Tag: Government

Role of Community Based Organizations (CBOs) in Social Development and Education

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By Kavita Dehalwar

Community-based organizations (CBOs) play a pivotal role in social development and education, functioning at the grassroots level to implement change and provide vital services. These organizations are deeply embedded within their communities, making them uniquely positioned to understand and address local needs. This article explores the importance of CBOs in fostering social development and enhancing educational opportunities, highlighting specific examples and studies that underscore their impact.

Photo by Matheus Bertelli on Pexels.com

Defining Community-Based Organizations

Community-based organizations are nonprofit groups that work at a local level to improve life for residents. The defining feature of CBOs is that they are not just in the community, but of the community; they are managed and led by local stakeholders and focus on meeting the specific needs of the community they serve. These organizations cover a broad spectrum of areas including health, education, child care, elderly care, and economic development.

Role in Social Development

CBOs are crucial in promoting social development because they advocate for and implement programs that directly benefit underrepresented or marginalized groups. Their initiatives often include healthcare, employment, housing, and legal services. A study by the United Nations Development Programme highlights the role of CBOs in enhancing social cohesion and community resilience by fostering inclusive community practices and policies.

For instance, the Harlem Children’s Zone in New York City is a well-known example of a CBO that has significantly impacted social development through comprehensive programs ranging from parenting workshops to charter schools, all aimed at breaking the cycle of generational poverty in Harlem.

Impact on Education

In the realm of education, CBOs undertake a variety of roles from providing supplementary education services to advocating for systemic change in public schools. Their local nature allows them to deliver tailored educational programs that meet the specific needs of the community.

A notable example is the Pratham Education Foundation in India, which has been instrumental in improving literacy and numeracy skills among millions of children through its innovative teaching methods and community collaboration initiatives. Research published in the International Journal of Educational Development shows that Pratham’s programs not only enhance student learning outcomes but also empower communities to hold schools accountable.

Challenges Faced by CBOs

Despite their success, CBOs face numerous challenges. Funding instability is a major issue, as many organizations rely heavily on external grants and donations which are not always guaranteed. Moreover, political changes can affect their operation and effectiveness, especially if local or national policies shift away from supporting grassroots initiatives.

Strategies for Enhancing the Effectiveness of CBOs

To maximize their impact, CBOs can adopt several strategies. Building strong partnerships with local governments and other stakeholders can lead to more sustainable funding and greater policy influence. Additionally, incorporating technology and data-driven approaches can enhance their program delivery and evaluation processes.

Conclusion

Community-based organizations are integral to social development and education. They provide essential services that promote community well-being and empower local residents. The effectiveness of CBOs in transforming communities underscores the importance of supporting these organizations through stable funding, partnerships, and policies that recognize and bolster their critical role in society.

References

  1. Arcand, J. L., & Fafchamps, M. (2012). Matching in community-based organizations. Journal of Development Economics, 98(2), 203-219.
  2. Dehalwar, K. Bridging the Gap: Community-Based and Workshop-Based Approaches to Address Rural and Urban Planning Issues.
  3. Dehalwar, K. Empowering Women and Strengthening Communities: The Role of Community-Based Organizations (CBOs).
  4. United Nations Development Programme. (2021). “The Role of Community-Based Organizations in Social Development.” UNDP Report.
  5. Harlem Children’s Zone. (2022). “Our Programs.” [Harlem Children’s Zone Website].
  6. Pratham Education Foundation. (2021). “Annual Report.” [Pratham Website].
  7. International Journal of Educational Development. (2019). “Assessing the Impact of Community-Based Learning in India: A Case Study of the Pratham Education Foundation.”
  8. Norris, K. C., Brusuelas, R., Jones, L., Miranda, J., Duru, O. K., & Mangione, C. M. (2007). Partnering with community-based organizations. Ethnicity & Disease, 17, 27-32.
  9. Sharma, S. N. (2013). Participatory Planning in Practice. Lulu. com.
  10. Sharma, S. N. (2005). Evaluation of the JnNURM Programme of Government of India for Urban Renewal. Think India Journal, 8(2), 1-7.
  11. Wilson, M. G., Lavis, J. N., & Guta, A. (2012). Community-based organizations in the health sector: a scoping review. Health research policy and systems, 10, 1-9.

HOW WILL ASSET MONETISATION HELP THE GOVERNMENT?

By Moksha Grover

Finance Minister Nirmala Sitharaman announced on Monday that the Indian Government intends to monetize ₹6 lakh crore worth of state-owned assets over the next four years under its asset monetization pipeline. The union government has said that they’ll allow the private sector to bid for operating the assets for 25 years, and with a lump sum payment upfront, but without giving away title to the underlying assets. The Centre aims to sell off gas pipelines, roads, railway assets, and warehousing facilities among a host of other assets with the help of the National Monetisation pipeline (NMP).  The private sector can operate these assets for 25 years but they have to calculate what they can earn from it in various ways, over the next 25 years; discount that cash flow to its ‘present value (PV), deduct from that their profit margin, and pay the balance amount as an upfront rental to the government[1].

Lets us assume the value of the said asset is Rs 100. And return to the asset in real terms is 4% per annum (net of inflation)[2]. The present value of the 4% earnings, discounted at the real rate of interest to such an operator, assuming it is 6%, (again real as opposed to nominal rate) would be Rs 51.3[3]. Let us round it off to 50. Rs 50 represents the PV of an annuity of Rs 4, over 25 years, discounted at 6% per annum[4]. In effect for every Rs 100 of assets monetized, the cash flow yield from the asset that the operator can expect is Rs 50[5]. From this, he must deduct the return that he expects from his investment, the risk premium attached to the earning, and the general uncertainty of dealing with a capricious government[6]. Assume the operator wants a minimum of 50% return on his equity[7]. He will then be willing to pay Rs 35 (rounding off the calculation) for the Rs 100 assets[8]. One doesn’t know if the Rs 6 trillion number is indeed the market value of the assets[9]. But assuming it is, then the total value of upfront rental it can expect from such monetization will be in the region of Rs 2.1 trillion or less[10]. In fact, given normal discounting rates of 50% in such cases (100% return on capital), the government should expect no more than Rs 1.5 trillion[11].

WHY IS THE GOVERNMENT DOING THIS?

The Indian government has been facing a silent budgetary crisis. This crisis resulted because of disasters like demonetization, tax cuts for corporates, and GST made by Modi. Because of these serial disasters, the GDP growth of the country has fallen drastically. As a result of GDP falling, Modi had to steeply hike the prices of inelastic commodities like petroleum products to pay for corporate tax cuts. The price hike and hike in direct taxes burden the lower and middle-class people, indirectly, and hence, they have to reduce their consumption. So their consumption falls dragging GDP growth down even further. As a result of all these events, the economy tanked by sinking GDP by 28% in one quarter[12]. The GDP for the full year fell by 7%, the highest of any major economy[13]. All the government revenues are left plummeting and deficits soaring, thus necessitating record borrowings to pay for government expenses. Presently, the government debt as a percentage of GDP now stands in the region of 90%[14]. Government tax and non-tax revenues are expected to be 22.7% of GDP, and the combined government deficit is projected at 6.3%[15]. So, the government was left with no choice introduced asset monetization to fill its coffers. As and when, asset monetization will take place it will add up to the non-tax revenues of the government. All this trickery comes in the backdrop of India’s worsening credit ratings, which are just about a notch above junk, with a negative outlook.

FEW POINTS TO KNOW ABOUT ASSET MONETISATION

  1. Asset monetization involves monetizing brownfield assets and does not include the selling of land.
  2. “Ownership of assets will remain with the government and there will be a mandatory hand-back,” as said by finance minister Nirmala Sitharaman[16].
  3. The infrastructure line ministries included the pipeline—Roads, Transport and Highways, Railways, Power, Pipeline and Natural Gas, Civil Aviation, Shipping Ports and Waterways, Telecommunications, Food, and Public Distribution, Mining, Coal and Housing, and Urban Affairs—along with Secretary (Department of Economic Affairs) and Secretary (Department of Investment and Public Asset Management)[17].
  4. The estimated value corresponds to 14 percent of the proposed outlay for the Centre under the National Infrastructure Pipeline ( ₹43 lakh crore)[18].
  5. Asset Monetisation aims at tapping private sector investment for new infrastructure creation.
  6. Asset Monetisation is important for employment opportunities and generation, which will further help in accelerating economic growth and public welfare of the country.
  7.  The top 5 sectors (by estimated value) capture ~83% of the aggregate pipeline value. These top 5 sectors include: Roads (27%) followed by Railways (25%), Power (15%), oil & gas pipelines (8%) and Telecom (6%)[19].
  8. In terms of annual phasing by value, 15% of assets with an indicative value of ₹0.88 lakh crore are envisaged to be rolled out in the current financial year (FY 2021-22)[20]. However, the aggregate, as well as year-on-year value under NMP, is only an indicative value with the actual realization for public assets depending on the timing, transaction structuring, investor interest, etc[21].
  9. A range of instruments is identified through which assets and transactions identified under the NMP are expected to be rolled out[22]. These include direct contractual instruments such as public-private partnership concessions and capital market instruments such as Infrastructure Investment Trusts (InvIT) among others[23].
  10. Union Budget 2021-22 had identified monetization of operating public infrastructure assets as a key means for sustainable infrastructure financing[24].

EFFECTS OF ASSET MONETISATION

Privatization of assets will lead to the following outcomes: –

  • Through the way of consumption or investment, privatization will lead to paring down of government instead of a further increase in government expenditure.
  • Efficacy of asset use is improved through lower real interest rates to spur private investment.
  • All the money that comes from asset monetization will go back to the government via a circuitous route.
  • Asset monetization will not result in any addition to the gross domestic in the economy, either by bringing in foreign savings or by attracting a significant synergy premium.
  • Asset monetization doesn’t add up to the share of resources available to the private sector and does not contribute to the growth of the private sector even by a penny.

In conclusion, the idea of selling existing government funds to create new ones is excellent. But in the current situation, there is no such thing, and speaking of the economy as a whole, there will be no other changes except transaction costs go up, and a severely limited government bandwidth is further stretched thin over needless paperwork.

[1] Sonali Ranade, ‘How Will Asset Monetisation Help the Government?’, The Wire (August 26,2021) < https://thewire.in/economy/how-will-asset-monetization-help-the-government> accessed 27th August 2021.

[2] Ibid.

[3] Ibid.

[4] Ibid.

[5] Ibid.

[6] Ibid.

[7] Ibid.

[8] Ibid.

[9] Ibid.

[10] Ibid.

[11] Ibid.

[12] there will be no other changes except e, th of the private secto even by a penny.  Ibid.

[13] Ibid.

[14] Ibid.

[15] Ibid.

[16] Ibid.

[17] Ibid.

[18] Ibid.

[19] Ibid.

[20] Ibid.

[21] Ibid.

[22] Ibid.

[23] Ibid.

[24] Ibid.

INCLUSIVE GROWTH AND ISSUES ARISING FROM IT

Inclusive growth means economic growth that creates job opportunities and contributes to poverty alleviation. This means that the poor have access to basic education and health services. This involves ensuring equal opportunities for all, as well as empowering everyone through education and skills development. For rapid and sustainable poverty reduction, everyone must be able to both contribute to and benefit from economic progress. Rapid growth is necessary for poverty alleviation, but it must be widespread across all sectors and include a large portion of the country’s workforce to be sustainable in the long term.

FEATURES OF INCLUSIVE GROWTH

About Overcoming the constraints of excluded and marginalized people. Participation of all segments of society, Reduce the disparity in per capita income between: Different sectors of the economy, Different segments of society Rural and urban areas different genres

No – discrimination Poverty reduction potential is higher Ensure people have access to basic infrastructure and basic services/capabilities such as health and basic education. This approach should include not only the quantity but also the quality of these basic services. Includes poor and lagging socio-economic groups and lagging regions, as well as partners in this growth.

ELEMENTS OF INCLUSIVE GROWTH

The elements of inclusive growth are Skills development. Harnessing the demographic dividend will depend on the employability of the working-age population, their health, education, vocational training and skills. Skills development plays an important role here. India faces a dual challenge in skills development: Firstly, there is a shortage of skilled labor Second, there is no employment of conventionally trained young people.

