimates, the economic backlash of the COVID-19 pandemic wiped out some 81 million jobs in 2020[1]. Due to this reduction in income and loss of employment, many workers have been found carrying a hangover of debt as many had taken loans from friends and other sources and because of the loss they suffered by the pandemic, they were not able to pay back what they had borrowed.

OVERWORKING OF REDUCED WORKFORCE

As a consequence of loss of employment and increased production in certain industries, many people have to work overtime and many have suffered overloads of work. Many of them don’t even get breaks in between their work and are made to work continuously due to reduced labour.      Because of poverty, they even have to work and cannot leave their work due to their helplessness. These labourers are meeting additional pressures to meet their targets and many of them don’t even get good working conditions. Having limited access to healthcare, sanitation, drinking water further increases their vulnerability.

EMPLOYMENT DECEPTION AND FINANCIAL EXPLOITATION

Many people having the hope to have better job opportunities visited countries like USA, UK. However, this sense of job security was sabotaged as when they later reached these countries, they found that these jobs actually didn’t exist. This organised criminal deception represents a worrying trend, given tighter visa restrictions following Brexit, which may encourage workers without employment to seek jobs in the informal economy, with a higher risk of exploitative conditions[2].

In this pandemic, businesses also suffered a lot with respect to high costs they incurred on purchasing personal protective equipment (PPE) as well as setting up the systems of offline work in their office and formulating new procedures and guidelines ranging from new health and safety protocols to new audit report systems. Also, while audits into supply chains have continued, these were taken up from a long distance without physical contact which limited businesses’ oversight of their suppliers.

RISKS FOR THOSE ALREADY IN SITUATIONS OF LABOUR EXPLOITATION AND FOR SURVIVORS— MIGRANT WORKERS

People those who are marginalized, discriminated against, and impoverished are at greater risk of exploitation. However, due to this pandemic, they are even at a greater risk of exploitation with inadequate healthcare and some essential facilities. Due to restricted movement including the border closures and travel disruptions during the pandemic, these workers are not even able to return to their hometowns. This is the case with migrant workers. These workers often live in poorly sanitized and unhygienic labour camps and due to inadequate healthcare facilities, they are prone to health risks. And because of this pandemic they are not able to return home. They go to different lands to earn money but often become the victims of exploitation due to any social or religious factor. the sudden announcement of the pandemic left 13 crore migrants with no way to return home and no money in India. When the lockdown got relaxed, many employers got worried about the shortage of labour and whether these migrant workers will return back. However, when these labourers returned back, none of the employers were concerned about their health and facilities. As a result of all these consequences, many people are now facing mental health issues thus, increasing the cases of mental health risks.

CHILD LABOUR

This economic and social crisis is predicted to particularly affect children. An estimated 42-66 million children could fall into extreme poverty as a result of the crisis this year, adding to the estimated 386 million children already in extreme poverty in 2019[3]. Before this pandemic, there was an improvement in child labour almost in all countries around the world. Many children had started going to school and educating themselves. But due to this pandemic, everything got disrupted. The whole education system became online and those who were not able to afford this system unfortunately, had to give up on their studies. This led to thousands of children leaving schools and working as forced labourers.

Due to this pandemic, many households have fallen into extreme poverty as a result, they force their children into child labour. Children who belong to marginalised communities, are disabled or homeless are more prone to indulge in child labour. In addition to being forced in child labour, many children, mostly girls are also burdened with increased household responsibilities and domestic chores.

REPUROPOSING AND INNOVATING OPERATIONS

It is very important to stop labour exploitation and take necessary measures and steps in order to prevent this exploitation. Following steps and measures can be taken to stop workforce exploitation.

• Ensuring workers, a regular and good pay should be made essential for all the companies and organizations.
• Job security should be given to all the employees.
• Government should take adequate measures and frame policies in support of all the labourers and workers and ensure safe working conditions for them.
• In the wake of this pandemic, all the organisations and companies should provide all its workers with personal protective equipment (PPE)
• Overloading of work and overtime of workers should be avoided.
• Working in collaboration with educational institutions for the purpose of boosting re-enrolment and avoiding children engaging in child labour.
• Migrant workers who have been confined to a workplace and are subjected to forced labour should be rescued.

CONCLUSION

In this pandemic, there is a risk of labour exploitation to become the ‘new normal’. The poor labourers are forced to work in informal sectors and face exploitation due to the lack of sources and income. If this issue is not controlled now, it would be very difficult to control it in future. There should be appropriate measures taken to help all the workers who are at a risk of this exploitation and for those who are already facing this exploitation.

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[1] ‘81 million jobs lost as COVID-19 creates turmoil in Asia-Pacific labour markets’, International Labour Organization (15^th December,2020) https://www.ilo.org/asia/media-centre/news/WCMS_763819/lang–en/index.htm> accessed 21^st September,2021

[2] Dr Oana Burcu, ‘Evaluating the risk of labour exploitation among migrant workers in the UK during Covid-19’, University of Nottingham < https://www.nottingham.ac.uk/vision/evaluating-the-risk-of-labour-exploitation> accessed 21^st September,2021.

[3] ‘COVID-19 impact on child labour and forced labour: The response of the IPEC+ Flagship Programme’, International Labour Organization (May,2020) < https://www.ilo.org/wcmsp5/groups/public/@ed_norm/@ipec/documents/publication/wcms_745287.pdf> accessed 21^st Septemer,2021

Property frauds are majorly done in the form of mortgage frauds. Mortgage frauds in India are very common now. It is to a degree where it’s started to become a problem. Committing a mortgage fraud in India is very simple. Let’s first understand what is a mortgage? So, a mortgage is a loan approved by a bank for housing purposes. A mortgage loan is very common in India . A lot of people apply for mortgage loans. Because it’s so prevalent, there are a lot of mortgage frauds that have been taking place over the past few years.

A man named Rajiv rathee forged property documents to mortgage the same property with six different banks cheating them of a whopping 7 crore. One of the major reasons for the regular occurrence of mortgage fraud is an equitable mortgage. An equitable mortgage is a simple way of getting a mortgage loan. But one of the major drawbacks of an equitable mortgage is that it doesn’t have any public records. So any charges that are mentioned in the equitable mortgage cannot be seen by the public or the bank, unlike a registered mortgage.

Equitable mortgage is a major issue and should be looked into and rectified as soon as possible. Overvaluation of the property also leads to mortgage fraud. It is very simple to present an overvalued sum of the property to get a higher amount of loans. The banks should take measures to cross-check the valuation of the property. There are legal remedies in place to ensure that the bank recovers from the loss because of fraud. But there should be proper measures in place so that the fraud doesn’t happen in the first place.

The first thing that a bank can do is educate its staff. The staff should be able to understand the red flags of mortgage fraud so that they can identify them when they see one. The lender should always check the identity of the person. He should make sure all his identity documents match and are original. The lender should make sure to take the consent of all the joint holders of a property. The lender should cross-check every document and important details. A bank should be able to identify if a property is overvalued to commit fraud. These are some of the ways by which a bank can ensure that a mortgage fraud doesn’t happen.

China initiated trade relations with African countries way back in 1970. Their motive was primarily strategic, i.e., creating new allies and expanding its global influence against the west, mainly the United States. African countries are the perfect victims of China’s predatory lending policies. They are capital-poor and are desperate for an influx of investments to grow and compete with the Western world.

