Tag: #alternatedisputeresoultion

Hyperthyroidism Awareness

It is important to remember that hyperthyroidism can occur at any age. While most may present with a rather typical constellation of symptoms, many may present with exacerbation of pre-existing conditions which may make the diagnosis initially elusive. Worsening anxiety, insomnia, fatigue, panic attacks, palpitations, hypertension or diarrhea may not initially signal that the thyroid is involved. Clinicians must have a low threshold to check thyroid function early to rule out a component of hyperthyroidism.

Once a suppressed thyrotropin (TSH) has been detected, further investigation with serum triiodothyronine (T3) and free thyroxine (free T4) can help delineate overt from subclinical disease. A thorough history of past thyroid disease, as well as current medications and supplements, can help detect any pre-existing diagnoses or exogenous sources of thyroid hormone or over supplementation with iodine. More commonly, hyperthyroidism is due to either Graves disease, toxic multinodular goiter or toxic adenoma. Distinction between these can usually be made with the assistance of a thyroid uptake scan, TSH receptor antibody measurement, and thyroid ultrasound. An additional physical exam finding of exophthalmos can further support the diagnosis of Graves’ disease. Understanding the etiology can help guide patient expectations. A small percentage of patients with Graves’ Disease may undergo spontaneous remission after 1 to 2 years, which may prompt patients to wait before considering a definitive treatment option.

With confirmation of the diagnosis of hyperthyroidism, focus is on hormonal control with an antithyroid medication (ATM, most commonly Methimazole in the United States). This may be augmented with beta-blockade, steroids, cholestyramine or SSKI for those who are difficult to control.

Many patients may need further consideration for definitive management with either radioactive iodine ablation (RAI) or thyroidectomy. Your local resources may also influence these options, but it is critical to understand that all three treatments (ATM, RAI and thyroidectomy) are possible options. Certain patient factors and priorities may alter the preferred definitive treatment. Smaller gland size, easy to control hormones, and lack of eye symptoms are factors that may favor continued ATM management. A large goiter with compressive symptoms, difficult to control hormones requiring high dose medications/ multiple modalities, pregnancy, severe eye disease, multiple nodules within the thyroid with or without thyroid cancer, or desire for rapid and reliable hormone control may favor thyroidectomy. RAI is a good option for patients with a smaller gland size, and a desire to pursue definitive management but avoid surgery.

There are also relative contraindications for treatment options. ATMs may have serious side effects, like agranulocytosis or liver failure, which prevent further use, or may cause skin eruptions making long term use intolerable. Additionally, high dose requirements or fluctuating doses may make long term use of ATMs not reliable. Women who are pregnant, wanting to become pregnant in the next 6 months to 1 year, breast feeding or have small children in the home will want to avoid RAI. Patients with severe eye involvement, have a large goiter with compressive symptoms, or are smokers should also avoid RAI. Thyroidectomy will be a poor option for patients with multiple previous neck operations on or around the thyroid due to internal scarring, or who are high risk for general anesthesia. Additionally, if they have a history of previous gastric bypass surgery, they are higher risk for major complications from hypocalcemia/hypoparathyroidism after thyroidectomy.

To help the patient navigate these decisions, it is important to allow them the opportunity to discuss each treatment option with respective physician experts – medical management with endocrinology, RAI with endocrinology and potentially nuclear medicine as well, and thyroidectomy with the thyroid surgeon.

In summary, patients with hyperthyroidism require medical control, as well as a clear understanding of the etiology of their hyperthyroidism. Patients with Graves disease, toxic multinodular goiter and toxic adenoma have more than one treatment option, and it is important for patients to be educated and engaged in treatment decisions.

For Further Reference:
American Thyroid Association Guidelines for Diagnosis and Management of Hyperthyroidism and other causes of Thyrotoxicosis| by the American Thyroid Association

Self care is not selfish thing

Often times, when we do something for ourselves, it is considered selfish. Growing up it is common to be taught to take care of other people and put others first. However, when it comes to our mental and emotional health, these types of actions of neglecting yourself to put others first can have huge consequences.

Self-care can be confusing and it can make you feel like you are putting too much attention on yourself. But remember, self-care never has and never will be selfish, especially when it comes to mental health.

In order to take care of other people, you must take care of yourself first. 

Why Self-Care is Important

Self-Care is one of the most important things that a person can do for themselves. It is not only vital for your physical health, but also your emotional and mental health as well.

There are many misconceptions around self-care and what exactly it entails. However, self-care is really not that complicated. At the most basic level,

self-care is just doing good things for yourself. This could be anything from working out, to taking an hour every night to journal, anything that makes you feel good.

Self-care requires you to know and understand yourself. You are forced to listen to your body and mind, understand what resources are running low and what you have to do to replenish them. 

There are many benefits that come with performing self-care. Some of them include increased productivity, improved resistance to illnesses & better physical health are just a few. These benefits are just the beginning.  Some of the other, more personal benefits are, enhanced self-esteem, increased self-knowledge, and most importantly, you have more to give to other people.

When you are mindful about reguarily carving out time for yourself and making sure that your physical, emotional, and mental needs are being met, you will feel better in all aspects of your life.

This makes it easier for you to work with and help others in their time of need. Just like when you are on an airplane, you have to take care of yourself before you can help anyone else. 

Stigma Around Self-Care

Self-care can be hard, not only because of the stigma that surrounds it, but because it can be extremely difficult to admit that you need help or to take care of yourself when you are struggling with your own mental health.