UNICEF 2019 reports statistics that at least 47% of young Indians do not have the education and skills necessary to get a job by 2030. Financial inclusion Financial inclusion is the process of ensuring access to financial services at a reasonable cost to vulnerable groups. Financial inclusion is necessary for inclusive growth because it leads to a culture of thrift, creating a virtuous circle of economic development. Technological Advancement The world is moving towards the era of industrial revolution 4.0. These technological advances have the potential to reduce or increase inequality depending on how they are used. Several initiatives have been taken by the government, e.g. Digital India Mission, so that a digitally literate population can leverage technology for endless possibilities. Technology can also help address other challenges, for example: Agriculture – Modern technology can make the agricultural value chain from farmer to consumer more efficient and competitive. Production – Technology can solve financial problems, provide raw materials, land and link with the user market. GST is only possible with the help of solid technology. Education – Advanced digital technologies can create new forms of adaptive and peer-to-peer learning, increase access to faculty and mentors, and deliver actionable data in real time. Health technologies can transform the delivery of public health services – expanding care through telemedicine services Governance – Technology can reduce delays, corruption and inefficiencies in public service delivery Economic growth India is one of the fastest growing major economies in the world. However, the Indian economy is currently facing a slowdown due to both cyclical and structural challenges. However, the goal of becoming a $5 trillion economy by 2024-25 could enable India to reduce inequality, increase social spending and provide jobs for all. Social development This means empowering all marginalized sections of the population such as SC/ST/OBC/Minorities, Women and Transgenders. Empowerment can be accomplished by improving the institutions of the social structure, i.e. hospitals, especially primary care in rural areas, schools, universities, etc. Investing in social structures will not only promote growth , but also create a healthy and capable generation. for future work management.

INDIA’S NEED FOR INCLUSIVE GROWTH

Many thinkers and government officials have emphasized the importance of inclusive growth for long-term prosperity and fair income distribution. Comprehensive growth is a difficult task in India. In a democratic country like India, the vast majority of people live in rural areas, and integration into society is a major concern. The Government of India faces the daunting task of spreading progress across all sections of society and across the country. The best way to achieve inclusive growth is to empower people. Government officials argue that progress requires a multifaceted approach to education and skills development. Public-private partnerships can help solve the problem of lack of skills. Since independence, India’s economic and social growth has improved significantly, enabling India to prosper in the 21st century.

The factors listed below allow India to focus on inclusive growth.

Poverty

Unemployment

Agricultural backwardness

Regional disparities

Issues relating to social development

GOVERNMENT MEASURES FOR INCLUSIVE GROWTH

  1. Pradhan Mantri Jan Dhan Yojana
  2. MUDRA (Micro Units Development and Refinance Agency)Bank
  3. SETU(Self Employment and Talent Utilization)
  4. Skill India
  5. Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA)
  6. Kisan Card
  7. Pradhan Mantri Krishi Sinchayee Yojana (PMKSY)
  8. National Agriculture Market (NAM)
  9. Pradhan Mantri Jeevan Jyoti Beema Yojana
  10. Pradhan Mantri Jeevan Suraksha Yojana
  11. Atal Pension Yojana(Social Security Schemes)
  12. Digital India programme

All these measures and policies will help in achieving inclusive growth and hence will help in developing country.

COMPARISION OF THE INDIAN CONSTITUTIONAL SCHEME WITH THAT OF OTHER COUNTRIES

The Constitution is a national rulebook that codifies the rule of law. It establishes the various institutions of government, namely the administrative, legislative and judicial frameworks and their main functions. It also establishes relationships between the government and those known as citizenship. The architects of the Indian Constitution passed all the major constitutions of the world that existed at the time before making their own drafts. The Indian Constitution is often referred to as a “bag of borrowings” because it is voluntarily drawn from another country. The Constitution is a national rulebook that codifies the rule of law.

INDIAN CONSTITUTION AS A BAG OF BORROWINGS

The Constitution of India provides for a parliamentary government, which has a federal structure with certain unified characteristics. The composition is written in part, by convention, and by judicial interpretation. Derived from various sources. Mainly from the Government of India Act 1935.

From Ireland: Directive Principles of state Policy, Representative of ability in Rajya sabha, Electoral System of the President of India, How to Nominate Members of Rajya sabha.

From the United States: Fundamental Rights;

From England: Parliamentary form of government.

From Germany: Emergency provision;

From South Africa: Amendment procedures for a majority of two-thirds in parliament, and elections for Rajya Sabha members.

Therefore, the Constitution of India is one of the longest known constitutions in the world due to the above characteristics.

COMARISIONS WITH OTHER COUNTRIES

INDIA AND FRANCE

SIMILARITY

Written Constitutions: India and France, however, have a written constitution; France has changed its constitution quite often due to instability. Currently, it is the 5th constitution in the history of France.

Government Type: Both countries elect leaders for their respective terms.

Amendment Process: The French Constitution can be amended with a 60% majority similar to the Indian amendment process. Republic: Both countries are Republics with elected Heads of State.

Ideas: India borrowed the ideas of freedom, equality and brotherhood from the Preamble of the French Constitution. Emergency provisions: Both countries have the right to emergency provisions.

DIFFERENCES

Political model: France adopts a semi-presidential system with the president having more power than the prime minister while India adopts a parliamentary form of government with more powers vested in the prime minister. Term of Head of Government: Prime Minister of India has a term of 5 years while the President of France has a term of 7 years. Philosophical Aspects: There are no provisions relating to due process or fair trial in the French Constitution. France has adopted complete separation of state and religion, while India has more distance in principle but not total separation. France operates under a unitary model, not federalism like in India. Judicial structure: The judiciary plays no role in conducting elections in India while in France the judiciary plays an important role. The French courts are divided into two divisions namely judicial courts and administrative courts, but in India there is no such structure.

INDIA AND CANADA

SIMILARITIES

Unitary / Federal: Both have a federal structure. Like India, Canada has residual powers at the center.

Appointment of Governors: The central government appoints governors for the states and provinces. Composition of the Executive Board: Members are elected the first past the post system. Both have governments that are jointly accountable to the lower house.

Judicial structure: The appointment and advisory jurisdiction of the Supreme Court is the same as in India.

Legislative structure: Laws promulgated by Parliament apply to the whole country.

DIFFERENCES

Written/Unwritten Constitution: Canada is guided by both written and unwritten laws, while India is guided by its written Constitution. Political Setup: Canada has a monarchy while India has a president as head of state. Executive Configuration: The Governor-General is appointed by the monarch on the advice of the prime minister, while in India the president is indirectly elected. Nationality: There is a dual citizenship provision in Canada while India does not grant dual citizenship. Judicial structure: The country has several legal systems while India does not.

INDIA AND GERMANY

SIMILARITIES

Republic: Both countries are Republics with elected Heads of State. Political Structure: Both have a parliamentary form of government in which the prime minister/prime minister is the head of government and the president has mainly ceremonial and supervisory functions. India borrowed on emergency provisions from Germany. Both have federal systems. Both are characterized by fundamental rights.

DIFFERENCES

Germany has a rigid Constitution while India has a flexible and rigid Constitution. Nationality: Dual citizenship is allowed under certain circumstances

INDIA AND JAPAN

SIMILARITIES

Both have written constitutions. Legislative structure: Both have Parliament as the supreme legislative body. Both have two houses in Parliament, with the lower house having more power than the upper house. As in India, the no-confidence movement led to the dissolution of the Lok Sabha.

Philosophical Aspects: Constitutional supremacy and judicial review. Both countries have a statutory procedure. Executive Configuration: Similar to India, the Prime Minister in Japan can belong to either House. The Council of Ministers is accountable to the House of Commons, as in India. Judicial configuration: The appointment, dismissal and fixed retirement age of judges in Japan is similar to that in India.

DIFFERENCES

Japan has a rigid Constitution while India has a flexible and rigid Constitution. The Japanese constitution provides for a unified state. Executive structure: ministers are appointed by the prime minister, but in the case of India, it is appointed by the president on the advice of the prime minister. In Japan, their parliament elects the Prime Minister from the majority party, while in India this is not the case. Political Structure: Japan is a constitutional monarchy while India is a republic. In Japan, all international treaties must be ratified by the Diet, which is not the case in India. Judicial structure: judges are appointed by the Diet, but in India Parliament has no role.

INDIA AND AUSTRALIA

SIMILARITIES

Both have written Constitution. India and Australia have federal parliamentary states with states and territories. Legislative Configuration: There is a provision to read a second time and forward it to a committee that can propose similar recommendations for India. India borrowed the concurrent list from Australia. The two countries have scheduled a joint session to resolve the deadlock between the two houses. Judicial structure: The Supreme Court is the court of last resort in Australia for all cases, as well as in India. Both countries have independent judiciary and emphasize separation of powers. The procedure for appointing and removing judges in Australia is the same as in India.

DIFFERENCES

Unlike India, emergency laws are different in each Australian state. There is a dual citizenship provision in Australia, which was added on 4 April 2002. Political structure: In Australia, the head of government in the Queen’s Commonwealth is represented. by a Governor-General. Legislative structure: The Australian Constitution can only be amended with voter approval through a national referendum in which all adult electors must vote. The Senate is elected by list system while in India it is elected by a single transferable vote. House legislators are elected for 3 years in Australia while in India they are elected for 5 years.

INDIA AND THE USA

SIMILARITIES

The two countries have a written Constitution. Both countries have the concept of fundamental rights. Both countries have a preamble as an introduction. Both countries have vice president offices. Legislative setting: Both countries have state representation in the legislature. Both countries have planned for the removal of the president, that is, the impeachment process. Philosophical Aspects: The concept of judicial review in India is borrowed from the United States. The procedural concept established by law in India was borrowed from the United States. There is a separation of powers between the different organs of government. There is a federal system in the United States similar to India. The United States has constitutional supremacy similar to that of India.

DIFFERENCES

USA has a rigid constitution while India has a rigid and flexible constitution. Political Setup: USA has a presidential form of government while India has a parliamentary form of government. Composition of the executive: In the United States the president is elected directly by the people while in India the president is elected indirectly. Amendment : The US Constitution has only been amended 27 times in 200 years. The remaining power belongs to the States while in India it belongs to the Union. Judicial structure: In India, judges reach retirement age while in the US judges can hold office until they are in good health. Each state has its own Constitution and its own Supreme Court, India’s case absent. USA offers dual citizenship which is not available in case of India.

INDIA AND UK

SIMILARITIES

Type of Government: Both have a parliamentary form of government. India adopted the rule of law from Britain. Executive Configuration: Both countries have a Cabinet System presence. Both countries have two heads of government present. Both countries have multi-party representation in Parliament. Possibility of Amendment: British law can be passed, amended and repealed by a simple majority as in India. Judicial configuration: The Removal of judges is the same as in India.

DIFFERENCES

The United Kingdom has an unwritten constitution, only a fraction of which is mentioned in a written document while India has a written constitution. The UK has a flexible constitution and it is a unified state. Political Structure: The United Kingdom is a constitutional monarchy while India is a republic. Offers dual citizenship in the UK. In the UK, the prime minister must be elected to the lower house, while in India he can be in either house of parliament. Legislative setup : In the UK there is a convention that once a president is always president, so a former president has no political party whereas in India the president is always a member of the party . Parliament has supremacy in the UK while the Indian Constitution has supremacy.

INDIA AND RUSSIA

SIMILARITIES

Executive structure: In both countries, the Prime Minister is appointed by the President. Legislative configuration: The lower house is more powerful, like in India. Both have provisions for fundamental rights.

DIFFERENCES

Political model: Russia has a semi-presidential system of government while India has a parliamentary form of government. Executive Configuration: Russia The Prime Minister performs the duties of the President in the event of resignation or resignation, while the same responsibility rests with the Vice President in the case of India. In Russia, the president cannot serve more than two consecutive terms, but in India there is no such limit. President is more powerful in Russia while prime minister enjoys more power in case of India. The term of the President of Russia is 6 years while the President of India is 5 years. Legislative setup: members of the House of Representatives in Russia are selected according to the proportional representation system while in India they are selected according to a back-and-forth system. Judicial structure: There is no single integrated justice system in Russia as in India.

CONCLUSION

Although many of India’s constitutional features have been adopted by other countries, it is an attempt to ensure that the government is efficient, fair, and accountable. It makes sure that the government follows the law. It establishes a system of checks and balances to ensure that when laws are enacted or amended, the government follows the appropriate legislative process.

Communalism

Communalism can be defined as an ideology stating the division of states on the Basis of ethnicity, religion, believes, values etc. The difference of two or more religious, Ethnic and social communities can sometimes produce clashes in the Society.

Communalism is a theory of government in which autonomous play song communities from Confederations. Communalism as a historical method follows the development of communities. It is a political trade in religion and an ideology On which communal politics is based. Communal Violence is conjectural consequence of communal ideology. Communalism has a major effect on the public it tends 2 separate people based on religion, language, territory, and ethnic origins. It leads to communal riots, Curfew situations, and can even cause terrorist activities. A communal Thought always tends to Establish political dominance Over a particular religious community. The country weakens when Political parties are formed and political activities are conducted on communal lines. The most negative impact of Communalism is riots, violence, and homicides. Communalism is a significant social issue in India, Bangladesh, Pakistan, and Sri Lanka.

When it comes to India, communal conflicts between religious communities in the country have Occurred since the period of British colonial rule, occasionally leading to serious inter communal Violence. Communalism is not just unique to South Asia as it can also be found in countries like Africa, America, Asia, Europe, and Australia.