The goal of the African Continental Free Trade Area was to break away from its colonial routes and begin trading and competing with various countries from different continents. However, the most significant benefit of this FTA was reaped by Communist China and its crony-capitalist policies. China expands its network through this FTA through new loans, trade deals, and military support. Chinese companies are dominating transportation and infrastructural development projects in Africa. According to a McKinsey Africa report, about 50% of Africa’s engineering, procurement, and construction contracts were given to Chinese companies. Africa’s extractive economy depends on its natural resources, raw materials, and primary goods. Low production values and infrastructure gap in Africa force African countries to export these commodities to China to be converted into finished goods and imported back to Africa. China also lends money to African nations to create infrastructure and improve connectivity. African countries give China exclusive access to their resources, like mining rights in Hwange National Park in Zimbabwe.

China’s Belt and Road Initiative (BRI) aims to improve regional integration, increase international trade, and stimulate economic growth by connecting Asia, Africa, and Europe via land and sea. The BRI is often referred to as “debt trap diplomacy.” China appears to be giving emerging countries questionable loans for growth capital to strategically use the recipient country’s debt to China for economic, military, or political gain. The ownership swap of Sri Lanka’s Hambantota port, in which China has forgiven Sri Lanka’s massive debt in exchange for a long-term lease of the port in 2017, is a well-known example of this.

Why Loans from China?

Using confidentiality clauses, China seems to be very secretive in its lending policies. It offers far less transparency compared to international lending agencies such as IMF. China must use more competitive interest rates compared to these organizations for African countries to so enthusiastically borrow from them.

What Might Happen in Case of Default?

As in the case of Kenya’s multi-billion dollar railway project and Sri Lanka’s Hambantota Port, China seizes control over these assets, i.e., all the revenue generated from the operations of these projects is credited to China’s EXIM bank. There is no formal judicial process in case of loan default as it is in international organizations and other Western countries. The secret contracts enable the Chinese Exim Bank to control these assets.

Does China overlook human rights violations and labor exploitation when giving loans that other countries may not overlook? Is this ethical?

Most of Africa missed out on the industrial revolution. Therefore, the lack of capital accumulation and the lack of growth (as stated by various development economists such as Solow, Meade, and Robinson)  has been the primary cause of the backwardness of most African economies. This has resulted in the backwardness of physical and human capital in education, skill, and health. China saw the potential to exploit cheap and abundant labor in Africa. More liberal Western countries lean towards protecting employees and safe working conditions. However, a country like China is ruthless when capitalizing on the low labor cost for procurement and activities.

The ethics dimension of the Africa-China relationship is always under question. It can be compared to how the Europeans ruthlessly colonized African, Asian, and Latin American countries and exploited their resources and manpower for their gains. There are both advantages and limitations to China’s lending policies toward Africa. On the upside, countries are moving towards a stage of economic development with capital accumulation and mobility. At the same time, on the downside, prosperity is still not very high due to exploitation.

Everyone wants to become prosperous fast, but is it possible? Should countries live within their means?

There is no congruence between the growth of Africa and that of the rest of the world. However, there is a fine line between growth, development, and prosperity. A country can grow economically, but it may not be developing. A country may be developing, but it may not be prosperous. African nations must keep in mind that improving prosperity is a gradual process. Upliftment is of the poor takes time. According to Gunnar Myrdal’s theory of Circular Causation, there is a backwash effect between China and Africa which means that savings are gradually being siphoned off from poor regions to richer ones.

In the 21st century, countries can’t live within their means. A state of complete autarky can not lift a nation from economic backwardness. A country needs investments and the accumulation of capital to grow. Citing another development economics theory, namely “The Big Push Theory” given by Rodenstein Rodan, a large amount of minimum investment is required to overcome development obstacles in an underdeveloped economy to set it on the path of development. This is where China plays a vital role. China brings in high amounts of investments to push African Economies towards the course of development. International Lending Agencies and Western Countries may be hesitant to invest a significant amount in such emerging countries.

How much leverage is acceptable?

China’s primary aim in Africa is to create allies. African nations risk losing control of their assets due to leverage. However, African countries don’t have many alternatives. Even they need to progress to meet their domestic consumption requirements and increase their international competency. That said, they can not keep increasing their debt just because there are no judicial ramifications. The only thing at stake is the control of assets, which Africans use daily to earn their bread. From Africa’s point of view, a high level of external debt to China is not wrong because of the conditions and clauses involved in their lending. The fact that 88% of Djibouti’s GDP stems from Chinese investments reflects that China has an overwhelming contribution to the economy of such nations. Such a high debt to GDP ratio is not sustainable for any country, and this should serve as an example to other African nations to keep a check on borrowings and the terms and conditions laid out in the contract of loans taken from Chinese institutions.

What sort of reforms and fiscal discipline are required for a strong economy?

Fiscal discipline necessitates governments maintaining fiscal positions compatible with macroeconomic stability and long-term growth. Excessive borrowing and debt buildup should be avoided for this reason. At the same time, authorities must be cautious when it comes to attaining resource allocation and distributional goals and smoothing out output fluctuations. Creating financial buffers is also necessary to respond to both unpleasant shocks and predictable fiscal pressures, such as those caused by high levels of population growth.

The track record of fiscal management in achieving these many goals has been uneven. Weak fiscal discipline, which reflects deficit and debt sustainability issues, has frequently jeopardized stability and growth and, in the worst situations, has resulted in economic and financial disasters. Furthermore, while output stability would necessitate countercyclical fiscal policy, governments tend to favor procyclical discretionary expenditure increases and tax cuts when the economy is performing well. While the countercyclical fiscal policy may be beneficial in “hard times,” urgent deficit and debt sustainability issues make such policy difficult, if not impossible. Procyclicality becomes a significant underlying factor of poor budgetary discipline in good times.

Budgetary discipline is required to maintain overall economic stability, reduce susceptibilities, and improve economic performance. If governments are to benefit from the opportunities provided by increasingly free trade and open capital markets to improve their long-term economic prospects, fiscal discipline is required. They must, however, decrease their exposure to market sentiment fluctuations and capital flow volatility to reduce the likelihood of debt crises.

How can the global community help small, vulnerable countries? Can some frameworks be put in place to control the predatory instincts of China?

For emerging countries, the current structure of international economic organizations has proven insufficient. A positive examination focused on equity, sustainability, and social prosperity is required. Essential international organizations must be reconfigured to reflect inclusion and representative coverage now that different leaders are at the table. Allowing the African Union to join an expanded Group of Twenty (G20) would act as a catalyst, reshaping global policy and allowing for a more inclusive and sustainable world. African and other countries must look for alternatives that would allow them to be independent, as Western and Chinese policy initiatives have shown that their operations do not benefit the host countries.

Concluding Remarks

The credit line extended to other emerging countries is predatory, not benevolent. To begin with, the contracts with the host countries are murky. Contracts frequently include stipulations ensuring that contracts for infrastructure projects are awarded to Chinese businesses and that the labor engaged in these projects is Chinese rather than local. These contracts ensure that a considerable portion of the money returns to China. As manufacturing possibilities decline in China, the country’s large labor force is repurposed and does not become a burden on the Chinese economy.

In many ways, the plan is comparable to what Imperial Britain achieved by establishing colonies, albeit more subtle and with minor tweaks as the CCP adapts it for the twenty-first century. While initially appealing to poorer countries, China’s offering to fund infrastructure projects frequently becomes a trap for them. The projects do not generate enough cash for the host countries to repay their debts to China. China collects its debt by seizing control of the host country’s essential infrastructure, giving it a long-term strategic advantage. These countries’ only hope is that China agrees to rework the contracts, which China typically refuses to do.