Growing up, it is extremely common to hear that you should put others before yourself. Kids are taught that being too vain or thinking about yourself is selfish. When you take time to take care of yourself, friends and family may start to get frustrated or say that you need to spend more time thinking about others and spending time with them.

Read also: We need support, not stigma. How do we end the stigma around mental illness and start talking about it?

However, the worst stigma, is self-stigma. The voice in your head that tells you to stop focusing on yourself, saying that you don’t deserve the time or attention that you are giving yourself.

You start to think about all of the things that you are neglecting and the people who deserve your attention more. However, this self-stigma, and any outside stigma, is far from true.

By taking care of yourself you are making sure that you will be able to help and encourage others.  

How you can Take Care of Yourself 

Self-care can be difficult because of the stigma that comes with it. However, understanding how, and being able to take care of yourself is one of the strongest things that you can do.

It is also important to distinguish between the things that actually make you feel good and things that you think make you feel good, but often have the reverse effect, like drugs & alcohol, over-eating, and taking risks. 

There are many different types of self-care; the most well-known is physical self-care. When people say that they are trying to take care of themselves this is often what they mean.

Physical self-care can be helpful not only for your physical health but also to help you let off steam. This doesn’t have to be going to the gym, it can also mean dancing around the house to your favorite song, doing yoga, or going outside and going for a walk. This could also be taking a nap when you need some extra rest or giving yourself a break when you are down or unwell.

However, while physical health is important and this type of self-care can make a huge difference, it can also be harmful to your mental health if you focus on your physical self too much and too often. Working out and getting the ‘perfect’ body isn’t what self-care is all about.

It is vital to remember the other parts of yourself that need to be taken care of, make sure that you aren’t focusing on the outer-self to avoid taking care of your inner-self. 

Sensory self-care helps to calm the mind. This will help you to live in the moment, focus better, and let go of the past and forget your anxieties.

This type of self-care is all about sight, smell, touch, and sound. This could be considered sitting outside at the beach, enjoying the feeling of the water on your skin from a shower or a bath, or listening to calming music. Anything that helps you feel calm and relaxed. 

What Kind of Introvert Are You?

Are you an introvert? It depends on which book you read. Here’s a sampling of the various conceptualizations of introversion in pop culture [1]: Preference for quiet, minimally stimulating environments: Quiet by Susan Cain Preference for concentration and solitude: The Introvert’s Way by Sophia Dembling Rechargeable battery: The Introvert Advantage by Marti Olsen Laney Thoughtful-introspective

Are you an introvert? It depends on which book you read.

Here’s a sampling of the various conceptualizations of introversion in pop culture [1]:

Historically, there has been just as much confusion in the psychological literature. Carl Jung originally defined introversion as a focus on one’s “inwardly directed psychic energy”. However, in the 30s, the psychologist J.P. Guilford showed that various attempts to measure Jung’s conceptualization of introversion resulted in multiple, distinct factors. In other words, there didn’t appear to be a single dimension of personality that captured all of introversion.

In the 60s Patricia Carrigan echoed this point, arguing that introversion was not effectively captured by a single scale. She cautioned that if the phrase introversion is to continue to be used, “care must be taken to specify its conceptual and operational referent. What appear to be minor distinctions between the various conceptions may in fact be crucial ones.” In the 70s, the heated debate continued, with a much older Guilford arguing with H.J. Eysenck over whether introversion can possibly, or even should, be captured by a single scale.

All seemed to be settled in the 90s with the emergence of the “Big Five” framework of personality. The five main factors of personality– extraversion, neuroticism, agreeableness, conscientiousness, and intellect/imagination– were empirically derived based on what patterns of behavior tend to go together within individuals. Under this framework, introversion is merely defined as the opposite of extraversion.

In the Big Five framework, extraversion comprises two main aspects: enthusiasm (reflecting sociability, positive emotions, and warmth) and assertiveness (reflecting the tendency to take charge, become a leader, and captivate attention). The common factor seems to be high sensitivity to rewards in the environment— which due to the highly social nature of humans throughout the course of human evolution, most prominently consists of rewards associated with social attention.

Therefore, under the dominant personality framework in modern psychology, if you score low in enthusiasm and assertiveness, you’re an introvert

Here’s the problem: the Big Five framework forces a definition of introversion onto people, many of whom do not conceptualize introversion in the same way. For instance, one study did a comparison of common-sense/everyday notions of introversion and ‘scientific’ conceptions of introversion. They found that the most prototypical characteristic of introversion, as identified by the general public, was the following item:

Clearly, many people equate introversion with introspection. In the Big Five framework, however, this item is classified as part of the intellect/imagination domain of personality, not the introversion domain. So there’s a serious mismatch between folk definitions of introversion and scientific definitions. People who view themselves as introverted because they are highly introspective are being told by scientists: “You aren’t really introverted based on patterns of covariation among the general population.” To which everyday people rightfully respond: “WTF?” [3]

As noted personality psychologist Jonathan Cheek told me, “by invalidating the ordinary language meaning of introversion by defining it solely as the opposite of Big Five Extraversion, the Big Five researchers are guilty of Psychological Imperialism [4].” Influenced by the seminal work of Jung, Guilford, and Carrigan, Cheek and his colleagues have decided to take a different approach, by focusing on the phenomenon of introversion on its own, free from having to be force-fit into one scheme or another.

As Carl Jung said, each individual is ultimately a unique crystal, but type theories can be helpful for navigating social life. Embracing this Jungian philosophy, Cheek and his colleagues argue that when people use the term “introversion”, they should never just use it by itself. Instead, they argue that researchers should put a specific modifier in front of the term. What modifiers could be used?