The rising movement of communalism and the coexistence with violence have created a insecurity feeling between religious minorities among them Muslims, Sikhs and Christians in particular has feared of discrimination and confrontation in the coming days.

To prevent damages of the peace and integrity of the nation. It has many ways needed to analyse and debate the problem of communalism and communal violence. It’s became an absolute importance to be define communalism between people and also made equally pertinent to discovery of ‘commu-nal’.

The major factors towards the emergence and growth of communalism in modern India involves:

  • Indian Britishers create a new policy during the Indian colonial is ‘Divide and Rule’ this made division between two countries.
  • The disappointments and frustration among younger generations and aspiring middle class of youths, caused by static agriculture, absence of modern industrial development and inadequate employment opportunities, which is exploited by political opportunists.
  • Hindu and Muslim revivalist movements.
  • A communal and distorted view of Indian history, taught in school and colleges played a major role in rise and growth of communal feelings among the masses.
  • The separatism and isolation between religious communities.
  • The rise of communal and fundamentalist parties.

Factors that responsible for Communal Violence:

  • Politics division – Communalism is often defined as a political perspective that makes use of religious and cultural differences in achieving a political gains.
  • Economy problems – Uneven development, class divisions, poverty and unemployment aggravates insecurity in the common men which make them vulnerable to political manipulation.
  • History of Communal Riots – Probability of recurrence of communal riots in a town where communal riots have already taken place once or twice is stronger than in a town when such riots have never occurred.
  • Politics of Appeasement – Prompted by political considerations, and guided by their vested interests, political parties take decisions which promote communal violence.
  • Isolation and Economic Backwardness of minority religion Community – The failure to adopt the scientific and technological education and thus, insufficient representation in the public service, industry and trade etc has led to the feeling of relative deprivation among minorities.
  • The resurgence of religious economic competition, especially among the lower and middle class strata has fuelled the communal ideology.
  • The lack of Administrative – A weak law and order is one of the causes of communal violence.
  • Psychology problem between communities – The lack of inter-personal trust and mutual understanding between two communities often result in perception of threat, harassment, fear and danger in one community against the members of the other community , which in turn leads to fight, hatred and anger phobia.
  • Role of Media – It is often accused of sensationalism and disseminates rumours as “news” which sometimes resulted into further tension and riots between two rival religious groups.
  • Social media has also emerged as a powerful medium to spread messages relating to communal tension or riot in any part of the country.

Measures to Deal with Communalism

There is need to reform in present criminal justice system, speedy trials and adequate compensation to the victims, may act as deterrent.

Increase in representation of minority community and weaker sections in all wings of law-enforcement, training of forces in human rights, especially in the use of firearms in accordance with UN code of conduct.

Codified guidelines for the administration, specialised training for the police force to handle communal riots and setting up special investigating and prosecuting agencies can help in damping major communal disgruntlement.

Emphasis on value-oriented education with focus on the values of peace, non-violence, compassion, secularism and humanism as well as developing scientific temper (enshrined as a fundamental duty) and rationalism as core values in children both in schools and colleges/universities, can prove vital in preventing communal feelings.

Government can adopt models followed by countries like Malaysia that has developed early-warning indicators to prevent racial clashes.

The Malaysian Ethnic Relations Monitoring System (known by its acronym Mesra) that makes use of a quality of life index (included criteria such as housing, health, income and education) and a perception index to gauge people’s needs and feelings about race relations in their area.

Also the Hong Kong model of combating communalism by setting up a “Race Relation Unit” to promote racial harmony and facilitate integration of ethnic minorities, can be emulated by India.

RRU has established a hotline for complaints and inquiries on racial discrimination. Meanwhile, to create awareness about communal harmony, RRU talks to schools on culture of ethnic minorities and concept of racial discrimination.

Government can encourage and support civil society and NGOs to run projects that help create communal awareness, build stronger community relation and cultivating values of communal harmony in next generation.

There is a need for minority welfare schemes to be launched and implemented efficiently by administration to address the challenges and various forms of discrimination faced by them in jobs, housing and daily life.

A pro-active approach by National Foundation for Communal Harmony (NFCH), the body responsible for promoting communal harmony is needed.

NFCH provides assistance for the physical and psychological rehabilitation of the child victims of communal, caste, ethnic or terrorist violence, besides promoting communal harmony, fraternity and national integration.

A legislation is required to curb the communal violence. Communal Violence (Prevention, Control and Rehabilitation of Victims) Bill, 2005 must be enacted soon.

The enormous scope and changes for transformation due to our new generation and their progressive of the countries. The new generation can give new hopes and changes towards the making of new India which would help to free from all kinds of communal and caste conflicts, prejudices, hatred and discrimination, this may not possible through law but it can help us to have positive efforts of the new generation.

Panchayati Raj

The term “Panchayati Raj” in India signifies the system of rural local self-government. It has been established in all the systems of India by the Acts of the state legislative to build democracy at the grass root level. It is ensured with rural development. It was constitutional through 73rd Constitutional Amendment Act, 1992.

Ø A three-tier structure of Indian administration for rural development is called panchayati Raj. The aim of the panchayati Raj is to develop local self government in districts, zones and villages.

Ø Rural development is one of the main objectives of panchayati Raj and this has been established in all states of India except Nagaland, Meghalaya and Mizoram. In all union territories except Delhi and certain other areas. These areas include:-

a) The scheduled areas and the tribal areas in the states.

b) The hill area of Manipur for which a district council exists and

c) Darjeeling district of West Bengal for which Darjeeling Gorkha Hill council exists.

Evolution of Panchayati Raj

Ø The panchayati system in India is not purely a post-independence phenomenon. In fact, the dominant political institution in rural India has been the village panchayat for centuries. In ancient India, panchayat were usually elected councils with executive and judicial powers.

Ø The evolution of the Panchayati Raj system, however, got a trip after the attainment of independence after the drafting of the constitution. The constitution of India in Article 40 enjoined, The state shall take steps to organise village panchayats and endow them with such powers and authority as may be necessary to enable them to function as units of self-government.

Ø There were member of committees appointed by the government of India to study the implementation of self-government at the rural level and also recommend steps in achieving this goal.

Ø The committee appointed are as follows:-

a) Balwant Rai Mehta Committee

b) Ashok Mehta Committee

c) G V K Rao Committee

d) LM Singvi committee

A. Balwant Rai Mehta Committee and Panchayati Raj

The committee was appointed in 1957, to examine and suggest measures for better working of the community development programme and the national extensions services. The committee suggested the establishment of a democratic decentralised local government which came to be known as panchayati Raj.

Recommendations by the Committee

Ø Three tier panchayati raj system: Gram Panchayat, Panchayat Samiti and Zila Parishad.

Ø Directly elected representatives to constitute the gram panchayat and indirectly elected representative to constitute the panchyat samiti and zila parishad.

Ø Planning and development are the primary objectives of the panchayati raj system.

Ø Panchayat Samiti should be the executive body and zila parishad will act as the advisory and supervisory body.

Ø District collector to be made the chairman of the Zila Parishad

Ø It also requested for provisioning resources so as to help them discharge their duties and responsibilities.

v The Balwant Rai Mehta committee further revitalised the development of panchayati in the country, the report recommended that the panchayati raj institutions can play a substantial role in community development programmes throughout the country.

v The objectives of the panchyat, thus was the democratic decentralisation through the effective participation of locals with the help of well-planned programme. Even then prime minister of India, Pandit Jawaharlal Nehru, defended the panchyat system by saying, “authority and power to the panchayats”.

B. Ashok Mehta committee and Panchayati Raj

Ø The committee was appointed in 1977 to suggest measures to revive and strengthen the declining panchayati raj system in India.

The key recommendations are:-

Ø The three-tier system should be replaced with two-tier system: Zila parishad (District-level) and the mandal panchayat (a group of villages).

Ø District level as the first level of supervision after the state level.

Ø Zila Parishad should be the executive body and responsible for planning at district level.

Ø The institutions (zila parishad and the mandal panchayat) to have compulsory taxation powers to mobilise their own financial resources.

C. G V K Rao committee and Panchayati Raj

Ø The committee was appointed by the planning commission in 1985. It recognised that development was not seen at the grass root level due to bureaucratisation resulting in panchayat raj institutions being addressed as “grass without roots”. Hence, it made some key recommendations which were as follows:-

Ø Zila Parishad to be the most important body in the scheme of democratic decentralisation. Zila Parishad to be the principal body to manage the development programmes at the district level.

Ø The district and the lower levels of the panchayati raj system to be assigned with specific planning, implementation and monitoring of the rural development programmes.

Ø Post of district development commissioner to be created. He will be chief executive officer of the zila parishad.

Ø Elections to the levels of panchayati raj system should be held regularly.

D. L M Singhvi committee and panchayat raj

The committee was appointed by the government of India in 1986 with the main objective to recommend steps to revitalise the panchayati raj system for democracy and development. The following recommendations were made by the committee:-

1. The committee recommended that the panchayat raj system should be constitutionally recognised. It also recommends constitutional provisions to recognise free and fair election for the panchayati Raj system.

2. The committee recommended reorganization of villages to make the gram panchayat more viable.

3. It recommended that village panchayats should have more finances for their activities

4. Judicial tribunals to be set up in each state to adjudicate matters relating to the elections to the Panchayat Raj institutions and other matters relating to their functioning.

Ø All these things further the argument that panchayat can be very effective in identifying and solving local problems, involve the people in the villages in the development activities, improve the communication between different levels at which politics operate, develop leadership skills and in short help the basic development in the states without making too many structural changes. Rajasthan and Andhra Pradesh were the first to adopt panchayati raj in 1959, other states followed them later.

Ø  The act is a very significant step in creating democratic institutions at the grassroots level in the country. Art has transformed representative democracy into participating democracy.

Salient features of 73rd Constitutional Amendment Act , 1992

1. Gram sabha

2. Three-tier system

3. Election of members and chairperson

4. Reservation of seats :-

a) For SC and ST

b) For Women

c) The state legislatures are also given the provision to decide on the reservation of seats in any level of panchayat or office of chairperson in favour of backward classes.

5. Duration of panchayat

6. Disqualification

7. State election commission

8. Powers and functions

9. Finances

10. Finance commission

11. Audit of accounts

12. Application to union territories

13. Exempted state and areas

14. Continuance of existing law

15. Bar to interference by courts.

In India, the panchayati raj system is not a post-independence development. For decades, the village panchayat has been the most powerful political entity in rural India. Panchayats were elected councils in ancient India that had administrative and judicial authority. Panchayat Raj is a three-tiered administrative framework in India that focuses on rural development. The panchayati Raj is a system of local self-government that is used to build districts, zones and villages.

SOCIAL EMPOWERMENT

Process of developing a sense of autonomy and self-confidence among Individual ,that allows them to act individually and collectively to have a say in social relationships and the institutions and discourses that exclude them,

The principle of personal and social empowerment is described as a process in which individuals or social groups come to acquire the skills necessary for taking control of their own lives. It is important for supporting and reinforcing the personal empowerment of other members of their group or community as well.

Social empowerment is understood as the process of developing a sense of autonomy and self-confidence. It also involves acting individually and collectively to change social relationships and the institutions and discourses that exclude poor people and lead to an increase in poverty.

Individual empowerment is influenced by individual assets like land, house, and savings along with social factors like health and education. Also, concepts of choice, liberty, agency, capacity, contribution, self-sufficiency and increased resources are all crucial to societal empowerment.

Social empowerment has both individual and community aspects related to it. Individual factors like self-esteem. Self-confidence, imagination, and aspirations all influence social full-fillment. People’s collective assets and capabilities such as voice, organisation, representation and identity also sway the social responsibility.

It is important that socially and economically backward classes of people get involved in local associations and inter-community cooperation mechanisms can contribute to social empowerment by improving their skills, knowledge, and self-perception.

Social Empowerment means all the sections of society in India, have equal control over their lives, are able to take important decisions in their lives and have equal opportunities. Without empowering all sections of society equally, a nation can never have a good growth trajectory.The government has been trying to empower different sections of our society by adopting a multi pronged strategy.

Social Empowerment – Women Empowerment

In the words of the current Prime Minister “empowering women means empowering the entire family.” In a country like India, a girl child faces challenges right from the time of her birth or one

can say a girl child has to fight even for her birth. Hence the Government of India has given a big focus on empowering women through various government sponsored schemes. Some of the important schemes are mentioned below.

  • Beti Bachao Beti Padhao –

Beti Bachao, Beti Padhao (BBBP) scheme was launched on 22 January 2015 by Prime Minister Narendra Modi. It aims to address the issue of the declining child sex ratio image (CSR) and is a

national initiative jointly run by the Ministry of Women and Child Development, the Ministry of Health and Family Welfare and the Ministry of Human Resource Development. It initially focused multi-sector action in 100 districts throughout the country where there was a low CSR.