India is celebrating 75 years of independence under the banner of Azadi ki Mohotsav.  We are enjoying ourselves, we are celebrating in a joyous mood but we did not get this Azadi / Independence easily. Many people sacrificed their lives, many were physically tortured and crippled, and also many women were assaulted. There are numerous cases of heinous crimes inflicted upon to Indians by the British Raj.  Indians salute all of them and will continue generations after generations. It is also sad that in the school textbooks a few names and their family members’ names are highlighted as if for their sacrifice we have got independence. Here, I am presenting a case of a great freedom fighter who later on became a spiritual leader but was not widely known to many Indians (my observations). He is Sri Aurobindo earlier known as Aurobindo Ghosh.

Sri Aurobindo, the original name was Aurobindo Ghose, (Aurobindo also spelled Aravinda) was born on 15 August 1872, in Calcutta /Kolkata. “ Although his family was Bengali, his father believed British culture to be superior. He and his two elder siblings were sent to the English-speaking Loreto House boarding school in Darjeeling, in part to improve their language skills. Darjeeling was a center of Anglo-Indians in India and the school was run by Irish nuns” (wikipedia.org/wiki/Sri_Aurobindo). Later on, “he was sent to England for further schooling. He entered the University of Cambridge, where he became proficient in two classical and several modern European languages. After returning to India in 1892, he held various administrative and professorial posts in Baroda (Vadodara) and Calcutta (Kolkata).  Turning to his native culture, he began the serious study of Yoga and Indian languages, including classical Sanskrit” (britannica.com/biography/Sri-Aurobindo). After that slowly he became a revolutionary. The Partition of Bengal in 1905 led to a general outburst which helped the rise of the extremist party and the great nationalist movement. The British Government dealt with severe repressive measures against the ‘Swadeshi Agitation’. “In 1908, Khudiram Bose and Prafulla Chaki attempted to kill Magistrate Kingsford, a judge known for handing down severe sentences against nationalists. However, the bomb thrown at his horse carriage missed its target and instead landed in another carriage and killed two British women, the wife, and daughter of barrister Pringle Kennedy. Aurobindo was also arrested for planning and overseeing the attack and imprisoned in solitary confinement in Alipore Jail. The trial of the Alipore Bomb Case lasted for a year, but eventually, he was acquitted on 6 May 1909. His defense counsel was Chittaranjan Das” (wikipedia.org/wiki/Sri_Aurobindo). Anyway, the British administration was after him for silly issues they were after him. In view of this, he finally decided to go to Pondicherry, now Puducherry, a French colony (until 1954). In Pondicherry, Sri Aurobindo dedicated himself to his spiritual and philosophical activities. During this period, one French lady  Mirra Alfassa popularly known as The Mother greatly supported him.  “When the Sri Aurobindo Ashram was formed in November 1926, Sri Aurobindo entrusted its full material and spiritual charge to the Mother. Under her guidance, which continued for nearly fifty years, the Ashram grew into a large, many-faceted spiritual community” (sriaurobindoashram.org/mother). Before conclusion, a few paragraphs written by Sri Aurobindo himself, in 1934 are presented here.

“All beings are united in that One Self and Spirit but divided by a certain separability of consciousness, an ignorance of their true Self and Reality in the mind, life, and body. It is possible by a certain psychological discipline to remove this veil of separative consciousness and become aware of the true Self, the Divinity within us and all. Evolution is the method by which it liberates itself; consciousness appears in what seems to be inconscient, and once having appeared is self-impelled to grow higher and higher and at the same time to enlarge and develop towards greater and greater perfection. Life is the first step of this release of consciousness; the mind is the second; but the evolution does not finish with the mind, it awaits a release into something greater, a consciousness that is spiritual and supramental. The next step of the evolution must be towards the development of the Supermind and Spirit as the dominant power in the conscious being. Only then will the involved Divinity in things release itself entirely and it become possible for life to manifest perfection” (auroville.org/page/sri-aurobindos-teaching-and-spiritual-method).

On his (Sri Aurobindo) birthday on 15 August 2022, Pronam to yogi, seer, philosopher, poet, and Indian nationalist who propounded a philosophy of divine life on earth through spiritual evolution.

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Introduction: What is Insurance?

To provide financial protection against the risk of some future event. The phrase “insurance” comes from the Latin for “to hedge one’s bets”.

It is also known as a form of risk management and is meant to hedge against financial loss. Insurance exists in various forms and can be categorized as compulsory or voluntary, public or private, or commercial.

Voluntary liability insurance provides protection to the policyholder against liability arising from an incident that triggers a policy obligation. Public automobile insurance is compulsory in most countries and private auto insurance often exists only where required by law.

Commercial Auto Insurance Policies are designed to provide coverage for motor vehicles used in a business enterprise – these policies typically provide coverage on an “occurrence basis” rather than “claims-made basis.”

What Is Life, Home & Auto Insurance?

Insurance is one of the most important aspects for everyone to consider. There are two types of insurance: life and property. The first one ensures you don’t die from a disease or accident that happens, while the second one covers any damages that happen to your belongings such as your car, house, home appliances or anything else.

Life Insurance

Life insurance is a type of insurance that covers the potential risk of all or part of someone’s life, for example, if they die early or get left with dependent children. Life insurance rates are different and depend on many factors including age and smoking. So, always talk to a qualified advisor before deciding on the best option for you. Life Insurance quotes online in India could be what you need to find the best coverage at an affordable rate.

The general rule is to always have enough insurance coverage. This will allow you to replace items that are lost or damage due to accidents/incidents. Life insurance rates are different and depend on many factors including age and smoking. So, always talk to a qualified advisor before deciding on the best option for you. Life Insurance quotes online in India could be what you need to find the best coverage at an affordable rate.

Home Insurance

Home Insurance is a must for any homeowner and is a legal requirement if you are renting or have rented your home. Home insurance can be confusing because there are so many factors that need to be taken into consideration as well as different products and providers.

The type of coverage you need will depend on what you want to be covered, how valuable your home is, who will live in the home and your budget. Below are some suggestions on how to choose the right kind of coverage at the right price.

* Which level of coverage do I need?

* How much does home insurance cost?

* What can I get with my policy?

* What else should I know about home insurance?

* Should I buy flood insurance too?

Auto Insurance

Auto Insurance is a must-have. It might seem expensive, but it can save you from financial ruin in the event of an accident or from being stranded on the side of the road.

Auto insurance rates depend on several factors, such as where you live, your annual mileage and your credit score. You can get quotes online for free to find out how much different options would cost you – but consider shopping around and trying to find a policy that fits within your budget.

Summary

In conclusion, insurance is a critical part of protecting your car, home, and life. It can help you recover from damages, replace lost belongings, and give you peace of mind in knowing that you are financially protected against unexpected events. Be sure to shop around for the best rates and coverage for your needs, and don’t hesitate to ask questions to make sure you understand your policy. Thanks for reading!