In her masters thesis (written under the advisement of Cheek), Jennifer Odessa Grimes defined four meanings of introversion: social, thinking, anxious, and restrained (which happens to form the positive acronym STAR). It’s possible to score high or low on either of these flavors of introversion. For instance, you could be low in social introversion by preference but not be particularly anxious in the presence of people. Or you could suffer from crippling social anxiety, but still have the desire to be highly social. Or any other combination of these four meanings of introversion.

By this point you’re probably wondering what kind of introvert you are. Well, you’re in luck. There’s a new test for that.

Best Lifestyle Blogs to Follow in 2021

Lifestyle Blog niche is one of the most competitive blogging niches around. Lifestyle bloggers are competing against digital lifestyle magazines, in a niche that is already quite saturated. So lifestyle blogs that gain a large readership are of a high standard in both design and content.

Online mags often have huge budgets, a print edition as well as digital, and content that is varied and expertly written, with professional photos. But lifestyle blogs have an edge in that they can supply new content every day if they so wish. Lifestyle blogs are free to access whereas digital magazine editions can only be accessed through paid subscriptions.

For a lifestyle blog to thrive, the authors need to provide excellent, accurate content and photos that create interest and capture the readers’ imaginations. Lifestyle bloggers have raised their standards to compete with the best of both online mags and other lifestyle blogs.

But what exactly constitutes a lifestyle blog?

Let’s find out!

Defining Lifestyle Blogs

A lifestyle blog is defined as digital content representing the author’s everyday life and interests. The word “lifestyle” according to the dictionary means “habits, attitudes, moral standards, which together constitute the way of life of a given person or group”. (source: dictionary.com)

As a result, lifestyle blogs can fall into many micro-niches. This allows bloggers to provide content for a specific target audience. Lifestyle bloggers often promote products, brands, and services to monetize their blogs. So it’s almost essential that the person behind the blog is well-versed in whatever the specific topics are.

Here’s a shortlist of typical Lifestyle Blogging niches:

  • Luxury Lifestyle Blogs
  • Foodie Lifestyle Blogs
  • Home & Garden Lifestyle Blogs
  • Fashion Blogs & Beauty Lifestyle Blogs
  • Travel Blogs & Photography Lifestyle Blogs
  • Health & Fitness Lifestyle Blogs
  • Men’s Lifestyle Blogs
  • Natural Living Lifestyle Blogs
  • Outdoor Lifestyle Blogs
  • And Lifestyle Blogs for people with children (also called mom blogs or parenting blogs.)

Sometimes even these categories get split into various combinations, depending on the blogger. So you could end up with a Fashion and Travel Blog, A Natural Living Mom Blog, or even a Foodie and Photography Lifestyle blog.

Lifestyle blog vs. personal blog

Lifestyle blogs are not personal blogs because they focus more on users (readers). The content is created here for the reader and his expectations. What’s more, lifestyle blogs focus on the author’s benefits, not just on telling stories.

In personal blogs, the most important are the author’s emotions and thoughts, who expresses his opinions, writes about his experiences, feelings, reflections. In the personal blog, the author himself is the most important, not the reader.

I can’t write about lifestyle blogs without mentioning a few from each niche. I’ve tried to give you a selection of the most captivating from each subgenre (or micro-niche). These Lifestyle blogs check all the boxes. They are fun, relevant, trendy, polished, and loaded with content that appeals to a specific target audience.

A Quick Note To Would-Be Lifestyle Bloggers

Before I launch into “Our Best Of” list, a word of caution to would-be lifestyle bloggers; even if you have many areas of interest yourself, try to whittle your content down to cover only one or two main topics. This helps when you are trying to grow a steady, loyal readership.

Male readers don’t want to read about fishing, fashion, and raising a brood of ankle snappers! A young professional will not be interested in “Ten Tips To Wean Your Child off Breast Milk”, and your Luxury Lifestyle blog will not impress our Tree Hugging friends who will recoil in horror at the decadence of luxury lifestyles! Readers who enjoy luxury will also not be impressed with Frugal Living!

On the other hand, the lifestyle blogging niche allows the most freedom for bloggers who genuinely do have a vast array of topics that pair well together. If you can create the content and maintain the variety, then you will create space for a wider readership.

Top blogs in lifestyle category

This collection of blogs showcases the variety and range of lifestyle blogs that get it right!

1. Goop.com

Goop was one of the first lifestyle blogs to hit the circuit, way back in 2008. The brainchild of actress and mother, Gwyneth Paltrow, Goop covers everything for the modern woman. She focuses on wellness and how to create a balance between parenting and work. Something all working moms know about! She has a strong team behind her and Goop is a mini-empire in its own right.

Goop covers:

  • Beauty
  • Food & Home
  • Style
  • Travel
  • Wellness

Target Audience: Women of all ages and enlightened men.

2. The Pioneer Woman (thepioneerwoman.com)

This is a lifestyle blog that stands out for me. Unlike so many lifestyle blogs, Ree Drummond blogs about a lifestyle that all Americans know and love. Pure salt of the earth, rustic ranch life. The blog packs a punch! Ree has combined recipes, style, beauty, home & life, food & cooking, news, and entertainment. And great giveaways. She started as a lone ranger but now has a team of editors assisting her in keeping the blog relevant, trendy, and homegrown.

Target Audience: People keen on ranch-style living.