Pradhan Mantri Vandana Yojana

It is a maternity benefit program run by the Government of India. It was introduced in 2017 and is implemented by the Ministry of Women and Child Development. It is a conditional cash transfer scheme for pregnant and lactating women of 19 years of age or above for the first live birth. It provides a partial wage compensation to women for wage-loss during childbirth and childcare and to provide conditions for safe delivery and good nutrition and feeding practices.

Sukanya Samriddhi Yojana

It is a Government of India backed saving scheme targeted at the parents of girl children. The scheme encourages parents to build a fund for the future education and marriage expenses for

their female child. The scheme was launched by Prime Minister Narendra Modi on 22 January 2015 as a part of the Beti Bachao, Beti Padhao campaign. The scheme currently provides high interest rates and tax benefits. The account can be opened at any India Post office or branch of authorized commercial banks.

Social Empowerment – Poor and Marginalized Sections

Marginalised sections of society are people belonging to Scheduled Castes (SC), Scheduled Tribes (ST), and Other Backward Classes  (OBC). For poor and marginalised sections, empowerment means access to basic education, livelihood, and equal opportunities for growth. Some of the Government measures to address this section of society are mentioned below.

  • Pradhan Mantri Jan Dhan Yojana

It is a financial inclusion program of the Government of India open to Indian citizens (minors of age 10 and older can also open an account with a guardian to manage it), that aims to expand affordable access to financial services such as bank accounts, remittances, credit, insurance pensions. This financial inclusion campaign was launched on 28 August 2014. Under this scheme 15 million bank accounts were opened on inauguration day.

  • Pradhan Mantri MUDRA Yojana

Any Indian Citizen who has a business plan for a non-farm sector income generating activity such as manufacturing, processing, trading or service sector and whose credit need is less than Rs 10 lakh can approach either a Bank, MFI, or NBFC for availing of Micro Units Development & Refinance Agency Ltd. (MUDRA) loans under Pradhan Mantri Mudra Yojana (PMMY).

Skill India

Skill India campaign was launched by Prime Minister Narendra Modi on 15 July 2015 to train over 40 crore people in India in different skills by 2022.It is managed by the National Skills Development Corporation of India. United Kingdom (U.K), Japan, Oracle have collaborated with India for the Skill India Programme. One of the prominent initiatives under it is Pradhan Mantri Kaushal Vikas Yojana (PMKVY). The aim of the PMKVY scheme is to encourage aptitude towards employable skills and to increase working efficiency of probable and existing daily wage earners, by giving monetary awards and rewards and by providing quality training to them. The

The scheme has a target to train 1 crore Indian youth from 2016-20.

Scholarship Schemes for Education

To meet its goal of educational empowerment of the SC population, a large portion of the budget of the Department of Social Justice and Empowerment is directed to scholarships and there has been considerable success in its distribution within the target group. Post-Matric Scholarship (PMS – SC) for SC students has been in operation since 1944 and is the single largest intervention by the Government of India for the educational empowerment of scheduled caste students. It covers approximately 55 lakh students per year, studying at the post matriculation or post-secondary stage, right up to PhD. It has had positive outcomes on literacy level of the target groups, on dropout rates, participation in higher education, and finally in achievement of excellence and building human capital for the service of the nation. Other scholarship schemes for SC students are the Pre-Matric Scholarship, Top Class Education Scheme for studying in premier educational institutions and the National Fellowship Scheme run in conjunction with UGC.

It focuses on integrated development of SC majority villages. The programme is being taken up in villages which have more than 50% SC population.

Social Empowerment – Senior Citizens

Many senior citizens feel neglected and unwanted in the twilight years of their life. Government has taken measures to enable them to lead a respectable life with economic self-sufficiency. Some of the schemes for senior citizens are listed below.

Atal Pension Yojana

It is a government-backed pension scheme in India, primarily targeted at the unorganised sector. All subscribing workers below the age of 40 are eligible for pension of up to ₹5,000 per month on attainment of 60 years of age.

Rashtriya Vayoshri Yojana

It is a scheme for providing Physical Aids and Assisted-living Devices for Senior citizens belonging to BPL category. This is a Scheme, fully funded by the Central Government. The expenditure for implementation of the scheme will be met from the “Senior Citizens’ Welfare Fund”. The Scheme will be implemented through the sole implementing agency – Artificial Limbs Manufacturing Corporation (ALIMCO), a PSU under the Ministry of Social Justice and

Empowerment.

Pradhan Mantri Vaya Vandana Yojana

This is a pension scheme for senior citizens.This to enable old age income security and welfare of Senior Citizens.

Social Empowerment – Disabled Group

For the differently able, their disability often makes them feel that they are a burden on society. Their requirements for empowerment are very different thereby requiring programmes customised to suit their needs. Some of the schemes to help them lead quality life are

mentioned below.

1. Deendayal Disabled Rehabilitation schemes

2. Accessible India campaign

Social Empowerment – Scheduled Tribes

National mainstream policies and compulsions result in the tribal communities feeling either isolated from the mainstream or losing their identity. Government has taken initiatives to handle the issues faced by the Scheduled Tribes which are listed below.

1. Forest Rights Act

2. Minimum Support Price (MSP) for Minor Forest Produce.

3. Schemes for Vocational Training

CHALLENGES OF CORRUPTION

Corruption is a global phenomenon and it’s everywhere. Corruption has increased progressively and is now spreading more and more in our society. Corruption around the world is believed to be endemic and is universal and is a important contributor to slow economic growth, to restrain investment, to inhibit the provision of public services and to increase inequality to such an extent that international organisations like the World Bank have identified corruption as ‘The single greatest obstacle to economic and social development’. Theorists believe that ”corruption is most prevalent during the most intense phase of modernization of a country and tends to decline with institutionalisation of advanced democracy”. Basically, Corruption is offence on the part of an authority or powerful party through means that are not legitimate, immoral, or not compatible with ethical standards.

In a broader sense, Corruption is not just the bad behaviour of government officials stealing off money for their own benefit. It also includes cases where the systems do not work efficiently , and ordinary people are left in a dilemma, needing to give a bribe to get a work done. The economy of the state also plays an important role in increasing corruption. Inequality of wealth distribution, exploitation by employers, and low wages and salaries provide ideal breeding ground for corruption. Corruption also violates human rights, challenges the rule of law, distorts the development process, and dis-empowers the Indian state. Corruption is a hindrance in the process of fulfilling civil, political, economic, social and cultural rights.

FORMS OF CORRUPTION

  • Embezzlement: The theft of resources by people itself who are put to administer it. It happens When unfaithful employees steal from their employers. This is a serious offence where a public officials is misappropriating public resources, when a state official steals from the public institution in which he or she is employed and from resources he is supposed to administer on behalf of the public.
  • Nepotism: Nepotism is typical favouritism, in which an officer prefers his proper kinfolk and family members. Many unrestricted presidents have tried to secure their power position by nominating family members to key political, economic and military/security positions in the state apparatus.
  • Favouritism: Favouritism is a tool of power abuse implying “privatisation” and a highly improper distribution of state resources, no matter how these resources have been accumulated in the first place. Favouritism is the natural human tendency to favour friends, family. Favouritism is closely related to corruption so far as it implies a corrupted distribution of resources. It can be said that this is the other side of the coin where corruption is the accumulation of resources.
  • Fraud: Fraud is a financial crime that involves some kind of deception or deceit. Fraud involves a manipulation or distortion of information, facts and expertise, by public officials positioned between politicians and inhabitants, who seek to draw a private profit. Fraud is when a public official, who is responsible for carrying out the orders or tasks assigned by his superiors , manipulates the flow of information to his private profit.
  • Bribery: This form of corruption is the payment that is given or taken in a corrupt relationship. A bribe is a fixed sum, a certain percentage of a contract, or any other favour in money of kind, usually paid to a state official who can make contracts on behalf of the state or otherwise distribute benefits to companies or individuals, businessmen and clients.

Characteristics of Corruption

  1. It is a gap between group and their individual interest.
  2. It is between two or more parties since one can hardly be corrupt with one’s own self.
  3. Consenting adults that have a common understanding.
  4. It is Beneficial in future.
  5. The Existence of power that could be grabbed, entrusted or otherwise available.
  6. The misuse of the power that often drives a wedge between intended and stated positions, for benefits that is unintended.

Corruption in India is a consequence of the nexus between bureaucracy, politics and criminals. It has been observed that in cities and villages throughout India, there is “mafia raj” consisting of municipal and government officials, elected politicians, judicial officers, real estate developers and law enforcement officials, who acquire, develop and sell land in illegal ways. Many state-funded construction activities in India, such as constructing roads, flyovers, are dominated by the construction mafia, which are groupings of corrupt public works officials, materials suppliers, politicians and construction contractors.

It is now well recognized that the State is mainly responsible for both formulating and enforcing policies relating to good governance and human rights. Good governance is a key factor. The good governance agenda includes protection and promotion of human rights and rule of law. Both these functions will not be fully accomplished if corruption is widespread in government. Major challenge is that Corruption is a strong violator of human rights, particularly the economic and social rights of individuals as well as those of the State. It not only weakens development and growth, it also hinders efforts aimed at poverty eradication, socio-economic transformation and creation of an egalitarian society in accordance with the Directive Principles of the State Policy.

ISSUES RELATING TO POVERTY AND HUNGER

India is a country which suffers a lot due to hunger and poverty. Hunger is very closely related to poverty as poverty is one of the main reasons for hunger. 

Indian economist and philosopher Amartya Sen said that lack of ability to pay for food is obviously caused by poverty.

POVERTY

Poverty is a condition caused due to lack of basic needs of life such as water, health care, food, unemployment etc. It is described as the low income level of people which leads them to poor standard of living. Poverty means that the income level from employment is so low that even the basic human needs are not fulfilled. The impact of poverty on children is substantial. Children who grow up in poverty typically suffer from severe and frequent health problems; infants born into poverty have an increased chance of low birth weight, which can lead to physical and mental disabilities. Poverty is a difficult cycle to break and often passes from one generation to the next. Typical consequences of poverty include alcohol and substance abuse, limited access to education, poor housing and living conditions, and increased levels of disease. 

Hunger and food insecurity are the most serious forms of extreme poverty. To eradicate these issues from society is the prime concern of international organizations.

HUNGER

Hunger is a global problem and a lot of countries are facing this problem. Hunger is a condition where both the adults as well as children do not have access to food and there is a constant decrease in food intake, nutrients, no proper diet is there and some days are even gone without food which eventually leads to their death.

Climate change is also one of the reasons for world hunger. The amount of rain determines the production of crops. Droughts also affects agricultural production and extreme rain also causes flooding that leads to destruction of crops . Use of outdated products, not using better quality seeds also leads to shortage of food and those who are capable and have money buys food even at higher prices, the ones who have to suffer are poor people. They do not have money to buy food and hence they remain hungry. Hunger has a lot of serious problems such as insufficient economic systems, climate changes, misinformation but the most serious problem of all is poverty. Many poor nations such as Kenya, Uganda etc. are in desperate need of food. The growing population is one of the major causes of rising hunger and poverty. In Indian scenario Hunger and malnutrition are closely related. The main outcome of poverty is hunger. India is a home to the largest undernourished population in the world, 14℅ of our population is undernourished, 20℅ of children under 5 are underweight, 34.7℅ of children are stunned, 51.4℅ of women in the in the reproductive age i.e. 15-49 are anemic.

DIFFERENT ISSUES RELATING TO HUNGER AND POVERTY

Overpopulation is a major issue of rising poverty. There are not enough resources to satisfy your need. Demand is more and resources are limited and this leads to no proper distribution of resources and a large amount of people are left with no food. India is a country with a large population, and hence everyone’s demand is not full and people remain hungry.

Poor health service– the health sector of India is not as efficient as compared to other developed Nations, which leads to less access to good health and sanitization and hence causes ill health and maintains poverty.

Malnutrition- It is a phenomena that occurs in a human body when it receives little or no nutrition as a result of it people easily get sick and it causes death. it is responsible for the death of people, especially young children.

Insufficient education and lack of training- due to Rising poverty children are not able to get basic education and again since they are not educated, they don’t get employed and this vicious cycle of poverty is continued. Lack of money is reason for them not attending proper School and they have to indulge in labour to provide for a minimal living also causes rise for child labour. Parents send their children to work at a very young age.

Inequality– different gender, ethnic, group and social classes face inequality due to poverty. Low rate of economic development, If a country is poor then its development is also very slow.

Rise in crime – Often due to poverty and hunger, people indulge in criminal activities. To fill their empty stomach many young children opt for wrong ways and indulge in theft and loot and its disturbance in the society.