By Moksha Grover

Covid-19 pandemic has changed the world completely, with affecting almost all the countries around the globe. Today, the whole world is struggling against covid-19. Amidst this fight, it has been declared that with the help of WHO we can win this fight against covid-19. Covid-19 has been declared as a pandemic by world health organization on on March 11, 2020 and since then, WHO has been helping a lot to end this pandemic situation. Safe and effective vaccines, being manufactured everyday are really crucial to end this pandemic. WHO has been working tirelessly in manufacturing and developing these vaccines and also ensuring equitable distribution of theses vaccines.

UPDATING COVID CASES

WHO plays a significant role in determining the covid cases around the globe. For the production as well as the distribution of vaccines, it is important to know how much Covid cases each country has, so that the vaccines can be manufactured and distributed accordingly. This task is being accomplished by World Health Organization (WHO).  WHO updates about covid cases worldwide with the help of statistical tools used for analyzing like graphs and histograms. There is one graph for the overall worldwide covid situation and separate graphs for each country. WHO also helps in providing a better understanding of covid situation by using graphs and histograms in such a way that even a layman can understand it.

This is a recent graph provided by WHO showing 221,134,742 total covid cases and a total of 4,574,089 deaths by covid around the globe as of 7^th of September, 2021[1].

WHO also has kept us updated about some vital information about covid like when it became airborne, its second and third wave etc. It also uses apps like twitter and Instagram to update people about the latest information relating to covid. To accomplish all these tasks, WHO has set up a full support team for updating people time to time and also providing assistance to people in this pandemic.

DEVELOPING OF VACCINES

WHO has brought together 400 of the world’s leading researchers to identify research priorities for the manufacturing of vaccines[2]. “Solidarity Trial”, an international clinical trial, involving 90 countries is also one initiative launched by WHO, to help find effective treatment[3]. WHO has also taken up research protocols for better understanding of the virus. Approximately 130 scientists, funders and manufacturers from around the world have signed a statement committing to work with WHO to speed the development of a vaccine against COVID-19[4].

In addition to this, the world health organization is giving its best in making people understand about vaccines, its side effects, its importance etc. by uploading various pdfs and data files on its site.

Above is the cover page of one pdf file uploaded by WHO on their website which tells everything about the working of the vaccines, its benefits, vaccines by different companies etc. In addition to this, WHO has also answered the most asked questions about covid-19 vaccines.

WHO has also given details of various vaccines launched by different companies and have listed their side effects too. It has also helped in the approval of various vaccines given by Pfizer, Johnson & Johnson, Oxford, Serum Institute of India etc. On its website of Covid-19 vaccine tracker, WHO lays down the list of all the approved vaccines along with the number of countries approving these vaccines and the number of trials in other countries.

EQUITABLE DISTRIBUTION OF VACCINES

The world health organization (WHO) has a very big role to play in the equitable distribution of vaccines. For equitable distribution of vaccines, WHO has unveiled its global plan to fairly distribute covid-19 vaccine. two-thirds of the world’s population have joined its plan to buy and fairly distribute COVID-19 vaccines around the globe[5]. As per WHO’s “fair allocation mechanism” distribution of vaccines will be conducted in two phases.

In the first phase, all countries would receive vaccine proportional to their population; initially enough vaccine to immunize 3% of their population, with the first doses going to frontline workers in health care and social care[6]. Then, additional vaccine would be delivered until 20% of a nation’s population is covered. WHO envisages that these doses would be used to immunize those at the highest risk from COVID-19: elderly people and those with comorbidities[7].

Second phase would be dealing with the countries where vaccinations are needed to cover additional people on the basis of the urgency of immunizations needed. The priority will be decided on the basis of two criteria’s.

• The magnitude of spread of virus whether it is spreading very fast and whether other pathogens like influenza are also spreading at the same time
• Whether the health care system of the country is strong or weak, whether it has sufficient beds in hospitals for its patients and other intensive care units etc.

 RESULTS OF THE PLAN LAUNCHED BY WHO

The plan by World Health Organization (WHO) is still in progress and it is said that additional 38 countries are expected to sign soon[8]. Access to the vaccines in the COVAX portfolio will be given to these countries and they will pay for their own doses. It has secured an estimated 700 million vaccine doses so far and wants to provide 2 billion by the end of 2021, with the aim of providing coverage to at least 20% of the population of participating countries[9]. The WHO has also called for moratorium on Covid Vaccine Booster Shots till end of September to address the drastic inequity in dose distribution between rich and poor nations[10].

WHO ASSISTANCE TO COVID-19 ECONOMY

The world health organization (WHO) in collaboration with other organizations initiated a global collaboration known as the Access to COVID-19 Tools Accelerator (ACT Accelerator) with the motive of accelerating the development, production, and equitable access to COVID-19 tests, treatments, and vaccines.

 So far 10 countries have contributed $2.4 billion to the work of the ACT Accelerator, with the United Kingdom committing just over US$ 1 billion, and Germany, Canada, Japan and France committing US$ 618 million, US$ 290 million, US$ 229 million and US$ 147 million respectively[11]. In just seven months, the ACT Accelerator’s progress has been significant: over 50 diagnostic tests have been evaluated and new rapid antigen diagnostics have been developed and being made available for LMICs; life-saving Dexamethasone treatments are being rolled out, research into monoclonal antibody treatments is advancing; and through the Health Systems Connector, the health system requirements for delivery of COVID-19 tools have been mapped in 4 out of 6 world regions[12].

It is now being reported that the countries who have contributed to ACT will now be able assess economic benefits to advanced economies in result of their contributions. Global equitable access to COVID-19 vaccines estimated to generate economic benefits of at least US$ 153 billion in 2020–21, and US$ 466 billion by 2025, in 10 major economies, according to new report by the Eurasia Group[13]. With the help of introducing these policies and initiatives, WHO is now helping the falling economies of many countries to come to the positions they were on before this covid pandemic.

CONCLUSION

In order to sum up, I’ll like to say that WHO is working tirelessly to improve the covid-19 situation across the globe as well as supporting many economies in these hard times. Furthermore, WHO has also given certain guidelines for people to follow that’ll surely help in decreasing covid cases. Guidelines on vaccines are also given. All these guidelines are available on WHO websites. WHO has also conducted free campaigns to spread awareness. These efforts by WHO will only be fruitful when people follow all the instructions and guidelines in relation to covid 19 prevention and also get all the vaccinations properly for immunization. In order to win this fight against covid-19, it is advised to all the people to take necessary precautions and get vaccinated as soon as possible

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[1] ‘WHO Coronavirus (COVID-19) Dashboard’, World Health Organization < https://covid19.who.int/> accessed 8^th September,2021

[2] ‘5 reasons the world needs WHO, to fight the COVID-19 pandemic’, United Nations (9^th April 2020) < https://news.un.org/en/story/2020/04/1061412> accessed 8^th September,2021

[3] Ibid.

[4] Ibid.

[5] Kal Kupferschmidt, ‘WHO unveils global plan to fairly distribute COVID-19 vaccine, but challenges await’, Science (21^st September,2020) < https://www.science.org/news/2020/09/who-unveils-global-plan-fairly-distribute-covid-19-vaccine-challenges-await> accessed 8^th September,2021

[6] Ibid.

[7] Ibid.

[8] Ibid.

[9] Ibid.

[10] ‘World Health Organisation Calls For Moratorium On Covid Vaccine Booster Shots’, NDTV (August 04, 2021) < https://www.ndtv.com/world-news/coronavirus-world-health-organisation-calls-for-moratorium-on-covid-vaccine-booster-shots-2502715> accessed 8^th September,2021.