*3. Brightbazaarblog.com

Bright Bazaar blog was founded in 2009 by Will Taylor. This is the place where Will blogs about his love for colorful design, travel, and fashion. This blog is recommended by esteemed publishing houses Elle Decor, Martha Stewart Living, and many others.

If you need more home inspiration, look at other famous bloggers in the article: The Best Interior Design Blogs.

Target Audience: People who love design.

4. Cup of Jo (cupofjo.com)

Joanna Goddard is a perfect example of what can be achieved through blogging. Joanna launched Cup of Jo in 2007, as a hobby. At that time her career was quite a high-powered one. She has loads of editorial experience and her resume brags the likes of Cosmo, Bene, Glamour, and New York.

Today Cup of Jo has a team of writers and is Joanna’s full-time gig. She lives in Brooklynn with her husband and two kids. The blog covers relationships, design, food, style, travel, culture, and motherhood. This is a great blog for women.

Target Audience: Women and mothers of all ages

. Say Yes (sayyes.com)

. Say Yes (sayyes.com)

Feeling alone

LONELINESS is packed with feelings and emotions. It can consume you at any time – day or night – and create havoc with your emotions. Feeling lonely can cause you to lose perspective and, sometimes, to lose all hope. Even before COVID, we lived in an isolated culture where people were starved for connection. And now with the fear of COVID, loneliness is even more intensified.

There are days when my life is filled with the sound of voices on the phone, or pictures of friends on Zoom and Facetime, and yet, I feel alone. There have been times in my life when I would walk in a church filled with people, or show up at a party where I knew everyone, and yet, I felt alone. At some point, we’ve all experienced feelings of being alone and the shadow of loneliness that follows close behind.

Being alone isn’t a bad thing. It’s a good, necessary, healthy thing. It’s a time to reflect, to appreciate, to think, to create, to process your life. Reflection and synthesis of ideas is crucial to learning and growing, and for many people this can only be done when they are alone. Kierkegaard nails this with one of my favorite quotes: “Life can only be understood backwards, but it must be lived forwards.” Damn, Kierkegaard, I bet you spent a ton of time alone.

So why are we so damned afraid of being alone?

Because we’re afraid others will think we’re lonely. There’s something wrong with lonely people, or else why wouldn’t they have people around them? There must be something broken about them! If you learn someone is lonely, you best stay away from them. Leave them to their cats. Loneliness results in more loneliness; it’s a beast that feeds itself. (Please know that I don’t believe any of this — or at least I don’t want to, but these are thoughts that I hear in my head, because Society)

I’m not lonely! I have 2200 facebook friends. Look at all the things I share. Look at all those likes! I have all the likes! And retweets. Don’t even get me started on retweets. I have to call them RTs because I get so many I don’t even have time for all those other letters. Look at me on Instagram! Follow me! #TeamFollowBack Connect with me! Please, please, connect with me. How am I so damned lonely?! Nobody else feels this lonely. Look at all the friends they have on Facebook. Look at all those likes they’re getting…

We are living in a time when it’s easy to feel uncomfortable being alone, because there are so many ways you can “be” with other people. So we’re never truly alone. And that makes it ever more uncomfortable when we feel lonely.

I saw someone post a photo on Facebook last Friday night of themselves with a glass of wine and the caption “Relaxing into a much-needed quiet Friday night date with myself. #DontHate”

The irony hurt. If you really want to be alone, WHY ARE YOU TELLING THE WHOLE WORLD, my brain yelled.

Then I realized I knew the answer: this person is uncomfortable being alone on a Friday night, and this is how they are trying to mitigate that discomfort.

They are seeing all of their friends posting photos of their fun nights out with dozens of people and having so much fun and internalizing all of this as something being wrong with them. Maybe they chose to be alone tonight, or maybe they got ditched by a friend, or maybe they wanted to go out and don’t really have any friends who wanted to go out with them, but, whatever the case, they were probably terrified they would slip from enjoying a night alone into being lonely on a Friday night. The first is good. The second is bad. And maybe a “like” or a reassuring comment would stave that off.

spend a lot of time on the road traveling alone. And during the day, when I’m performing, or visiting a campus, or flying, eating, writing — keeping my mind busy — I’m on the road traveling alone; I’m not lonely on the road. And I enjoy it. I enjoy the aloneness. I thrive in it. But at night, when I get back to my hotel room and plop down on the bed, I regularly toe the line between being alone and being lonely.

I am usually good at landing on the enjoying a night alone side of the line, but sometimes, usually after a particularly long stretch on the road, of if a show doesn’t go as well as I want it to, I’ll find myself stumbling onto the lonely side. It probably doesn’t help that I have this disgusting and self-body-destroying habit of having a huge pizza delivered to my hotel room and eating it by myself in my underwear. And, as I am typing that, I am reminded of this

Tips for safe internet banking

All through the year, banks and financial institution are taking up innovative measures to protect its customers from such banking frauds. But sometimes it’s our very own negligence that makes us fall prey to such thefts. Whilst, both the banks and financial institutions are doing their part, we should too adopt a cautious attitude to protect ourselves. So, to help you out in this process, we have a gathered a list of some tips for safe internet banking that you can consider doing.

Digital advancements have made our lives much easier, we can now order food or purchase things in the comfort of our homes. These rapidly evolving advancements are also transforming the banking and financial sector in India. Whether someone is transferring funds, paying a bill or applying for such loans such technologies are enabling customers to do it in a more efficient and effective way. The number of users opting for internet banking is expected to double by 2020, making India an important hub for financial innovation. However, internet banking, just like like any other medium if not done with utmost precaution can prove to be risky. There are scams like phishing( fraudulent means for attaining confidential information) associated with internet banking which enables a third-party to access and misuse your personal information.