Way Forward

To eradicate poverty and hunger from the society, there is a need for the government to implement schemes and methods. The government should spend more in health, nutrition, and education. The government should invest more in agriculture and provide the farmers with better quality seeds and advanced machineries and modern techniques for more agricultural production, Also it is necessary to decrease rural poverty. Subsidies address only short-term issues. There is a need to develop technologies, with the help of which farmers can practice all-weather agriculture. Government should focus on increasing employment opportunities creating jobs in modern sectors and promote labor-intensive industries. Reduction in corruption will lead to an overall development of the economy. A country with low poverty level will only develop in a better manner.

Sources: civilservicesindia.com

AGNIPATH SCHEME

On 14 June 2022, the central government launched the Agnipath scheme which is a recruitment of soldiers below the rank of commissioned officers into the three services of the armed forces. With this scheme, the central government hopes to fulfill the dream of an individual to join the armed forces and serve the nation. Various other reasons for the government to start this scheme were to reduce salaries and defence pension bill, to increase employment opportunities and higher skilled work force and to provide a youthful profile to the armed forces. One of the important reasons was also to have a large number of military trained and disciplined people in the society. The soldiers recruited through this scheme will be known as ‘AGNIVEERS’.

Under this scheme 45,000 to 50,000 youth aged between 17.5 to 21 years will be recruited annually for 4 years in the Navy, Air force & Armed forces. Enrollment will be based on an ‘All India All Class’ basis. The enrolment of the Agniveers to all the three services will be through a centralized online system, with special rallies and campus interviews at recognized technical institutes such as the National skills Qualifications framework, Industrial Training Institutes. In each batch, 25% of Engineers will be chosen for the permanent cadre in the armed services. The remaining 75% of Agniveers will receive an amount of Rs. 11.71 lakh as Seva Nidhi Package.

The salary per month of the Agniveers is Rs. 30,000 in 1st year, Rs. 33,00 in 2nd year, Rs. 36,500 in 3rd year and Rs. 40,000 in 4th year but the Agniveers contribution to Seva Nidhi will be 30% which means 30% will be deducted from the initial salary which means in hand they will receive 21,000 in first year, 23,100 in second year, 25,580 in third year and 28,000 in fourth year.

The Agniveers will also receive a non-contributory insurance cover of Rs. 48 lakh during the period.

Every demolished AGNIVEER will have a 10% reservation in CAPFs, Assam Rifle recruitment. They are also provided with the Upper age relaxation beyond the prescribed age limit for AGNIVEERS in CAPF & Assam Rifles. Other benefits include:

  • Priority in bank loan schemes in case they want to be entrepreneurs.
  • Many other states including Uttar Pradesh and Madhya Pradesh have stated that agniveers will be given priority in the recruitment of state police officers.
  • Some major companies and sectors like IT, Engineering Security, etc. have also announced that they will prefer hiring skilled, trained, and disciplined Agniveers.
  • It also stated that all those wishing to study further class 12 equivalent certificate and Bridging Course of choice for further studies.

The Upper age limit for recruitment has also increased only for 2022 under the Agnipath scheme to 23 years from 21 years for the first year of the scheme for enrolment of soldiers into the Army, Navy and Air Force.

AIM OF THE SCHEME

  • One of the important aims of the scheme is to make the army a future-ready fighting force with the youth of the nation capable of meeting multiple challenges.
  • To strengthen the national security
  • To provide the youth of the nation to serve the country.
  • To cut down salary and pension bills.
  • To harness the youth potential and make them future ready soldiers.
  • They will be provided with certificates and bridge courses that will help in creating future entrepreneurs.

CRITICISM OF THE SCHEMES

After the announcement of this scheme, there were several protests held throughout the country in several states. Students from throughout the country held riots, burned trains, and caused severe damage to the public as well as private properties. This scheme is criticized on a number of basis such as:

  • The service period that is 4 years is very less and it will provide employment for just 4 years. T
  • he real skills cannot be acquired in such a short period and what about those who want to serve the nation for longer terms.
  • only 25% of the candidates will be taken permanently and the rest 75% will again be unemployed.
  • No pension will be given to these candidates that will be appointed during this scheme.
  • The candidates that will be selected will only be selected for non-commissioned ranks like Naik, Sepoy, and Lance Naik.
  • The recruitment is only for candidates of 17.5 – 23 years of age.
  • After 4 years is over, there will be no job security.
  • Unlike other governments’ jobs no extra basic benefits will be provided to the candidates.
  • The salary will also be deducted for the Seva Nidhi contribution.

With the provided advantages and disadvantages of this AGNIPATH scheme it is way forward for a reform in the Defence policy. This schemes aims to increase employment opportunities with skills and training, to give a better opportunity to the youth who choose to serve the nation and it hopes to have a positive impact on the human resouces management of armed forces and for the country’s development.

Sources: https://byjus.com/free-ias-prep/agnipath-defence-policy-reforms/

GOVERNMENT BUDGET

Government is required to undertake various economic, social, and other activities in every country. It is like to pursue various policies to achieve certain objectives like economic development, reduction of inequalities of income and wealth. The government has to incur expenditure in performing these activities and in pursuing its policies. For instance, the government has to incur expenditure in maintaining law and order and in undertaking various developmental activities. As such, government has to raise necessary revenue to finance these expenditures.

Accordingly, the government has to draw a financial plan corresponding to various activities it wants to undertake during the coming year . Such a financial plan is known as the budget of the government. “Budget of the government is an annual financial statement describing in detail the estimated receipts and proposed expenditures and disbursements of the government under various heads for the financial or fiscal year. The budget is the indicator of government functioning. It also gives the actual financial accounts for the previous year and the revised estimates for the current ye . In other democratic countries ,the government budget is a constitutional obligation in India. Under Article 112 of the constitution, a statement of estimated receipts and proposed expenditures of the Central Government has to be prepared for every financial or fiscal year and has to be placed before the parliament. It is titled Budget of the central government.

Government budget is a subject of immense importance for a variety of reasons.

  • Planned approach to government’s activities: The importance of government budget arises because of the fact that the activities of the government have increased tremendously. This calls for mobilization of large resources to meet the expenditure required to undertake these activities. There has to be a definite planning with regard to the estimated revenue and proposed expenditure for the proper conduct of the government activities.
  • Integrated Approach to Fiscal Operations: All these decisions and policies are interconnected and they must form a part of the overall set of objectives which the government wants to pursue. Government’s fiscal policy as reflected in the budget is an essential part of its overall economic and social policy.
  • Public Accountability: Budget proposals are discussed in the parliament. A popular debate also takes place in the media about the budget proposals. Parliament also exercises control over the government expenditure through various committees – Public Accounts Committee, the Estimates Committee and the Committee on Public Undertakings. Thus, Budget serves as a powerful weapon of financial control in respect of both collection of revenues and their disbursement.

STRUCTURE OF THE GOVERNMENT BUDGET

Constitution of the country demands that the budget must distinguish expenditure on revenue account from the expenditure on capital account. Revenue account covers those items which are recurring nature, while capital account covers those items which are of the nature of creating or reducing the capital assets. Budget is necessarily presented in two parts:

  • REVENUE BUDGET
  • CAPITAL BUDGET

Revenue budget shows revenue receipts of the government and the expenditures met from these revenue receipts. It consists of revenue receipts and revenue expenditure. Revenue receipts of the government are all those receipts which are non-redeemable. They create no liabilities or involve no sale or reduction in the assets of the government. Revenue expenditures relate to expenditures incurred by the government on day to day normal functioning of the government and interest payment on government debts. These expenditures neither create any physical or financial assets nor reduce any liability of the government .

Capital Budget comprises capital receipts and capital expenditure of the government. It shows capital requirements of the government and financing of these expenditures. Capital receipts are the receipts of the government which create liabilities or reduce assets of the government. The main component is to borrowing of all kinds from the public, RBI and repayment of loans to the central government by state government and public sector enterprises. Capital expenditures are those expenditures of the government which lead to creation of physical and financial assets or reduction of financial liabilities.

BUDGET DEFICITS

An important issue which is raked up every year during the budget in India is the issue of budget deficit. In the past two to three decades, government spending has increased more than its receipts. As a result , budget deficits and the government borrowings have increased sharply. Although politicians regularly make fine speeches about the need to reduce deficit, cutting down spending or raising taxes so as to reduce deficit are not politically popular. In every budget , the government has been setting the target of reducing the budget deficit, but reaching the target of reducing budget deficit has been rather difficult.

Budget deficit is financed by increasing the money supply and by borrowing from public and from other countries. This involves burden both on present as well as the future generations. The present generation has to shoulder the burden of budget deficits in terms of inflationary rise in prices. Higher debt also means that interest payments eat away a large part of government expenditure, which could otherwise be used for providing various economic and social services to the public. This deficit is a liability for future generations as well. Taxes will have to be increased in future to pay interest on the debt and to repay the debt. This is the burden of the debt on future generations.

SOME FACTS ABOUT INDIAN BUDGET OVER THE YEARS

  • The budget system was introduced in India on 7 April,1860.
  • James Wilson, the first Indian Finance member, delivered the budget speech
  • The first budget after independence was presented on 26 November, 1947 by R.K.S. Chetty.
  • Yashwant Sinha, the then finance minister, moved the budget to 11a.m. in 1999, instead of 5 P.M. as was the practice till then.
  • Arun Jaitley, the present Finance minister, has advanced the presentation of the budget to 1st February from the 2017-18 Budget. He has presented 4 regular budgets till date.
  • 24 people have presented budget in independent India.
  • Morarji Desai holds the record for the most budget presented in independent India with 8 full budgets and 2 interim budgets.
  • P Chidambaram has matched Morarji Desai’s record of presenting 8 full budgets.
  • All the three Prime Ministers from the Nehru family- Jawaharlal Nehru, Indira Gandhi and Rajiv Gandhi have presented one budget each.

Sources: Frank ISC Economics Class XII

Government Budgeting

Description of the budget

The word ‘budget’ is derived from the French word, Bougette, which means a leather wallet or purse.Therefore, the term modern budget refers to a document that contains estimates of revenue and expenditure of a country, usually for one year.

Types of Budget

Budgets can be categorized based on the following principles:

  1. Combined time.
  2. Number of budget’s tabled in the legislature.
  3. The overall finance budget’s position is presented in the budget.
  4. An approved policy on the takeover of revenue and expenditure in the budget.
Division of receipts and expenses in the budget.

Based on these principles budget’s can be:(Annual budget’s or long-term budget’s.

  1. One or more budget’s.
  2. Excess budget’s, deficits or estimates.
  3. Budget or revenue budget.
  4. Departmental budget or operating budget.

A brief description of the different types is as follows
1. ANNUAL or long-term budget’s

Generally, Government budget’s are for one year that is, for one year. In India, England and many other commonwealth countries the financial year, starts on April 1 and ends on March 31, but in the U.S.A., Australia, Sweden and Italy the dates are 1st July and 30th June. Some countries adopt a planned economic policy and meet the requirements for long-term planning, using a long-term budget, that is, preparing a budget for three years or more. Such a budget is a long-term plan rather than a long-term budget because what is offered is a financial plan over the years to fund the program.These countries spread the use of program costs over many years. The legislature approves the plan and estimates its costs, but that does not equal the actual voting of all-time shares. Every year, the national budget will include expenditure on a plan for that year, to be approved by the legislature.

2. One or more budget’s

When the estimates of all Government functions are allocated to a single budget, it is known as a single budget. The advantage of a single budget is that it reflects the financpractisetion of the Government as a whole.But if there are separate budget-related budget’s passed by the legislature, it is called a mass budget. In India, we have two budget’s — one for the railway line and one for the rest of the departments. The practice of having a separate train budget began in 1921. In England, there is one budget.

3. Extra income, deficit or limited budget

A budget is a surplus if the estimated income exceeds the estimated cost/expense But if the expected revenue falls below the expected cost, it becomes a budget deficit. According to economists, a deficit budget is a sign of global development. A limited budget is when the expected revenue is equal to the expected cost/expense. Budgets are often in short supply.

4. Income or budget of income

A budget is one in which the estimates of various items of income and expenditure include amounts to be acquired or used in one year,.In revenue and expenditure budget’s, accumulated in one financial year,, are planned for that financial year, regardless of whether the revenue is available or expenses incurred in that financial year,. In India, Britain and the U.S.A., counts are calculated, in France and other continents, counting income.

5. Departmental or operational budget

The current practice is to have a departmental budget, that is, the revenue and expenses of one department are organized under it. It does not provide any information about the work or activity that has been budgeted for. The operating budget is another where the total cost of a particular project is compiled under the head of a specific program.It is organized into activities, programs, activities and projects, for example, in the case of collaboration (employment), it will be divided into programs such as higher education, Secondary and Higher Education. Each program will be divided into activities, for example, teacher training is a task. The project is the final unit of division of labor.It symbolizes work as a major project, such as the construction of a school building. The A.R.C. proposed the adoption of a budget for all the departments and agencies of the Central and provincial governments that have managed development programs.