[11] ‘Global equitable access to COVID-19 vaccines estimated to generate economic benefits of at least US$ 153 billion in 2020–21, and US$ 466 billion by 2025, in 10 major economies, according to new report by the Eurasia Group’, World Health Organization (3^rd  December 2020) < https://www.who.int/news/item/03-12-2020-global-access-to-covid-19-vaccines-estimated-to-generate-economic-benefits-of-at-least-153-billion-in-2020-21> accessed 8^th September,2021.

[12] Ibid.

[13] Ibid.

The term “biodiversity” was coined around 1985.Biodiversity or biological diversity . Biodiversity is a term refers to the variety of species both flora and fauna present in an area, that is the variety of animals, plants, fungi, and even microorganisms like bacteria that make up our natural world. Each of these species and organisms work together in ecosystems, like an intricate web, to maintain balance and support life.

Scientists have estimated that there are around 8.7 million species of plants and animals in existence. However, only around 1.2 million species have been identified and described so far, most of which are insects.Although examining counts of species is perhaps the most common method used to compare the biodiversity of various places, in practice biodiversity is weighted differently for different species, the reason being that some species are deemed more valuable or more interesting than others. One way this value is assessed is by examining the diversity that exists above the species level, in the genera, families, orders.The variability among living organisms from all sources including terrestrial, marine and other aquatic ecosystems and the ecological complexes of which they are a part. This includes variation in genetic, phenotypic, phylogenetic, and functional attributes, as well as changes in abundance and distribution over time and space within and among species, biological communities and ecosystems.

The framework based on counting-up units contrasts with other proposals for general frameworks for biodiversity, including those proposals that have attempted to include a variety of calculations like endemism , dissimilarity, rarity, and so on within the definition of biodiversity . The framework based on counting-up units implies not only that biodiversity as variety is that total count, but also that we can carry out lots of other important, associated, calculations that will be useful for decision-making and policy ,notably looking at gains and losses. This idea of a biodiversity “calculus” contrasts with the ecologically oriented perspective that there are many different indices called “biodiversity”.

The common measure, species richness, illustrates the different perspectives. The pre-history of biodiversity, reflecting the species extinction crisis and the values of variety, provides a core rationale for a definition that includes counting-up species. The pre-history of “biodiversity” also highlighted the idea that the value of variety itself should be considered along-side the recognised benefits and dis-benefits of individual species , and all these benefits/values can enter into trade-offs and synergies that support decision-making. Some current perspectives or framings about biodiversity and its value can be understood as again blurring that distinction between biodiversity and biospecifics. One such framing equates biodiversity with all of nature. A focus on biodiversity as the collection of individual units/elements suggests that biodiversity covers so many individual elements that it more or less can be equated with biotic nature. An ecological/ecosystem framing of biodiversity expands this further biodiversity may be interpreted as including not only the many individual elements but also all their ecological interactions, and associated processes. These expanded perspectives, focused on elements and their interactions, create a risk that we may miss the opportunity to properly consider both values of nature/ecology and the values associated with biodiversity-as-variety.

On the study of biodiversity,Conservation biology has emerged as a true scientific discipline and has succeeded in providing an understanding of many of the underpinnings of the field, including effects of pollution on populations of plants and animals, how to approach restoration of various habitats, how to manage endangered species, and many other topics too numerous to mention. Conservation biology has done well in developing the science of understanding individual species in their habitat, performing spatial scale analyses of individuals, and modeling their activity within the landscape.

Important direct drivers affecting biodiversity are habitat change, climate change, invasive species, overexploitation, and pollution.Habitat loss is the single greatest threat to biodiversity on Earth today and in fact it is the second largest threat to our existence on this planet next to Climate Change.Human activities such as urban development degrade or completely eradicate areas on which species depend for food and shelter.Habitat loss can also take the form of night lighting; this unnatural condition removes habitat for most animals, birds and even fish and especially from LED lights which mimic daytime spectrums. Even plants will not respire under LED lights. Undue noise levels from industry and fireworks can also alter nigh-time habitats and sleeping patterns of wildlife.Sidden changes in the climate temperature can cause habitat loss.Long term climate changes , increasing the temperature of earth causes global warming which affects biodiversity. Natural events such as storms, forest fires, floods, and droughts also have the potential to alter or eradicate habitats. And while these events are natural occurrences, overall, or until recently, they do not compare to the losses caused by human activities- and yet they are also amplified as a result of climate change- a phenomenon aggravated by human activities.Pollution also includes the release of effluents from industrial and agricultural processes into the natural environment.

Biodiversity supports human and societal needs, including food and nutrition security, energy, development of medicines and pharmaceuticals and freshwater, which together underpin good health. It also supports economic opportunities, and leisure activities that contribute to overall wellbeing.Biodiversity is essential for all living beings on earth.Change and conservation are increasingly in the hands of the people rather than governments. Therefore, it is our responsibility to do protect nature.

Insurance is a legal agreement between the insurance company and the individual. When you buy Insurance it is a way you protect against unexpected financial losses. The insurance company pays your and your family, when some bad happens to you. When a person pays a insurance company, the company promises to pay the money if the person becomes injured or passed away.The Insurance company pays the value of property lost damaged. If no insurance, then you might be the responsible for all related costs at hard time.

In India, the insurance types are classified to Life insurance, Health insurance, Educational insurance, Home insurance and Car insurance. Health insurance is for
medical costs for expensive treatments. You can buy a generic health insurance policy. There are policies for specific diseases. The premium paid towards health insurance pay the hospital, treatment and medication costs. Educational insurance is specially designed as a save tool for children’s education. Education insurance provides a lump amount of money when your child reaches the age for higher education. The child’s life is assured under this is the insurance while the parent / legal guardian is the owner of the policy. Home insurance can help with covering the loss or damage of house by fire or other natural disasters like earthquake flood, and lighting.Car insurance is important for every car owner.It protects you against any sudden incidents like accident.Some policies compensate the damage towards your during natural disasters.

It ensures your families financial stability. It reduces stress during our hard time of our life. Insurance are for safety and security. But apart from that there are also income tax benefits that are avail. Your independent insurance agent is a great resource to learn more about the benefits of insurance, as well as the benefits in your specific insurance policy.Before insurance you should check some of the qualities like what type of insurance the company offers,what is the financial strength of the insurance company and their costumer service.Check whether the company service is good at online. Read the agreements thoroughly before paying for a insurance.It is our choice to choose the way of insurance.It is also our responsibility to keep our family in a safe guard even in a hard time.

“Insurance is a social device providing financial compensation for the effects of misfortune, the payments being made from the accumulated contributions of all parties participating in the scheme.” – D.S. Hansell

India One Land, Many Clans

Romaine Rolland, a French scholar, once quoted, “If there is one place on the face of Earth where all the dreams of living men have found a home from the very earliest days when man began the dream of existence, it is India!”

India, the land of spirituality and philosophy considers religion as an integral part of its tradition. The worship of various religions and its rituals play a significant role in every aspect of human life in the country.

India is the birthplace of two great religions of the world, namely, Hinduism and Buddhism. India is also home to the followers of one of the oldest religions of the world, Zoroastrianism and ancient religions like Jainism and Sikhism are also widely practiced here. Followers of Islam, Christianity, Bahaism and Judaism exist throughout the world and also form a part of the population of secular India.