Banking online has made managing money a lot more convenient than it used to be. We don’t have to visit the bank to transfer our funds, or wait for the next paper statement to know what the balance is. All that information is at our fingertips. But while online banking has made things easier for us, it’s also made things easier for thieves.

Criminals don’t need to plan a heist to rob someone’s bank account anymore. All they need to do is wait for you to let your guard down and expose your personal information, or send out a virus that will collect the information. The only way to avoid becoming a thief’s next victim is to carefully guard your personal information and always practice these online banking safety tips. 

1. Don’t access your bank accounts on public Wi-Fi

When you’re on public Wi-Fi, hackers can more easily access your computer and steal personal information from it. You should never access your bank’s website through a computer, tablet, or mobile phone unless you’re on a secure Wi-Fi network with a password, or using your own cell phone data connection. This is much more difficult for thieves to hack, so it keeps your information safer.

2. Avoid saving your login information

Some websites give you the option to save your login information for future use, but if someone uses your computer or mobile device after you, they could gain access to your bank accounts. To at least help prevent this from happening, many banking sites now time out after a certain number of minutes of inactivity, and do not save your information.

3. Use strong passwords and change them often

Strong passwords have a mix of upper- and lowercase letters, numbers, and symbols. Many banks now require your online accounts to carry a password meeting these requirements. You should also change your password every couple of months, and use different passwords for all of your online accounts so that hackers will have a more difficult time gaining access to your information.

4. Use two-factor authentication whenever possible

Two-factor authentication is the next level of security that many banks are now offering. Usually, you give your bank your phone number, and it texts a code when you log in online. Some banks also enable you to request a code via email or a phone call. You must enter this code in addition to your password to log in. This way, even if someone has stolen your password, they cannot access your accounts. It’s another hoop to jump through, but it could help keep your money safe, so set it up if your bank offers it.

Internet Banking

The innovations of information technology and internet have opened the new horizons to the Banking service delivery to the customers. Banking services are available on the finger tips of the customer via Internet Banking. Internet Banking, Net Banking or online banking allows you to perform various financial and non-financial transactions in your account with a click of button without visiting branch or ATM. It offers you a whole lot of features that earlier available only with the branch

In today’s fast-paced life, you need on-demand banking solutions for a better lifestyle. Internet Banking service gives you complete control over fund in your accounts online. Say bid-adieu to long queues and tired teller counter clerk. Now do banking from the comfort of your home or office, vacations ANYWHERE and ANYTIME!

Internet banking allows banking user to get connected to it’s bank’s internet banking portal to perform desire banking functions. If you are a Bank customer then you can avail Internet Banking facility after having received secure access of your net banking account from your bank. After secure login you will have direct access to your account. All the banking functions, financial and non-financials, that bank has made available on the internet banking mode will be displayed in menu of your online user account. You can select to perform any transaction and further result will be as per the policy for the nature of the service.

Your internet banking works on the concept of data centralization in the core banking system and allowing restricted access through net banking channel.

You must be apprehensive about the safety and security of online banking. Nelito’s Internet Banking product has following features to make your banking safe and secure:

  • Internet Banking product is developed on SSL protocol and 128-bit encryption technology to provide a secure channel for data exchange – which keeps your online banking data secure and safe.
  • Customer login is also verified at 2 levels by userid-password combination and PAN Number or Date of Birth authentications.
  • 2 Factor Authentication (2FA) requires you to input OTP (One Time Password) sent only on to your registered mobile number for all key transactions.
  • Your login session gets expired after a certain period in case there is no activity in your logged in session. This secures any unauthorized access to your logged in session.
  • Tracking of wrong OTP and passwork attempts.

Thus your Netbanking is safe, fast and secure, enabling you to perform your banking transaction with total peace of mind .

Range of services and features on internet banking includes:

  • Account Balance of all accounts linked to your customer ID
  • View and Download account statement.
  • Fund transfer through NEFT & RTGS
  • Avail Different Deposit Schemes and Banking Services like insurance, credit cards, demand draft etc.
  • Cheque Status and Stop Payment Request
  • Pay government taxes
  • Pay online your utility bills like Electricity, Telephone, Subscription payments along with Charity and Donation.
  • Recharge your mobile/DTH connection.
  • 24 x 7 Money Transfer through IMPS
  • Set up standing instructions for transfer of fixed amount to be executed at fixed intervals.
  • Various non-financial transactions like cheque book request, profile change, KYC, inquiries 

How to Make Money Blogging

. Online Courses and Workshops

Here at Smart Blogger, we make most of our income from online courses and workshops — over $1 million per year — but we are far from the only successful blog doing this. Most of the people making a lot of money from their blogs are doing it online

Books and Ebooks

Quite a few writers have parlayed their blogging success into a major publishing deal. Mark Manson, for instance, published a in 2015. Millions of readers later, he got a book deal with Harper Collins and went on to sell over 3,000,000 copies in the US alone.

Affiliate Marketing

If you’d like to create some passive income streams from your blog, one of the best choices is affiliate marketing — recommending the services, digital products, and physical products of other companies in exchange for a commission.

Advertising

Normally, we’re not big fans of selling ads on your site. You need roughly a million visitors per year for the large ad networks to take you seriously, and affiliate marketing is almost always more profitable and just as passive.

That being said, some niches like recipes, fashion, and news are hard to monetize through many of the other methods mentioned here, and they get LOTS of page views. In that case, putting a few ads on your site can make sense as a supplementary income source.