REFERENCE

Essay on Budget: Top 4 Essays | Government | Public Administration

BLESSING IN DISGUISE

BY DAKSHITA NAITHANI

The year 2020, as we all know, will be a major change in our life. It has also demonstrated the opposite side of existence. We continued to count things for the future, and when the pandemic struck, it reminded us of how unexpected life can be; different aspects of life were affected, and working conditions were significantly altered. There was a lot of misunderstanding in the education industry about how to teach pupils, how to start lessons, and so on. However, technology was the solution to all problems.

People have used mobile phones for social interactions and pleasure in the past, but they have now evolved into a source of information, and we can say that school has come within our grasp. This situation is very similar to one of the chapters in NCERT’s English course book for class 9 called “The fun they had,” in which two children from the future (2050) got their hands on a real hardcover book from their grandfather and were amused by the idea of a real school and school building where all the children of the same age group used to study together under one roof and thought that happiness was being together with their friends. Did the pupils in this circumstance realise that this narrative would become so relevant and genuine to them? Many parents used to refuse to let their children to use cell phones, but it has now become a necessity.

Although there are always two sides to a coin, sales of smart phones soared as a result of the epidemic, since every home needed one additional one for their children to attend courses. Technology has also played a significant role in education, and how we use it can have positive or negative consequences. Phones have evolved into more than simply a means of communication; they have also become a lifeline and an indispensible component of our lives in some manner. It was a struggle for teachers to not only teach their material but also to engage with their pupils throughout these testing periods. They’ve also learned to utilise technology in a variety of ways, including not just communicating but also using various digital classrooms, boards, and audio and visual teaching and learning methods. They were not only effective in speaking with pupils, but also with their guardians, and despite the challenges, they were able to establish an emotional bond with them.

Many parents lost their jobs as a result of industry losses and were obliged to shift their children from private to government schools, but many were pleased to do so because the curriculum is on par with top institutions. The government and teachers have made it a point to link each and every kid with them. Many teachers aided their students financially as well as academically. Many teachers have also attempted to offer phones or internet connections to their kids, demonstrating that humanity bears primary responsibility in any scenario.

The desire for change in school education emerges as a result of continual changes in society on psychological, social, and economic levels. As a result, we must constantly introduce and upgrade a framework. As you can see with the current pandemic, a lot of adjustments are required both during and after the crisis. With this in mind, the Delhi government began giving curriculum-based work sheets to children of all grades, as well as training their teachers.

Teachers’ ability and efficiency have been improved via the use of webinars and online seminars on a regular basis. Regular trainings were provided to demonstrate how to use Google products to make the teaching and learning process more engaging and beneficial. The government has also launched a number of applications, such as Chalklit and Diksha, to provide a platform for various trainings and to keep instructors informed about innovative ways of teaching and learning. It was remarkable that students continued to attend courses on a regular basis, whether they were in the same city or in their village; their desire to study grew day by day, and they began to respond positively.

Mob lynching-to what extent correct?

Mob Lynching is an open punishment applied by a gather that does not have the authority to do so. Most times, lynching occurs when a group believes that a person has committed a crime, even if it has not been trialed or convicted. lynching’s practice may include public hangings, tar, and feathering, or other forms of extreme punishment or execution performed in public. Lynching differs from uncommon types of punishment because the public performs it outside the legal system. This is often handled by a group of people. Lynching is a mob justice in which ordinary people come together to terrorize or punish someone they think violates a legal, moral, and social standard. Today in our society cases of mob-lynching occur in the name of homecoming, love jihad, cow protection, and self-defense camps, the longstanding issues of communalism against the community are being expressed now as violence. The crowd is making a target of people .also many cases recorder where There is an attempt to provoke communities suffering from such attacks. 

The instant “justice” of the crowd also reveals the breaking of people’s confidence in law and order. mass lynching cases are mainly caused by the spread of rumors, suspicions, or religious beliefs. If we understand the events in what order they happened then, we may consider that some were the consequences of caste-based horrors, some were because of religious beliefs, and the rest was because of false news or rumors.

No doubt we should respect religious beliefs, but what if few people kill a person based on suspicion or suspicion? But the main question is that too what extend it is justified to take law in the hands. And to do injustice with someone in the name of the justice. Now need of the time is that government itself investigate the matter and give punishment to those who are culprit.

 

Evil corruption

Corruption refers to a form of criminal activity or dishonesty. It refers to an evil act by an individual or a group. It includes activities like bribery or embezzlement. Most people in positions of authority are susceptible to Corruption. Corruption certainly reflects greedy and selfish behavior. Bribery is the most common method of Corruption which involves improper use of favors and gifts in exchange for personal gain. the favors include money, gifts, company shares, sexual favors, employment, entertainment, and political benefits. Also, the personal gain can be – giving preferential treatment and overlooking crime.

One important way of preventing Corruption is to give a better salary in a government job. Many government employees receive pretty low salaries. so they resort to bribery to meet their expenses. So, government employees should receive higher salaries. , high salaries would reduce their motivation and resolve to engage in bribery. By Increasing the number of workers we can curb Corruption. In many government offices, the workload is very high. This provides an opportunity to slow down the work of government employees. Consequently, these employees then indulge in bribery in return for faster delivery of work. Hence, this opportunity to bribe can be removed by bringing in more employees in government offices.

Strong laws are very important for stopping Corruption. strict punishments need to be meted out to guilty individuals. Furthermore, there should be an efficient and quick implementation of strict laws. Applying cameras in workplaces is an excellent way to prevent corruption. Above all, many individuals would refrain from indulging in Corruption due to fear of being caught. Furthermore, these individuals would have otherwise engaged in Corruption. Furthermore, the politician supports them due to the benefits they receive. Corruption is a great evil in society. This evil should be quickly eliminated from society. 

A new version of Censorship.

 As per the Ministry of Electronics & Information Technology (MEITy), social media platforms like Facebook, WhatsApp, Twitter, and Instagram have to follow the new Guidelines of government failing which can lead to a ban. guidelines were issued in February 2021, and social media platforms had around 3 months to acquire these guidelines. The companies are yet to respond to the Intermediary Guidelines. The decision taken due to the fake headlines do nothing but spread fear among people. 

According to the constitution, India is a democracy at least on pen and paper. However, certain powerful people in the Central Government, to strengthen power, are now trying to silence free speech on social media. Free speech is a right granted to all human beings globally. The Universal Declaration of Human Rights (UDHR) recognizes it as a fundamental right. India happens to be one having this right. This means, Indian citizens should have access to this right, and it’s the government’s responsibility to see that this right is being protected.

Yet, these powerful individuals within the Central Government, have time and again gone to unbelievable measures to control this right. 

. The disappointed young people of today turn to social media to express their objections about everything they found mistaken or unsuitable. Be it a person of any class, culture, community, and religion. everyone turns to the internet. And the only way to check these critics would be by introducing “Agreement Officers”.That is exactly what the government has done through its intermediary guidelines to check who’s saying what on the internet.

If this guideline came into being. There exists no mechanism for the common mass to raise their voices. The only time when the masses get to raise their voice is during the elections. But then again, it’s the media that controls the elections these days. Unfortunately, reporting is done in such a way that we’re persuaded in support of a particular political party. This plan, if achieved, will badly affect the very foundation of our democracy.

Criticism makes democracy strong. But these guidelines go against it.

Maybe government believes that criticism isn’t important anymore and hence has concluded that the internet should be controlled. It’s dishonest of this country to say that other countries are trying to crush free speech.

The government needs to come into a discussion with the social media companies and the common people. But the government didn’t give a single thought to it. It is nothing but censorship in disguise.

live-In Relationships Illegal or not?

Denial of granting protection to a couple who are in a live-in relationship only because it is socially and morally unacceptable. is it justified on the part of Punjab and Haryana High Court? The boy and the girl had been in a living relationship that goes against the girl’s parents will.

The couple asked for protection from the court for their life and liberty after being frightened by their families. Unfortunately, they were denied protection. the denial of their right under Article 21, in this case, is inappropriate. The judgment by the court seizes their identity as per Article 21 as well as the right to “life or liberty”.Article 21 declares that every individual has the right to their life or personal liberty. Therefore to secure their right the couple moved before the Punjab and Haryana High Court for the protection under Article 21, which is dismissed by the court on the ground of social and moral unacceptability. while rejecting the petition, the high court interpreted that the term “person” means those who are recognized by law as being capable of having legal rights and being bound by legal duties, not a couple. After getting married, a man and woman are considered capable of having legal rights and duties known as rights in the institution of marriage. But only when the marriage has been done as per their respective marriage laws in force in India.

The denial of the right to life and liberty is completely inappropriate in the law. Since no law in India criminalizes pre-marriage, it would be more like legislation by the judiciary to hold pre-marriage illegal based on social morals. There is no force of law in an opinion that has been embraced by the conservative majoritarian masses of India who find it illegitimate. The decision rendered by the Punjab and Haryana High court erred in ascertaining the aforesaid point. In place of assistance, the couple became the subject of discrimination held by the conservative majoritarian masses.

Biden Rules begins

President Joe Biden has baited office in a country looking prominently different than it did on his forefather’s inauguration Day.Covid19 has killed more than 4,00,000 Americans, with a big part of socio-economic toll impute to federal Mismanagement, The US has also renounced its role as leader of the free world, squabbled with democratic allies while keeping authority populist’s everywhere, snicker at its post-truth misadventures. This month’s attack on the capital represented the domestic broadcast has poisoned the polity. In the short, the new administration has its work cut out invent correctives at multiple levels. It is a mighty challenge. But democracy is hypothetical on elections making a difference.

The promise of a new dawn is both powerful and credible. The diversity, temperance, and experience of the incoming cabinet strongly suggest that they have a good measure of the problems at hand, and the ambition to attempt solutions one clear aspirational target is 100 million doses of covid19 vaccines n the first 100 days. Then, Janet L Yellen, who will be the new treasury secretary and America’s top economic diplomat, has verbalized as priorities both addressing the economic damage of the pandemic at home and repairing relationships with various allies abroad to take on china’s (illegal, unfair and abusive practices) collectively.
After the vain of institutions and Clutter or flailing seen in the Trump years, it will indeed take solid international cooperation to revitalize the global rules-based order. The incoming secretary of state Antony Blinking has shown a welcome so be saying,(We’ll engage the world, not as it was, but as it is)Pragmatically speaking, rebukes on human rights issues for India may be part and parcel of Washington’ liberal festival alongside the many Indian and American in the Biden Team.

Women empowerment

Amongst covid-19 pandemic, 2021 budget has potential to increase women labor force participation up to 2 percent this year.

Nirmala Sitaraman, Minister of finance, the government of

India shared that budget 2021 has the potential to increase the employment of

women. COVID-19 pandemic had disproportionately impacted women

forcing them to drop out of the workforce. The women labor force participation according to the center comes down from 25 percent to 21 percent, due to job loss by women. In urban India only 12 out of every 100 still employed are women, a shocking

statistic, down from the already low 18. No doubt the covid 19 pandemics have resulted in many challenges such as pay disparities and expensive child care is an economic downturn that hit women workers measurably harder than men. Whenever the economy shrinks people lose jobs, then look for another job but women aren’t sitting it out so much as being pushed out by disproportionate job loss, 

lack of child care, pay disparities, and lack of public policy to support working women. women with children are much more likely to report that working from home has hurt their productivity and affected their careers  .there are three drivers of increased women labor force participation 1.Jobs that exist in locations where the woman has family support.2) Contemporary and new skilling (like digital marketing, for instance) that allows for marketability3) A government mandate that enables small businesses to be rewarded for hiring more women. The allowance of women to work in all shifts is a move towards reducing the gender divide brought in by COVID-19. This will help industries such as IT and BPO in Special Economic Zone’s, manufacturing companies in sectors such as Textiles, Pharma- as well as large organizations with a national presence. The textile industry, one of India’s ancient industries that employ the largest numbers of women has received a big stimulus with the announcement of seven Textile Parks. The third aspect which would allow small businesses to be rewarded for hiring women has not seen any pull in any of the budgets presented in the few last years. Large organizations in metropolitan cities have already bought the business case for both genders that led to women’s employment being enhanced. It is the 2 and 3 level metropolitan cities and towns that need the influence of involvement. And this is where there is a large population of women – educated, career-seeking, and yet unable to earn

reasonable money due to the non-availability of jobs matching their aspirations. As per data, young women in the age group of 20-24 across urban locales, are more interested in being employed than similar-aged women in rural India. As such, this is a very important talent pool, waiting to be engaged. The BPO and micro-enterprises in these locations will require a stimulus to engage women more proactively. Had the budget addressed this, by providing a bit small, yet encouraging a sum of money to employers of women, India would have seen a jump in women’s job creation to almost double-digit increases, which will have a multiplier effect on the economy.

Media mere puppet for politicians and giant corporations.