Hinduism is the dominant faith in India. The ancient Hindus, literally meaning the people of the valley of the Indus river, soon took on functions and specialisation that had little to do with tilling the soil. Different castes developed out of necessity, for with the evolution of society, it was no longer possible for the tiller of the soil to assume the functions of priest, warrior, merchant and artisan, all rolled in one. Roles began to be defined and people were classified according to their work, occupation and economic place in the society.

Also, a number of world religions originated in India and others that started elsewhere found fertile ground for growth here. Buddhism and Jainism, and ancient monastic traditions, have had a major influence on the Indian art, philosophy, and society and are followed by a large section of the society even in the late 20th century. Islam spread throughout South Asia in the early 8th century and is the largest minority religion in India today.

Sikhism, which started in Punjab in the 16th century, gradually spread throughout India and to the other parts of the world. Christianity, represented by various denominations, traces its history in India, back to the time of the apostles. Judaism and Zoroastrianism, that originally arrived with traders and exiles from the West. are represented by small populations, mostly concentrated on India’s West coast. A variety of independent tribal religious groups are also live carriers of their unique ethnic traditions. Even with such diversity, the message of love and brotherhood is expressed by all religions and cultures of India-the bowing in prayer in the courtyard of a mosque or the rows of lamps that light up houses at Diwali, the good cheer of Christmas or the bonhomie of Baisakhi-the festivals of India are celebrations of a shared emotion that bring people together.

People from different religions and cultures of India, unite in a common chord of brotherhood and amity on this fascinating and diverse land. Yet, there is a disparity amongst various religions in accordance with the occupation or hierarchy due to which the caste system evolved.

This rigidity of caste system marginalised a lot of sections of society, thus,hampering the overall growth of the human race in India. A lot of religious leaders such a Mahavira (540-468 BC), the founder of Jainism and Gautama (563-483 BC), the founder of Buddhism, failed to reduce the rigidity of caste system It was the Industrial Revolution that finally made a dent in the caste system and brought a new awareness to Indians. Industrialisation encouraged urbanisation, as village dwellers of both high and low castes moved to the cities for better jobs. In the urban areas, the rigid, age-old, caste-centered thinking gave way to a more liberal outlook and encouraged the mixing of castes without distinction. Trade unions and other associations saw members from all castes working together.

The British Government of India had a considerable transforming impact on the country’s social structure. The British brought changes by passing many important laws, such as the Hindu Act, the Caste Disabilities Act and the Widow Remarriage Act etc.

The strongest, most systematic attack on the caste system had come in the 20th century through the Constitution of India, adopted on 26th November, 1949, India’s Constitution guaranteed the rights of all its citizens to justice, liberty, equality and dignity. This highlights the long and arduous journey from ancient caste distinctions based on Hindu philosophy and religious traditions to the constitutional pledge of a democratic government with equality, dignity and justice for all human beings. To uplift the backward classes, the Government of India has officially documented castes and subcastes, primarily to determine those deserving reservation in education and jobs through the census.

India is a secular state and probably, the only state where so many religions flourish side by side. In practice, it is difficult to divide religion or caste affiliations from the life of people. This is probably so, because it is impossible to know India without understanding its religious beliefs and practices, which have a large impact on the personal lives of most Indians.

For many Indians, religion and their caste exerts a strong motivational influence on their lifestyles, beliefs and culture. Kinship bonding in India is very strong, with an enormous respect for family, community values and traditions. Festivities transcend the invisible barrier between religions and rather become a celebration of the universality of human living. But this does not mean that religious practices in the Indian sense merely involve hollow and meaningless display of traditions, instead it is a deep rooted sense of the way of life.

At present, Indian society is characterised by the development that has led to a free-market economy. In the current scenario, India’s caste system can no longer fully contain the socio-economic changes that the country is undergoing. Different occupations and levels of education are no longer correlated with caste.

For example a high caste person may not be born as a Chief Executive, but he/she can work to become one. A person of low caste can now get a good education and can become an executive, a college professor or even a political leader.

However, the vote politics rampant in Indian democracy tries to lure the voters on the basis of their castes and religions, which is also a great setback to the real and concrete development of the country. The only weapon that seems available to fight the rigid caste system is education.

We need to learn to respect man as man first, which will help us value the uniqueness of religion, class, ethnicity and culture of India.

We come across different types of advertisements in our day-to-day life. They have invaded every aspect of our day-to-day dealings, our conversations, our thoughts and to a certain extent even control our behaviour as customers and consumers of goods. and services, Advertisements stare and scream at us from every corner of the street every newspaper, every magazine, every hoarding, every stall or shop or showroom to walls of every public building, vehicle, radio and television. They don’t even spare our computer screens when we all are interested in checking our mails or even simply browsing through. The world has suddenly become advertisement conscious, so much so, that at night the city lights up with thousands of neon glow signs proclaiming. capturing and demanding our attention.

Advertisements have crept even into smaller and insignificant things of our life. Everything from education to career building to buying a soap or a mobile, one has to rely upon advertisements. It seems nothing as if can be obtained without advertisements. They are the ones that tell us which soap to use, which biscuit to eat. which brand to wear, which sun glasses to use, which pens to write with, which toys to play with etc. An effective advertisement can zoom the sale of even a third rate and useless commodity. No business, trade or transaction can flourish without proper advertising and marketing. It is these advertisements that bring products to the sotice of general public. Today lakhs of rupees, even crores, are spent in preparing Two or three minutes of an advertisement.

Many small things have been made large by right kind of advertising. Infact, newer needs have been generated amongst people. People have started to feel the need for even those goods which they have never heard of before. Advertisements intentionally create demands. The companies pay utmost attention to study the right time to telecast their advertisements so as to target major viewership. Large companies depend heavily on advertisements to make their products known to the consumers. Without these sponsorings, the major sports events cannot be organised with such a fanfare.

The art of advertisement is of course a modern blessing but it has reached and touched all possible heights. It has touched all the aspects of modern complexities and has complicated man’s life more. For even a simple pencil, there are too many options which don’t provide a child with any solution but rather confuse him all the more. Myriads of products work up man’s brain, play havoc with his pocket and assault his peace of mind. It is because of these advertisements that a whole new field of career and businesses have opened up. The branch of marketing solely depends upon this recent art of advertising alongwith other components. Advertisers exercise their imagination, feel the pulse of the people, what touches or tickles them and what captures their mind and then create a whole new tantalising world of fantasy, glamour and fiction to sell off real things. Infact, advertisers and advertisements play and encash upon the psychology of people in order to achieve their ends.

Even cinema has been affected by advertisements. What we call as trailors of movies Theatre. In this age of tough competition, one cannot survive without popularising publicity of a movie, is nothing but its advertisement to bring audience to the sae’s business, product, institution. It is then that advertisements come to one’s aid. Moreover, these days politicians too rely heavily on advertisements for election campaigning. Some advertisements are enlightening like the ones which caution against the use of tobacco or informing about polio day. Some advertisements are revolutionary in nature like Tata Tea Jago Re’ advertisements or Idea Cellular advertisements. Some advertisements are misleading, especially in the education sector wherein various institutes guarantee 100% job placement. Such claims proved fake and thus were banned. There are some other advertisements too which gained huge popularity, but did little to boost the sales of the company. The Vodafone’s Zoozoos are the perfect examples of this. “A good advertisement is one which sells the product without drawing attention to itself,” quotes David Ogilvy.