Speaking

There are many reasons to start a blog for personal use and only a handful of strong ones for business blogging. Blogging for business, projects, or anything else that might bring you money has a very straightforward purpose – to rank your website higher in Google SERPs, a.k.a. increase your visibility.

As a business, you rely on consumers to keep buying your products and services. As a new business, you rely on blogging to help you get to potential consumers and grab their attention. Without blogging, your website would remain invisible, whereas running a blog makes you searchable and competitive.

There are many reasons to start a blog for personal use and only a handful of strong ones for business blogging. Blogging for business, projects, or anything else that might bring you money has a very straightforward purpose – to rank your website higher in Google SERPs, a.k.a. increase your visibility.

As a business, you rely on consumers to keep buying your products and services. As a new business, you rely on blogging to help you get to potential consumers and grab their attention. Without blogging, your website would remain invisible, whereas running a blog makes you searchable and competitive.

Blogs and websites

Many people still wonder if there is any difference between a blog and a website. What is a blog and what is a website? It’s even more challenging to differentiate between the two today. Many companies are integrating blogs into their websites as well, which further confuses the two.

Depression

The hope to open anxiety & depression is a collection of heartfelt honestly by a people

In past few year articles anxiety depression and a host of other mental health condition have taken the internet by storm things that’s decades age many people were afraid to talk about they fear doing so might make them appear weak or flawed or troubled but not a wave of openess and honestly has led to more and more people to talk about there mental health and the issues they might be facing

You might be woundering but what exactly is mental health you have heard of things like anxiety and depression and you are some what familiar with negative effects stress can have on the body but you don’t know about the nuances of these things and why caring for our mental health such a crucial part of living happy healthy and well rounded life.

Dream College = Hindu

Hindu College is a constituent college of the University of Delhi in New Delhi, India. It offers undergraduate and postgraduate programmes in sciences, humanities, social sciences and commerce. In 2020, it is ranked 3rd nationally by NIRF under Ministry of Human Resource Development (Government of India). The college has produced many notable alumni in the field of Laws, Economy, Science, Psychology, Business, Philosophy, Literature, Media, Cinema, Military, Sports and Politics. Notwithstanding its name, students from all religions are admitted to Hindu college.

Societies

Every department has it’s own society which is tasked with organising the department specific co-curricular activities.

Ibtida is the dramatics society of Hindu College which performs both stage and street plays.

The women’s development cell of the college has been very active in gender sensitisation and after the scrapping of section 377 successfully led pride parades to create awareness about LGBTQ+ rights.

The Indian music society, Alankar, holds its annual festival Harmony every year.

The English debating society, popularly known as the Desboc, is representative of an inquiring and active intellectual life on campus. Debsoc is the only debating society in Delhi University to organise four major debates in an academic year.

Other societies include Abhyas– The Internship Cell; The Finance & Investment Cell; Abhirang, the Hindi Dramatic Society; Adhrita, The Indian Dance Society, that works to maintain culture and heritage and conduct the only dance fest of DU; Abstraction, the Fine Arts Society; Aria, the Western Music Society; Manthan, the Quiz Society; Srijya, the Contemporary Dance Society; Scribe: The Literary Society ; Masque, The English Dramatic Society; Vagmi, the Hindi Debating Society; and Vivre, The Film and Photography Society

Why Do Men Always Dominate Women

It’s a rule of our so – called society that a man always dominate a woman. As we know that we are living in a patriarchal society where a woman always need to do what her husband/father ask her to do. If we talk about ancient time so there were Purdah system, Sati system, Child marriage, which always tried to question the existence of a woman.
When I was a child, I used to observe the inequality in our society and then used to think that – ‘ I wish, I could be a boy’.
The situation of a woman even get worse after her marriage because some man treats his wife like a thing.
But being a girl we should never allow anyone to force us because offcourse we are not a thing. We should be proud to be a girl because it’s so hard to be a girl. Nobody can’t bear that much pain what we do everyday, Nobody can work very hard for one’s identity what we are doing. So proud to be a girl.

Yes, I proud to be a girl,
A girl who suffered a lot,
A girl with full attitude,
A girl who is judged by thr society,
After wearing shorts & skirts
Have to face their bloody staring attitude.

Yes, I proud to be a girl,
Whose role is very important for everyone,
Yeah, we have to face inequality,
But trust me you are nothing without a woman  in the society 🙂

Unexpected Bond – Friendship

Friendship is the most unexpected thing I have ever seen in my life. I’m assuming that this thing happens not only to me but also to everyone out here, whenever we want to do friendship with someone eagerly so that person always overpower us or the friendship will not last long. Even I know the reason behind it is that when we request someone to do friendship then the person automatically gets the power to dominate us.
I believe that we should never request anyone to talk to us or to do friendship because it should be mutual right?
Mutual in the sense, friendship is a kind of a feeling that comes from bonding, you can never be friends if you haven’t any bond earlier.
It happens to everyone including me as well. Friendship is so unexpected, you will not even get to know that she/he is your best friend. If you have a very strong bond with someone that this bond will not fade even after not talking for one or two weeks, then trust me he/she is your best friend.
An important thing is that, we should never classify a friend into two groups which is good or bad friend because it’s so childish. We should never say friend to everyone out here because there are different words too – schoolmate , classmate etc. You know if we are using this word “Friend” so easily, it means we are decreasing the value of this word.
Now a days, people do friendship for their own need that’s a most disgusting thing. Don’t do friendship with those you are not connected with, do with those you are connected with.