Media, the fourth pillar of democracy act like a puppet in front of politicians lately. With many toolkits, cases highlight. Excessive paid news reporting during Election. Exhibits how media is governed by political parties. Today massive advertisement by the political parties shows the nexus between media and political parties. Showcase their close economic connections. Media also alleged for running agenda and propaganda for their allied politician during elections. Which hampered the credibility of the media. Many journalists appear to favor their alleged political parties openly in their text, report, and debate. Even the questions asked in interviews are biased one sustaining only one side or party. Its been observed during elections, this funding increase manifold. To dominate media investment partnership, toolkit, gifts, privileges are some tactics that political parties used without coming into suspicion. Such malpractice is performed by political parties to bribe the Media. To use it as a weapon during election campaigns. witnessed in the way media seems divided in their message. They showcase only the positive side of their party, their positive work shaping the idea and ideology of the common people. Media runs agenda and propaganda to deviate audience from the basic problem of the society and shift towards the direction their funders want. media propagates only those messages there supportive parties want. Maximum paid news reports are linked with political parties. Many politician leaders names are highlighted and summoned by the election campaign. But lack of proof and unwillingness lead to no fruitful result. And no severe action was taken place. Now media listen and write only what there investor wants. The incomplete, partial and biased information shared by the news channel became a hindrance for the sovereignty of the country. Severe actions and identification of the political parties became the necessity of time. the large number of manipulation on the part of the media shows that it has lost the credibility and trust that people have in them prior. Passive audience are consuming the biased or manufactured message that can hamper the autonomy and sovereignty of the country. Nowadays, Beside politicians many private institutions and cooperate giants seem to invest their large chunks in the media .For example, Mukesh Ambani, his family and friends owned INX Media recently. That show media became a puppet now.

INEQUITY UNMASKED

The Indian education system is based on elitism, with educational accessibility serving as a major dividing line between various socioeconomic groups of a culture. The hierarchical organization of society based on caste or ‘varna’ – the caste system (‘varna vyavastha’) ascribed a rank to the person that marked virtually every aspect of Hindu social life – was one way in which this inequality manifested itself in ancient society. The caste status of a person dictated their privileges (or lack thereof). Many social, religious, and economic advantages were conferred on the upper-caste ‘brahmins,’ including education, while the lower castes were denied entry. The government of the post-colonial Indian state attempted to resolve and abolish such disparities by enacting the Right to Education Act, which required all children under the age of 14 to attend school, as well as the Reservation Policy. In today’s coronavirus-shaped world, inequality is once again exposed: access to the internet and mobile devices, rather than one’s social status, has become the deciding factor.

The repercussions for the general population were immediate and serious when the Indian government declared a full lockdown on the 24th of March 2020 in the hopes of controlling a COVID-19 outbreak. The lockdown, in addition to triggering its own set of issues, revealed the education system’s existing flaws and deteriorating structure. This population did not include families living in poverty who could barely afford regular meals, let alone technological devices, emphasizing the ever-widening divide between the wealthy and the poor.

Online learning has had a positive effect on the education sector; it has sparked a desire for Open and Distance Learning (ODL), as the curriculum promotes self-learning and customization of the syllabus to the students’ needs. However, since the latter is only reaped by a small percentage of the population, the negative consequences greatly outweigh the positive.

Another effect of the curfew on Indian education has been a dramatic rise in the number of students dropping out. For most poor families, the economic fallout from the lockdown resulted in unemployment and a decline in earning power. Children were forced to drop out of school as a result, forcing them into the job market.

The Mid-Day Meal (MDM) programme, which aimed to provide food for students in government schools, was also lost as a result of the lockdown and subsequent school closure.

Ramesh Nishank, the Union Minister of Human Resource Development, announced an increased allocation of funds of Rs. 1700 crores to ensure the provision of MDMs to students even during the lockdown. During the lockout, however, it was discovered that 40% of the qualifying children did not receive MDMs. On the 1st of February 2021, Finance Minister Nirmala Sitharaman introduced the Union Budget 2021, which outlined the allocation of funds to various sectors. The budgetary allocation for the government’s flagship education programme, Samagra Shiksha Abhyaan, has been reduced from Rs. 38,751 crores to Rs. 31,050 crores for the coming fiscal year. If the government fails to place a high priority on public education, the detrimental consequences will last for generations and decades. Unemployment would eventually rise, affecting almost every part of society and the economy.

Thanks to the lockdown, schooling took on a new structure overnight, requiring students and teachers to navigate a novel system of adjusting to an online education forum. Humans are social animals that rely on face-to-face communication for successful communication, and the educational field is no exception. In the absence of this face-to-face learning, ground-level proficiency is broken, especially for students studying fundamental concepts and skills that they will need during their lives at the elementary level. Furthermore, students’ practical effectiveness in the field of STEM, where conceptual comprehension and practical applications are at the center of learning, has decreased.

The curfew has forever changed the face of Indian education. The advantages of the blended learning system are only available to those in the upper echelons of society, making the rest unprotected. The issue of quality education accessibility has always existed in the Indian system; it is only now that it has been exacerbated in the face of the pandemic and revealed for all to see.

Economic turmoil : corona courtesy

The corona effect on the economy in a nutshell.

As the country went into lockdown mode by the end of march, there were hopes that the country would beat the virus in a matter of few weeks. Almost 6 months down the line, we’re yet awaiting the silver lining; with the ever limbing economy, crippled.

Indefinitely blurring, the promise of a better tomorrow. Like a picture by an amateur photographer.

It is difficult times we’re living through, our tales would be recited someday, on how the world lived through a pandemic in the first quarter of the twenty first century.

As always, US leading from the front, with the highest toll of covid casualties. A testament that no superpower is indeed that ‘super’ a power. Uncle Sam bowing to a virus with Communist roots.

India on the third spot on the chart, showing little hope on cutting down the numbers whilst reviving from a stringent lockdown.

Following the trend of lockdowns to curb the novel coronavirus by the end of march, slowed down the pandemic by a few months rather than preventing.

Prevention would have been ideal.

As the end of the day, millions hope that the the worst has passed, with reviving the economy being a priority and curbing the pandemic being the top priority.

The lack of health infrastructure ever apparent. ‘Events being the greatest teachers of fools,’ hoping the future game-plan would be proficient in this aspect.

The sudden surge of covid clusters in certain localities, pushes the authorities to impose further lockdowns, affecting such local economies evidently. Throwing the business owners into a frenzy.

I believe it goes without saying that the worse hit by the lockdown was the daily wage earners and the poorer households. About 50,00,000 people have lost their jobs till date.

The loss of jobs would constrain the purchasing power and consumption for good. Further derailing the economy.

Basic economics I learned in grade 11th taught me that, ‘Production’, ‘Consumption’ and ‘Investment’ constitutes the major economic activities in an economy.

With the former two limited, economy revival any time soon seems like a far fetched dream. Investment fell to the lowest in the last two decades during the past year. With the new highly criticised policy reforms promised by the Union with regards to Investments and education; makes one wonder whether covid is really at the heart of all our problems. Strange.

Don’t get me wrong, ‘Recovery does require reforms.’ Provided it addresses all the socioeconomic factors. Equality and freedom requested by popular demand.

The relief package of ₹20,00,000 crores promised by the Central Government fed the hopeless hope. But closer introspection made clear that such a generous financial aid can do nothing to crank up the economy. The relief sought after, delayed for the time being.

The current trends have shown us that the union does redress grievances; Mostly of industrialists and the people of a certain religion.

As the country is heading into the worst recession post independence, with the ones in power tolerating zero accountability and on the verge of striking down ‘the freedom of expression’. A ‘happily ever after’ seems like a far fetched dream than the reality

SIGNIFICANCE OF NIA

It is a central agency to counter terrorism under the Ministry of Home Affairs, Govt of India. In all countries there are investigation agencies like this. It is not easy to write about all agencies in the world. So, mention here is about the NIA in India. It was created in 2008 after the Mumbai terror attack that year. It can investigate terror cases without the permission from the states. It specially investigates terror offences, waging war against the country offences on nuclear facilities. It can be put into fence only after the country passes an act or the ruling authority gives permission. Always it keeps the global standard.

It is also a storehouse of information on terrorism. With regard to NIA its headquarters at New Delhi, and 8 other regional offices across the country. Always it is headed by a Director General (an IPS Officer). It uses the most scientific methods to investigate cases. There is an utmost importance to human rights and dignity. Facilities a speedy and effective trial. It maintains a cordial relations with the central and state governments and other law enforcement agencies of the country. It also helps the states with the investigation of terror related cases. There was an Amendment Act of NIA in 2019. Now it has to investigate the following new offences.

1.Counterfeit currency or bank notes related offences.

2.Sale or manufacture of prohibited arms.

3. Human trafficking

4. Cyber terrorism

5. Offences under the explosive Substances Act 1908

Now it has the authority to investigate offences that are committed outside Indian territory subject to International treaties and domestic laws of other nations. There is also a special court to conduct trial of scheduled offences. Now there are 38 special NIA courts across the states and seven across the union territories.

Now NIA is dealing with gold smuggling case in kerala.

CARE OF THE AGED

Now we are living in a world with developed science and technology. Society has undergone a number of changes owing to the advancement of technology. A significant effect of technological developments is felt on institutions like family and religion. It is generally in the economic field that the effect is felt more.

A family is generally defined as an association of a man and woman with or without children, when their association is a legal one. Joint family system is one of the important forms of the family. When different generations of the same family live together it is known as joint family. Here all the members live together, the affairs of the family being in the hands of one member, generally the oldest. Even today there are a number of places where the joint family system exists. But with the increase in technology and science there begins a split in this system. Joint families are replaced by single unit families. The reasons for this are obvious.

A member of a joint family may have to go to a long distance to be in time for his work. To avoid the waste of time, money and energy he may prefer to live near the work spot and so may set up a separate household. This divides the family. Again, during these days women also come out to seek employment, because there is a realisation that with spiraling costs it would not be possible to run a family with only the earnings of one member. So when women also get employed and when both the husband and the wife begin to earn, there is an improvement in the family income. But the same advantage is also combined with a shortcoming. The older members of the family have to fend for themselves, since the assistance of the young members is not available, even if the parents live with the children. But if the sons or daughters live away from their parents who live alone they feel helpless in their old age.

In some families parents also live with their married sons or daughters. In such cases there may be clashes of temperaments and differences of opinion. The younger generation may feel that parents are a hindrance and obstacles in the way of their happy life. They, therefore, develop a tendency to ignore or neglect their parents. In such circumstances the old people feel the intensity of their loneliness and unhappiness. They feel that they are unwanted and suffer great humiliation thereby.

In addition to such old parents neglected by their children, there are others who, in their old age, suffer the pangs of poverty and penury because they do not have any one to look after them. They might have lost their children and may be at the mercy of other people on whom they rely for their support. The condition of these people would be miserable, without money, without people and without friends.

The life of old people is so miserable that they yearn for company and help. It is such cases they should be pitied. Today, society has come forward to assist them. The government has formulated a number of schemes to help the helpless old people. Old age pensions are given to all people who pass a certain age and who are destitute. Here also some unscrupulous people take advantage of the old people’s condition. In some families, the sons make their parents apply for these pensions and then taking away that money make the parents suffer. But such cases are not many.

Governments and some private charitable institutions also conduct homes for the old and helpless. Helpage Homes are meant to offer protection of the old and helpless. At these places, old people are not merely taken care of, but also are offered means of recreation. In some of the institutions, the inmates are induced to take up some occupation or other according to their aptitude and ability. They are encouraged to perform some work or other and in some places they are even paid small sums for the work done. This helps them spend their time happily and profitably.

The care of the aged has now become the responsibility of the Government and the Society. Yet, there are many old people who are ignorant of the existence of such places, or they do not have anyone to help them to get into such institutions. It is, therefore necessary that more people, especially wealthy people and social service Organisations should come forward to take care of the old and aged. The aged deserve such help. While young and active they would have done their best in their own way to serve the society of which they were parts. But since they are neglected in their old age, something should be acknowledged and in their helpless state they should be given the consolation and peace that would make them reasonably happy.

Help!!

Is the central government again going to demand funds from RBI?
Corona crisis has a profound impact on revenue collection.

Amidst the ongoing Corona crisis in the country, the news is coming that the Central Government can once again demand funds (money) from the Reserve Bank of India (RBI) for its urgent expenses. In fact, the government can also do so because the Corona epidemic has had a profound impact on revenue collection and is facing difficulties in meeting its regular expenses. In such a situation, it can ask the RBI directly to buy government bonds or ask for financial help in the form of a dividend.

According to the news published in the Economic Times, the coronavirus epidemic has had a major impact on the revenue of the government. The government’s budget has increased to 7 per cent of GDP. According to one estimate, this is the highest in two decades. Quoting Sabyasachi Kar, a New Delhi-based professor of public finance and policy (RBI chair), the newspaper has written that taking measures to reduce losses would be the right step. If the government spends, only then demand will arise in the economy.
Sabyasachi Kar said that central banks from America to Japan are helping their governments in combating the corona epidemic. This is also seen in emerging markets. This week, the central bank in Indonesia has agreed to buy billions of dollars of bonds directly from the government. However, countries with emerging economies have their own risks. This can affect inflation, currency and central bank autonomy.

