Tips for safe internet banking

All through the year, banks and financial institution are taking up innovative measures to protect its customers from such banking frauds. But sometimes it’s our very own negligence that makes us fall prey to such thefts. Whilst, both the banks and financial institutions are doing their part, we should too adopt a cautious attitude to protect ourselves. So, to help you out in this process, we have a gathered a list of some tips for safe internet banking that you can consider doing.

Digital advancements have made our lives much easier, we can now order food or purchase things in the comfort of our homes. These rapidly evolving advancements are also transforming the banking and financial sector in India. Whether someone is transferring funds, paying a bill or applying for such loans such technologies are enabling customers to do it in a more efficient and effective way. The number of users opting for internet banking is expected to double by 2020, making India an important hub for financial innovation. However, internet banking, just like like any other medium if not done with utmost precaution can prove to be risky. There are scams like phishing( fraudulent means for attaining confidential information) associated with internet banking which enables a third-party to access and misuse your personal information.

Banking online has made managing money a lot more convenient than it used to be. We don’t have to visit the bank to transfer our funds, or wait for the next paper statement to know what the balance is. All that information is at our fingertips. But while online banking has made things easier for us, it’s also made things easier for thieves.

Criminals don’t need to plan a heist to rob someone’s bank account anymore. All they need to do is wait for you to let your guard down and expose your personal information, or send out a virus that will collect the information. The only way to avoid becoming a thief’s next victim is to carefully guard your personal information and always practice these online banking safety tips. 

1. Don’t access your bank accounts on public Wi-Fi

When you’re on public Wi-Fi, hackers can more easily access your computer and steal personal information from it. You should never access your bank’s website through a computer, tablet, or mobile phone unless you’re on a secure Wi-Fi network with a password, or using your own cell phone data connection. This is much more difficult for thieves to hack, so it keeps your information safer.

2. Avoid saving your login information

Some websites give you the option to save your login information for future use, but if someone uses your computer or mobile device after you, they could gain access to your bank accounts. To at least help prevent this from happening, many banking sites now time out after a certain number of minutes of inactivity, and do not save your information.

3. Use strong passwords and change them often

Strong passwords have a mix of upper- and lowercase letters, numbers, and symbols. Many banks now require your online accounts to carry a password meeting these requirements. You should also change your password every couple of months, and use different passwords for all of your online accounts so that hackers will have a more difficult time gaining access to your information.

4. Use two-factor authentication whenever possible

Two-factor authentication is the next level of security that many banks are now offering. Usually, you give your bank your phone number, and it texts a code when you log in online. Some banks also enable you to request a code via email or a phone call. You must enter this code in addition to your password to log in. This way, even if someone has stolen your password, they cannot access your accounts. It’s another hoop to jump through, but it could help keep your money safe, so set it up if your bank offers it.

Selfless Care – A Invisible Bond

What is Selfless Care? A care without any condition. We are living in the 21st century and here it is too difficult to be with someone without any reason, condition and motive.

There are three types of people:-
• The one who are self – centered
• The one who be with you for any motive
• last but not the least, the one who loves you selflessly.

In this world, it is more easier to find the above two types of people but it’s very difficult to find selfless people. In this era where money matters the most, just imagine when someone gives you their own meal and sleep with empty stomach- yes, only our parents can do this.
We meet different types of people during different phases of life and gather a lot of experience with each passing days. Sometimes some people hurt us but on the other hand we form bond with some people. Apart from parents, friendship is the only unconditional relation that can never ditch us no matter what condition. Now let’s talk about those people who taught us a lesson and made us stronger day by day.
• Just think about that friend who left you when he/she is done with you.
• Remember the day when a person hurted you so badly, so that you are unable to trust anybody.
• On the other hand, think of the day when your mom slapped you and made you smile after  5 mins.

One day you will be thankful to all of them who made you realize your worth, your ability, your capacity and on the same day, you will hug the people who stand by you all the time.

Dreams as pseudo Oxygen

Dreams are stories, thoughts, images or emotions that our minds creates during period of sleepness. It can be also defined as “an involuntary vision occurring to a person when awake.” Dreams can be entertaining, funny, romantic, disturbing, sometime even frightening. There are several theories regarding this:-

  • representing unconscious desires, wishes and thoughts.
  • interpreting random signals from the brain and body during sleep.
  • an unique state of consciousness that grow experience of the present, processing of the past, and preparation for the future.

Dream play a crucial role in human life. It can be said that dream is aim for human. Every person has some dream in his life. It can be become millionaire, brightest icon in their field, enjoy it’s seconds of time etc and many other. As per my thought one person is alive to fulfil his or others dream in life. So we can say that dream is essential as the oxygen to the life. Without dream life is useless. Every person has its own dream and it depends upon its age, lifestyle and various circumstances. Not everything you think of can be your dream. Some things are just a part of the fascination you grow up with during your childhood.This very dream encourages you to do better and better and move towards your goal. In student life dream is very important it gives path or goal to a student. Student must not fearful about career dream, fitness, relationship etc. One must can achieve it’s dream/aim by hard labour, determination & firm.

At last, I pray to the Lord that one and all achieve their Dream/Aim.

Thanks….