Didi Lost Nandigram But Won West Bengal

The Trinamool Congress (TMC) which scored a landslide victory in the elections were successful in consolidating the Muslim votes and that had a direct impact on the results of the election.
Of the 63 Muslim dominated assembly constituenties elections were held in 61 constituenties and the Trinamool Congress won 58 of them leaving two for the BJP and one for the Sanjukata Morcha. However, elections were held in 61 of these total 63 seats because elections in two districts – Samserganj and Jangipur – were deffered because of the death of candidates.
As per the data from Election Commission TMC is on its course to win over 210 seats in a 249 member assembly, while BJP is likely to win 77 seats. In the hotly contested Nandigram seat, BJP’s Suvendu Adhikari defeated his former party chief Mamata Banerjee in Nandigram. However, Mamata has moved the Election Commission requesting recounting of votes in the constituency.
When the results has been declared, Mamata Banerjee tweeted – ” I appeal to everyone to maintain peace and not indulge in any violence, we know BJP and central forces have tortured us a lot but we have to maintain peace. At present, we have to fight Covid-19″.
Incumbent West Bengal Chief Minister Mamata Banerjee will take oath for the third time on 5th May said senior Trinamool Congress leader Partha Chatterjee.

Marks – The Determiner Of One’s Ability

Life used to be very easy when we were a child because we used to do three important things only – Eat, Play and Sleep. From school to college days, each and everyone suggest us to score high in exams but they forget to tell us that first we need to understand and marks shouldn’t be priority.
I know that we are in the 21st century and there are a lot competition among young generation, but do we need to study just for marks so that we can compete with them?
Absolutely not, we should study to understand that particular thing and try ti connect it with the contemporary situation.
We are losing our young generation just for not getting high scores and a lot of pressure on their small shoulders by their parents.
The NCRB data shows that 10,159 students died by suicide in 2018. Every hour one student commits suicide in India, with about 28 such suicides reported every day.
Can’t we make our parents understand that everyone has their own quality and a field of interest? Can’t we make them understand that everybody is not born to be an engineer or a doctor? Can’t we confess them that no, I’m not for this? Can’t we be friendly to them, so that we can share our stress our with them?
I’m not saying that it’s only the mistake of our parents. Not at all, nobody is responsible here, it’s just a matter of radical view and ideology. One should try to make their parents understand that they have their own quality and seriously telling you that “Marks – Really doesn’t describe your ability” because you cannot keep your report card all the time with you. Your behavior, Your Maturity and Your Atticates says a lot about you

Childhood Dream – University of delhi


When I was a child, I dreamt of studying at University Of Delhi and today I’m studying there. Isn’t it like my dream came true?
Now there are some basic facts about University Of Delhi (DU). The University Of Delhi has since become India’s Largest Institution of higher learning and among the largest in the world. As a collegiate university, it’s main functions are divided between the academic department of the university and affiliated colleges. The university has 16 faculties and 86 departments distributed across it’s North and South Campuses. It has 77 affiliated colleges and five other institution.
There are two different campuses North and South serve as the two main campuses of the university.
North Campus – North Campus proper now has 13 colleges geographically centered on the Faculty of Arts, Science, Law and Management.

South Campus – South Campus proper now has 15 Colleges. The campus is spread across 28 hectares (69 acres).
There are off-campus colleges too, some are situated in the eastern part, western part and central part of Delhi.
Now moving on to why so many students opt for DU for undergraduate studies, it is because of comparatively low fee structure. There are top 25 colleges according to NIRF:-
• St. Stephen’s College
• Lady Shri Ram College for Women
• Shri Ram College Of Commerce
• Sri Venkateswara College
• Hindu College
• Jesus & Mary College
• Hans Raj College
• Kamala Nehru College
• Miranda House
• Gargi College
• Shaheed Sukhdev College Of Business Studies
• Delhi College Of Arts and Commerce
• Ramjas College
• Shaheed Bhagat Singh College
• Indraprastha College
• College For Vocational Studies
• Kirori Mal College
• Atma Ram Sanatan Dharma College
• Daulat Ram College
• Maitreyi College
• Dayal Singh College
• Deen Dayal Upadhyaya College
• Keshav Mahavidyalaya
• Acharya Narendradev College
• Ramanujan College

Pros of studying at DU

• You will explore yourself
• You will become broad minded and understand that a college degree is not your identity, you can do anything in any field.
• You will come out from your comfort zone and learn new things everyday.
• You will understand, not only studies but also extra curricular activities are important parts of our life

Mediation

  1. What is Mediation?

Ans. Mediation is used as a form of dispute resolution, known as Alternative Dispute Resolution. In mediation legal disputes are resolved between two or more parties where a neutral third person negotiates and settles the case outside the court of law. Mediation is thus, referred to as a party-centred process that emphasizes on the needs, rights, and interests of the parties involved.

2. Who is Mediator?

Ans. A mediator is a neutral third person who encourages those in the dispute to talk to each other about the issues. The mediator is not an advice-giver or decision-maker. The parties examine the real problems, large or small. They then create and agree upon an outcome that meets their needs and addresses their concerns.

Mediators use various techniques to open, or improve, dialogue and empathy between disputants, aiming to help the parties reach an agreement. It depends on the mediator’s skill and training.