It is through advertisements that people can popularise their business, talent, product, service or commodity. But for this, advertising is not limited to the television advertisements only. Advertisements in thousands are there in newspapers, magazines, radio, banners, hoardings, on walls, on the internet. All of them are gaining equal viewership. Advertisements are not limited to consumer durable or FMCG products only. Today advertisements are published or telecast for everything like for services: banking, hospitality, matrimonial service, insurance, salon service, for schools and other educational institutes; for vacancies available, for upcoming exhibitions or shows, for every big and small thing. And with a smart phone in every hand, internet seems to be a new rage for advertisers wherein Bill Gates has said:

“The future of advertising is the internet.”

Without advertising, the world refuses to acknowledge the presence of a thing in today’s It would not be wrong to say that hike in sales depend upon the kind or quality of advertisements prepared to promote it.

Lately, it has been seen that some advertisements are crossing over from artistic sensibility and creativity to shabbiness, puerility and sometimes even indecency which hurts a person’s artistic sensibility and aesthetic sense. For this reason many advertisements have been banned. For instance, cigarette advertisements are banned on Indian channels. Tobacco and Alcohol advertisements are telecast or printed only with statutory warnings. Other advertisements which were found indecent, unethical or provoking religious sensibilities have been banned from time-to-time. Advertisements should be made with great care as they are seen by all men, women and children alike. Sometimes, children try to imitate what they have seen without realising that they are breaking the code of conduct. Public needs to be vigilant while watching or reading advertisements. Thus, we see that advertisements can be useful as well as can be destructive. If used with sense, advertisements can prove to be entertaining as well as educative. Although, we cannot escape this onslaught of advertisements, we can use our own intelligence to weed out the bad ones. 

“Money plays the largest part in determining the course of history.”

-Karl Marx

A bank is a financial body that accepts deposits and channels them into lending through loans or capital markets. Banks thus, connect customers with lack of funds and those with extra capital.

The word ‘bank’ was borrowed from European languages, literally meaning bench’ or ‘counter’. Banking system evolved in the 14th century in Italy. By the 18th century, merchants of London had started storing their gold with goldsmiths who charged a fee and issued receipts.

A banker is a person who discharges his dduties in the form of operating customer accounts and, paying and collecting cheques.

Banks borrow money by accepting the money deposited in current accounts, by accepting term deposits and issuing securities on banknotes and bonds. They also create new capital by giving loans. Banking activities can be for retail, in which the customers and small businesses are involved directly with the bank; for businesses; for large corporate houses and for investments.

There are various types of banks such as commercial banks (which are engaged solely in banking activities), investment banks (for capital market activities), cooperative banks (non-profit banks), postal savings banks (associated with postal systems) and private banks (managing the assets of high net worth people).

In India, banking has its origin in the Vedic period. It is believed that the transition from money lending to banking must have occurred even before Manu, the great Hindu Jurist, who laid down rules relating to rates of interest. During the Mughal period, the indigenous bankers played a very important role in lending money and financing foreign trade and commerce.

The first bank in India, though elemental, was established in 1786. From 1786 till today, the journey of Indian Banking System can be segregated into three distinct phases. They are-Early Phase from 1786 to 1969 of commercial banks; Nationalisation of Commercial Banks upto 1991, prior to Indian banking sector reforms and New Phase of Indian Banking System with the advent of Indian Financial & Banking Sector Reforms after 1991.

The General Bank of India was set-up in the year 1786. The East India Company established the Bank of Bengal (1809), Bank of Bombay (1840) and Bank of Madras (1843) as independent units and called it Presidency Banks. These three banks were amalgamated in 1920 and Imperial Bank of India was established which started as private shareholders banks, for mostly European shareholders.

Modern medicine has gained prominence and widespread acceptance as the preferred method of curing diseases. Today, we know more about the human body, how it works and about its diseases. The advances in modern medicine have made clearer the physical and psychological causes behind various diseases. Advancements in the field of health and medicine has been there in every civilisation. But, today it is more researched and revised in form of chemicals. These advances in medicine have opened up possibilities beyond what doctors thought was possible years ago. Today’s techniques, surgeries, therapies and drugs have decreased the overall death rates, placing doctors equivalent to God.

Due to the advancements in modern medicine, newer and more effective methods of cure and treatment are available that will help humans to live longer, healthier and with more satisfaction. Medical advancement has shown various wonders like achieving the impossible task of separating bodily attached twins. After the accident, people were bound to live a handicapped life with amputated body part. But now they are given a second life with a help of a substitution part. People born with diseases or any defects as such being blind, deaf or any other bodily defects can now be cured with the help of advanced technology.

Moreover, doctors have been successful in transplanting various body parts like heart, liver, kidney, etc and have performed various brain surgeries too. Not only this but they have also treated people with acid burns etc by providing them with new faces. And it has all been possible due to the advancement in cosmetic surgeries. Medicine are now available for psychological disorders also. Even the gender of people in some cases, can be changed nowadays. Such is the power and might of modern day medication.

Medical sector is thus proving miraculous every day and coming up with refined development each time. Some important ones amongst them are: Robotic surgeries, which are happening on a daily basis and in growing number of centres. Doctors are using more of robotic technology in complicated surgeries to improve the accuracy of procedures. Because of the combination of drug therapies, the rate of death due to HIV and cancers have come down.

Today treating heart attack is not about doctor’s perfection. It is about the speed with which the patient is brought to the hospital so that the clot that blocks the heart can be cured. The most recent stem-cell research has proved a laboratory breakthrough for doctors. This is likely to be the future of regenerative medicines. About so many life-taking diseases can now be cured using embryonic or adult stem cells.

India is also not behind in its medical advancements. It is a promised land offering much in the medical and scientific research. In medicine, India has not only put research efforts in traditional medicine, but also in herbal medicine. It has thus adopted a holistic approach. Indi, has formulated the drug against tuberculosis called Risorine’ which has drastically cut short the duration of TB treatment. India is now a home to some great hospitals like Medanta the Medicity, Apollo Hospitals, NIMHANS (The National Institute of Mental Health and Neurosciences), Fortis Hospital chain and others serving patients from foreign countries too.

The bright Indian minds leading various research projects are making news every day. Thousands of years of accumulated medical knowledge is now. available at a d click of a mouse. Even doctors need to study and be up to date. For that, Ministry of Health has come up with the world’s first digital library on traditional knowledge comprising ayurveda, herbal and other such medicinal formulations. Government, private and even some non-profit organisations are coming forward to boost the sector even more.

According to a Chinese Proverb: “Good medicines, tastes bitter” which implies medicines comes with side effects too. Today, it seems that people just don’t want to bear even a slightest amount of pain because they have a medicine available for pain. In response to this, they undergo a number of tests, and request for unnecessary care for themselves. Doctors see the human body as a machine with separate parts that can be treated independently rather than as an integrated whole. every

Medicines give quick results but have to be continued for long. People suffering with same disease are treated the same way irrespective of their uniqueness and emotions Medicines have several side-effects too. For instance, over dose of medicine can hamper the immune system, the therapy for cancer leads to baldness, several surgeries need extensive after care, and so on. That is why Buddha’s quote holds meaning as he said:

“Every human is the author of his own health or disease….”

In the earlier time, people would die pitiably, without any known reason. One would feel helpless in front of a small illness. People would accept their disease as their fate. In lieu of this fact, the benefits of medical advancements has outweighed their drawbacks. A lot has been achieved in this field, yet a lot needs to be done for the betterment of mankind.