In India, RBI cannot buy bonds directly from the government in primary markets. There is a provision in the Fiscal Responsibility and Budget Management Act, but this law is allowed to do so under special conditions. This can be done in an atmosphere of national emergency or too much economic lethargy. Although the RBI has made some purchases of bonds in the secondary market so far, it has not said yet how it will implement the plan to raise Rs 12 lakh crore of borrowings for the government in this financial year.

RBI works for the central government to raise debt from the market. Right now banks are investing in government bonds with the hope that the central bank will buy these bonds later. Right now, banks have a lot of cash and on the other hand, loan demand is limited. Because of this situation, they have invested their money in government bonds.  Investors of banks in government bonds reached Rs 41.4 lakh crore on June 19. This is 13 per cent additional, compared to the end of March.

It is worth noting that due to the autonomy of the Reserve Bank and the demand of Rs 3.6 lakh crore from RBI’s Reserve Fund by the Government, there was a fierce battle in the month of October-November of 2018. As a result, on 10 December 2018, the then RBI Governor Urjit Patel had to resign his post. After his resignation, the government appointed Shaktikanta Das as the Governor of the Reserve Bank.

Actually, the pull of 2018 was not just between the government and the RBI. It was the same at the level of fiscal policy and monetary policy in the economy. Fiscal policy and monetary policy have different effects on the economy. The Reserve Bank was established under the Reserve Bank of India Act. The central bank runs its monetary system through this act. Under Section 7 of the same Act, the government issues an order to the RBI if it considers it necessary to discuss any important issue.

What is a Surveillance society?

The surveillance society is a society that is structured and organized using surveillance-based techniques. To be under surveillance means having information about individual’s movements and activities recorded by technologies, on behalf of the governments and organizations that structure our society. This information is sorted and categorized and then used as a basis for decisions which affect our life. Such decisions concern our entitlement, work, access to benefits, products, services, and criminal justice; our health, well-being, and our movement through private and public spaces. 

Everyday encounters with surveillance include:

• Video cameras which watch us every day everywhere we go – in buildings, shopping malls, streets, and residential areas. Automatic systems can now also recognize number plates (as well as faces).

• Electronic tags that keep a check on ones who are on probation do not break their release conditions, and people arrested by police have samples of their DNA taken and kept whether they are guilty or not. 

• We are constantly asked to prove our identity, for benefits like healthcare, and so on.

If surveillance is a normal aspect of the management and governance, then what’s wrong with it?

 Using surveillance to achieve one’s aims, no matter how big or small bestows great power. Some interests will be served, while others will be marginalized. Some will receive entitlements and benefits, while others may not.

As data travel silently across international boundaries, national states, and within transnational corporations, the impact of surveillance becomes even harder to identify and regulate.

It focuses on correcting the negative also it gives a message to those who are watched that they are not trusted to behave appropriately.

The rise of technology is shattering even the illusion of privacy. Video cameras peer constantly from lamp poles, satellites and drones float through the skies, smartphones relay a dizzying barrage of information about their owners and what not.

The information of every traveler on every stop is noted and stored by Internet service providers like Google, Verizon, and Comcast. Retailers scan, remember, and analyze each purchase by every customer. Smart TVs know what we’re watching—soon they will have eyes to watch us watching them.

The future is here. Nearly everything that happens from now on has the potential to be seen by someone and also stored indefinitely. Government and the private corporations working with them, collect and store billions of records every day and they’re hungry for more. Technology makes all secrets difficult to keep.

There has been evidence that shows mass surveillance erodes intellectual freedom and damages the social fabric of the affected societies. It opens door to flawed and illegal profiling of individuals. Mass surveillance has also not helped in preventing terrorist attacks.

Other evidence shows that even the possibility of being under surveillance changes the way people think and act, causing them to avoid talking or writing about sensitive or controversial subjects. This only showcases that mass monitoring of citizens achieves only one thing that is the development of mutual mistrust between individual and state.

Surveillance society instead of beneficial has given us more non-benefits. It affects the privacy of the individual. The mismanagement of CCTV, ID cards, mobile phone data, health, and social security databases, shop loyalty cards, and other data retention technologies has an enormous potential in causing public or personal catastrophe – from criminals and terrorists hacking into or sabotaging the health care database, down to personal data being stolen or accidentally destroyed.

However, if surveillance and personal data collection are to achieve its true value then it should be tightly regulated to avoid abuse and mismanagement by government, companies, and individuals. If we are living in a society that relies on surveillance to get things done are we committing slow social suicide?

Surveillance and personal data collection have the potential to be of benefit to society but only if maintained with due care, otherwise it only risks jeopardizing the public safety it’s meant to protect. 

 

Bickering Bollywood.

So we all know that Indian film industry aka Bollywood is the second highest movie producing industry in the whole world after Hollywood per annum. Well to be honest yeah i agree that Bollywood is a gold mine of vibrant,diverse and really amazing movies. But the question remains at the point as why such an old, powerful movie industry with actors like Shahrukh Khan and Amitabh Bachchan who come in the list of top ten richest actors in the world, and with directors like Satyajit Ray are never producing movies which at least can be the bread and butter of the whole world. French and the German movie industry even the movie industry of Chile and the Korea is producing movies which garners massive popularity worldwide. In french we have Belle de Jour(1967) and ‘blue is the warmest color (2013), German’s having ‘The Marriage of Maria Braun(1978)’ and ‘Freier fall (2013)’, chile’s A fantstic woman (2017), the ripple maker Parasite(2019) and many more from many other countries as well. And then the question prevails why not Bollywood?

Movies like Satyajit Ray’s Pather Panchali (1955) and Mira Nair’s Salam Bombay (1988) in a manner defined Indian movie industry’s potential. But current scenario Bollywood is all about nepotism and love stories nowadays. As if we see that famous movie Slumdog Millionaire(2008) which bagged eight Oscars is not what india is?But the entire movie industry of the world is running after one thing that if India is represented it either poverty or god forbid it’s about curry, thanks to everywhere you see starting from movies like critically acclaimed Lion(2016) or Love Sonoa(2018) everything is about how indians are suffering,human trafficking, lack of sanitation and blah blah blah!!! If we talk about that’s what we see i the world. But people need to realize something that India the world’s second most populous country,sixth largest economy and seventh largest country is not all about trash and poverty. This scenario as explained above is what shows the failure of bollywood. but not everythings bad as we can’t say that Bollywood has gone down totally in these recent years as we made so many good movies too like Raazi(2018), Neerja(2016), Uri(2019), Barfi(2012) , Lust stories(2018) , Mary Kom(2014), three idiots(2009), Bajirao Mastani (2015), Jodha Akbar(2008), Dangal(2016), Devdas(2002), My name is Khan(2010), Swades(2004), English Vinglish(2012), Tumbaad(2018), lagaan(2001), Tare zameen par(2007), PK(2014) and many more which show case the value of the Indian movie industry and it’s potentials.

Now if we talk about problem which is wrecking us all starts with the lack of originality and the rejection of new talent in Indian film industry and how can we forget the grandad of all fiasco the one and only Nepotism. Nepotism is whats actually responsible for killing the Indian film industry in a really gruesome manner as due to this the new talents in indian film industry is getting choked as we speak. Another big problem is the lack of experimentation and really comical and absurd action movies as I’m literally starving for a good science fiction movie or a bone chilling horror fiction at least. But all we get is boring love stories with a lot of songs which are not even sung by the actors but they are just LIP SYNCING to it. No diversity at all as white washing of the whole cast is the forte of bollywood. Not even a single dusky or black actor or actress in a lead role you will find here(leaving the very few exceptions). That’s what i meant when i wrote bickering bollywood as if bollywood won’t up it’s ante there will soon be what we call a hot white mess left in the indian subcontinent for people to watch. Toodles!

Government Schools and Private Schools: Which is better

The biggest distinction between Government School and Private School stems from their financing and management. Government schools are managed and sponsored by local, state or national government, as the names indicate, whereas private schools are supported wholly or partially by student tuition and operated by a private organization. Private Schools are largely independent from state intervention. Other significant differences between government schools and private schools can be observed, based on these two key differences.

Govt opens study centres for dropouts

Government Schools:

Government schools are primary or secondary schools that are required or offered at no charge to all children, financed and monitored by local , state or national government. Since they are funded by the government, they are financed in full or in part by taxes. Since the government controls government schools, the syllabus is decided at either state or national level; all government schools follow the same lesson plan. The Government also controls recruitment and research. Admission to state school is determined by the student’s address. The schools are required to include the students belonging to their respective geographical area.

Although the equipment and other facilities differ by school, government schools typically have less amenities than private schools. Government schools have much more students than private students; due to lack of facilities the number of students in a class can also be significantly high. However, it is important to note that extremely competent teachers are always hired by government schools; teachers must fulfil all state-mandated requirements and be skilled at their subject to work in a government school.

Private Schools:

The Government does not finance or operate a private school. They are regulated by a private body and sponsored in part or in full by the school fees of the student. In private schools the fees are generally much higher. Around the same time, as compared with government colleges, private schools typically have better infrastructure resources and the latest technology.

Private schools are following the same curriculum as the Government has decided. The delivery method is decided by the school board though. The school officials also decide on fees and entrance fees. The school has the authority to decide whether or not a student meets the admission standards. The school also decides on staff selection criteria. In this scenario, a private school teacher will not be eligible as a state school teacher. A classroom’s class size is smaller than a government school’s. That is primarily because infrastructure and services are available.

Conclusion:

Better schools are important for a country’s brighter future as they cultivate next-generation torch bearers. A country’s future lies in the schools and universities. In India we have schools owned by both private and government. Private schools are best prepared in terms of security, technology, and infrastructure. They are expensive but also offer quality. To get more admissions, they maintain the quality and good teaching staff. Government schools are run for those unable to pay grandiose fees. There, teachers are of high quality but they are unable to impart knowledge in the best possible way. These schools are not facing any competition from their peers so they don’t care about quality issues. And while many cannot go to private institutes, these educational institutions are very important, learning something is better than doing nothing else. Governments require purpose and commitment to enhance the environment of their schools. That will ensure benefits in the long term.

Private schools are undoubtedly better than government schools as they would provide decent infrastructure, better teacher-to – student ratio, have a tidy & hygienic facility, better ecosystem for students with personality development options and extracurricular. Government schools may not be able to offer all of these features but for those who are unable to afford private schools, getting their children to government schools is better than not having any education.

REAL ESTATE SURVIVAL IN THE TIME OF PANDEMIC.

As we are surviving through a virus called COVID-19, not just the health but it has been affecting each and every aspect of the people’s life. In terms of health we atleast have some of the precautions for our defense from it but in terms of other aspects specially buisness, we don’t even have precautions, all we are left with is finding a cure. One among the badly affected businesses is the real estate business.

Impacts on the indian real estate business:
As the whole Indian economy is in crisis, the most anticipated result of it in real estate sector is delayed investment decisions, specially from the eastern countries. However, the actual possible impact is still uncertain as the COVID-19 situation remains volatile.
As per the researchers, the impacts that we may face are:

  1. If the COVID-19 stays longer than expected, the commercial real estate may face less investments as it is already a slow mover.
  2. In the current situation, investors are more likely to shift their investment into something more stable such as a bond market.
  3. According to UN, india is at risk of trade loss of about 2,500 crores as most of the real estate investment in India came from Singapore, China and Hongkong in 2019.
  4. As the export from China will be at pause, the cheaper supply will be hindered and this will affect the profit margin of the real estate developers.
  5. The recent crash in the stock market in India is another sign that suggests the reduce investment in the real estate sector.

Measure taken by Indian government to improve the situation:
In order to improve the economy and the stressed real estate sector the government has announced variety of financial packages, schemes and new ideas to formulate within the country.

  1. Under “Atmanirbhar Bharat”, government announced a financial package of ₹200 crores restricted to the local markets compulsorily.
  2. RBI has provided special fund of 30,000 crores for non-banking finance companies and Housing finance companies generating a wave of relief to the real estate sector.
  3. Extention of loan repayment period and reduced repo rate by RBI and extention if loan compliance for the current financial year has been a hope of light in the construction sector.
  4. Subordinate debt-based scheme, equity support, collateral free automatic loans and revised definition or classification are some measures for MSMEs which will provide a force to the infrastructure sector as MSMEs supplies various construction materials to them.

Conclusively, the real estate sector has to hold itself for even worse impact than assumed. As this pandemic is affecting the lives of people the real estate has already facing less investors and property buyers. But with the hope and positivity that as we have overcome many calamities previously we will overcome this too, we must continue our production and innovation and take the full opportunity in the bad times as well till the government finds a measure to stop the spread of this virus.