3. Which types of disputes is suitable for mediation?

Ans. Mediation is suitable for resolving a wide range of disputes including:Business and commercial

Partnership

Family matters

Labour disputes

Personal Injure

Industrial and Construction

4. What is the difference between Arbitration and Mediation?

Ans. In an arbitration, the arbitrator looks into the legal rights and wrongs of a dispute and makes a decision. Once the arbitrator has arrived at a decision, it is binding on parties whether they agree with it or not. It is very much like the way a court case is decided by a judge, except that the process does not take place in a court room, and it is not open to the public. As in a court case, there is usually a winning and a losing party in an arbitration.

In a mediation, the mediator, essentially, helps parties to settle their disputes by a process of discussion and narrowing differences. The mediator helps the parties to arrive at an agreed solution. He does not decide the dispute. A successful mediation results in an agreement signed by the parties, whereas a contested arbitration results in a decision by the arbitrator himself without the agreement of the parties. In a mediation, there is no such thing as a winning or losing party, because there is no binding decision without both parties agreeing to one.

5. Why should we choose Mediation over Arbitration?

ans. Nature – Arbitration is formal and it follows almost same procedures as in litigation but out of court. Whereas, Mediation is informal.

Elements- Arbitration needs facts and evidence. Mediation does not require any such evidence.

Expenses- Arbitration is Expensive. Mediation is less expensive.

Modus operandi- Arbitration is exercised very similar like litigation, besides, its proceeding has to be performed officially by following proper steps of arbitration including filing application, facts, evidence, witness, or any such relevant documents. Whereas, Mediation is entirely friendly and there is as such no defined process, it can be done in any friendly manner as per the convenience of the parties.

Time- Arbitration is time taking. Mediation is less time taking.

Regulating power- Arbitrators are the authority, very similar to judge and he she give decision based on the given facts, evidence and circumstances. Mediators assist parties to make their own decision, which should be beneficial to both the parties.

Result- In arbitration, result is win or loss one party wins and other loss. In mediation it is win-win situation so, result is mutually beneficial.

6. Ways in which mediation is classified?

ans. Statutory/Mandatory: According to law, there are certain disputes that require to be resolved through the process of mediation. For example, settling labour law and family law disputes require mediation. Section 5(f)(iii) of the Civil Procedure- Mediation Rules, 2003acknowledges for mandatory mediation.

Court Ordered: When cases are filed in India, both parties are given the option to select from a list of ADRs and pursue them until and unless it is very essential to move to court. Most of the jurisdictions in India recommend some sort of alternative dispute resolution (ADR) before they come to the court of law for trial. This particular type can further be classified as:

Court-Annexed: Here, the services of mediation are provided by the court itself. It is the court that appoints the mediator, sets the lapsing date etc.

Court-Referred: Under this system of mediation, the courts job is very direct. It simply refers to the mediator available at that time.

Private: In this type of mediation, the mediators function independently, i.e. not appointed by the court. This implies that such services are given away on private, by means of money. Such services are provided by the Court qualified mediators or some general public etc.

Contractual: It is often found in civil contracts that in case there is any dispute among either party, then it shall be resolved through mediation instead of fighting legal suits. This is known as the mediation clause.

7. What is the procedure of Mediation?

Ans. Mediation is a voluntary process in which the mediator facilities the disputing parties. Mediation can be accommodated. Mediation gives the parties the opportunity to discuss the issues. The mediator helps the parties to agree on a mutually acceptable resolution. Mediation must is strictly confidential

8. What is the current scenario of Mediation in India?

Ans. The 129th Law Commission of India report suggests courts to refer disputes for mediation mandatorily.  The Supreme Court observed that all cases, which are related to commerce, trade, contracts, consumer disputes and even tortious accountability, could normally be mediated. The amendment to the Commercial Courts Act 2015 (Section 12A) in 2018, made it compulsory for parties to go through the restoration of pre-institution mediation under the act before instituting a suit. High Courts have their own individual set of regulations governing Mediation and Conciliation by the websites of several High Courts. There are amendments made in other acts to make mediation part in the procedure like Consumer protection Act, 2019, Real Estate (Regulation and Development) Act, 2016. Etc.

9. What is the scenario of Mediation in foreign countries?

Ans. Europe

The EU has adopted a Code of Conduct for Mediators and this is a very effective way forward.  A draft Directive on mediation was published in 2004, national attitudes, formulated by usage of the Civil Codes or Common Law, will determine the attitude of the respective judiciaries towards mediation usage in each of the member states of the EU.

Africa

In Lagos, Nigeria, CEDR has worked with the courts and a team of local people who wish to improve on current dispute resolution methods by speeding up and reducing the cost of the delivery of justice. In 2004 and 2005, a team of trainers has visited Lagos and Abuja to train mediators, train trainers locally and help to establish the Lagos-based mediation service. So effective has been the work done there that the Chief Justice of Nigeria has appointed a designated mediation High Court Judge (himself, now an accredited mediator) as well as agreeing to open up in each of the 33 national Court Centres the same Multi Door Courthouse system which is now operating in Lagos.

Asia

Singapore has become a serious player on the mediation scene, and other countries are developing a mediation capability. China is now a force to be reckoned with, not just for its economic growth and success, but because that very growth and success has generated the need to look outwards and to work in the style of their trading partners when trading relationships mean more than just a one-off deal.

10. Steps needed to promote mediation in India?

Ans. The public should be made aware of the benefits of mediation over traditional litigation. Mediation should be made easily accessible to the public at large. There is a need for Mediation Centres to have a good quality of infrastructure and a standard figure or pattern to make the parties feel comfortable. Inducements and remembrance to lawyers to enlighten the parties about the internal proceedings in the mediation process to make such notified choices. Exorbitant ethical standards (ethical code and code of conduct) to be obeyed.