Dr BR Ambedkar, Mayawati, Abhijeet Sawant, PT Usha, we all know these notable people of society. They all are known for their distinguished effort and hard work. But does their caste or social backwardness have to do anything with their work as they all belong to the weaker sections of society? Are they at their stature because their caste had a reservation? Indeed the answer to all these questions is ‘no”.

Reservation in India is the process of setting aside a certain percentage of seats (vacancies) in government institutions for the members of backward and under-represented communities. Reservation is a form of quota-based affirmative action. Scheduled Castes (SCs), Scheduled Tribes (STs) and Other Backward Classes (OBCs) are the primary beneficiaries of the reservation policies under the Constitution. The concept was enshrined in the Constitution to allow the so-called deprived classes to come at par with the so-called privileged ones.

Initially, the reservation policy was only for 10 years after the independence to uplift the socially and under-privileged to stabilise them economically. Yet, even after 68 years of independence the Government has failed to truly uplift the backward sections properly.The reservation system finds its origin in the age-old caste system of India. The caste system at its birth was meant to divide people on the basis of their occupation like teaching and preaching (Brahmins), kingship and war (Kshatriya), and lastly business (Vaish) etc, but soon it became an instrument to divide the society on caste-basis, creating various walls between different sections of the society. After independence, the primary objective of the reservation was to uplift the untouchable who were the most marginalised.

But today we stand divided widely into Hindu, Muslim, SC, ST, OBC with newer reservations coming up from different sections of society like Christians, Jats, Pandits, Tribals etc. Unfortunately, the policy has failed to achieve the desired aim of bringing the non-privileged classes into the mainstream. It has instead marginalised them all the more and has deepened the rift created by the caste system even more. Moreover, today it is not taken as a right but it is considered more of a privilege by people, provoking unending debates.

The 93rd Amendment and the recent declaration of the government for reservation in institutions of higher education has stirred the anger of the youth in general all over the country. The UGC cell helps universities implement the reservation policy in student admission and staff recruitment process for teaching and non-teaching jobs. Protests from various sections of society had come stating that development of one section of the society should not be at the cost of the other section.

They have argued caste category cannot decide whether he/she is eligible for admission or not, what matters is merit. Further some have argued that in some cases children belonging to the backward classes do not even possess the necessary merit. thereby snatching away one seat, just because they come from a particular religion or caste for which our government provides reservation.

Recent Women’s Reservation Bill’ passed by Rajya Sabha in 2010 got majority support but it has not been voted on the bill as yet. Its opposers say gender cannot be held as a basis for reservation alone. True, as Pratibha Patil, Meera Kumar, Sonia Gandhi and other women do not hold their position merely because of their gender reservation.

If one takes a look at the issue objectively, one will realise that the intention behind reservation is not faulty at all but it is the implementation and application that has proved ineffective. The benefit of reservation has failed to trickle down to the lowest section of the society. Also, it has killed the spirit of brotherhood and healthy competition.

India can take a lesson from the United States in this regard. For instance, US has long abandoned the quota system for affirmative action. They have put in place a point system under which candidates from Blacks, backward regions, immigrants etc., are given a few extra points in admission and appointment procedures, Caste of a person cannot be the sole criteria for ascertaining whether a particular caste is backward or not. Determinants such as poverty, occupation, place of habitation could be the relevant factors to be taken into consideration. All sections of the society that need development and financial aids should be clearly identified. Then to uplift them with free-education or incentives and financial assistance should be provided. And if a class reaches the state of progress where reservation is not necessary then the government should delete that caste from the list of backward classes.

With time, people have started misusing this policy. There are many examples of people making false documents just to get a seat in a college or a job. Politicians are playing a major role in fueling reservation policy. The reason behind this is that SC and ST make up to 33% of the population of our country. Politicians fear losing out on their vote bank if they make changes against SC and ST.

Let us not do such that these policies hinder the growth of our economy. Need of the hour is to remove this evil. Making education mandatory and free for all till the age of 15 is one good resolution that has been adopted. Others could be proposing reservations based on economic status and providing opportunities to students to earn while they study. Also from time to time such laws must be evaluated by experts and their impact on the development of the under-privileged, and overall society must be assessed.

There is a famous saying: “Old is gold”. It’s modern adaptation says “Old is Gold but New is Diamond.” Such is the very uniqueness of the two times too: The Old Times and The Modern Times. They both have their own distinctive values. Irrespective of its peculiarity, the times have always been the reflection of human kind. Both the old and the modern times have their charms, characteristics, advantages and disadvantages. But to prove which one is better is an endless debate. Both have some or the other epitome excellence and both have, in some way degraded the mankind.

The old age does not refer to the stone age or the ancient age; it primarily refers to the age before the technological and scientific advancement. The age in which our grandparents were born and lived. The age which is particularly known for its rich traditions and values. But lack of education lead to diseases, ignorance and superstitions. Lack of advanced medical facilities led to shorter lifespan, wherein people would die pitiably merely due to spread of infection. Means of transport were rare or were limited to the elite only. Far-off, international journey was as far as one aeroplane itself. Means of communication were in equally terrible state wherein exchanging a message was a herculean task.

Inspite of this, old times were the times when people cared less for materialistic goals. Instead they gave utmost importance to their health and well-being. They would eat fresh, work upright and so would sleep tight. They did not have much technology to ease their work load. Yet, they had time to sit with people as a community. There were very few opportunities yet they enjoyed peace of mind.

Their lives were stress free. The chronic diseases like HIV/AIDS, cancer, tuberculosis were unheard of. They enjoyed their existence alongwith nature, with utmost zeal. We keep moving forward, opening new doors and doing new things, because we’re curious and curiosity keeps leading us down new paths,” said Walt Disney. Indeed, the advancement in the means of transportation and communication lead mankind to newer paths. Modern lifestyle has come across with new technologies and has broaden the horizon of one’s knowledge. The development of technology has made it easier for people to communicate, to travel, to work and so on. The computers, laptops and mobile phones have completely changed our lives. Education has developed, more so with the use of internet. Medical advancement is at its peak and still surprises us daily with further improvements.

Modern times has a darker side too. Due to modern lifestyle, the culture and tradition is fading off. Innovation has increased the hunger to quest for even more. It has in turn led to more competition and less peace of mind. People are more dependent on fast food which is taking their health down the drain. Technology has reduced the interaction time with family members, alienating human beings. Gadgets have made us lazy. Status and snobbery have evolved because of growing affluence. There are endless number of risks involved, yet people take those things, infact they take life for granted. Another major problem is all kinds of environmental damages like air pollution, water pollution and noise pollution. As a whole, life in the old days was simpler. One did not have so many problems that we face today. Their lives were not cluttered with so many consumer goods that we find today in supermarkets and shopping malls. Their lives were not any better or worse, only that it was different. They had so little gadgets such as TV, so they did not become square-eyed. They did not have cars nor pollution. We have so many gadgets but at the same time so many accompanying bills as well. Like every coin has two sides, both the old and modern times too have its advantages and disadvantages. The way both the sides of coin are inseparable, incomparable and of equal importance, same is the case with the times. Both the times have their uniqueness, their share of advancements and setbacks. Yet it can’t be denied that in a country like India, old times and modern times co-exist. Or in Anita Desai’s words: “India is a curious place that still preserves the past, religions and its history. No matter how modern India becomes, it is still very much an old country”