Central Scheme for Interest Subsidy has been announced by Ministry of HRD for providing interest on Education Loans during moratorium for technical and professional courses for studies in India under the IBA Model Education Loan Scheme for students from Economically Weaker Sections (EWS) with annual gross parental/family income upto Rs. 4.50 lacs per annum from the academic year 2009-10.

Eligibility for Interest Subsidy

The interest subsidy under the scheme shall be available to the eligible students only once either for the first undergraduate degree course or the post graduate degree/diploma in India. Interest subsidy shall however, be admissible for integrated courses (graduate plus postgraduate).

Interest subsidy under this scheme shall not be available for those students once they discontinue the course midstream, or who are expelled from the institutions on disciplinary or academic grounds. However, the interest subsidy will be available only if the discontinuation was due to medical grounds for which necessary documentation to the satisfaction of the Head of educational institution will have to be given.

The scheme shall be implemented through Canara Bank, which is the Nodal Bank for the Ministry of Human Resources Development.

The scheme is applicable from the academic year 2009-10 starting 1st April 2009. The scheme is applicable only in respect of disbursements made by the Banks on or after 1st April, 2009 for the academic year 2009-10, irrespective of date of sanctioning. In case of loans sanctioned prior to 1.4.2009, for the courses beginning prior to academic year 2009-10, the interest subsidy is available to the extent of disbursements made after 1.4.2009.

The disbursement of Interest Subsidy Claims to the Banks shall be on half-yearly or yearly basis which has to be worked out in consultation with the Ministry of HRD.

Moratorium Period

Under the Scheme, the interest payable on the Educational Loan for the moratorium period i.e., Course Period plus one year as will be borne by the Government of India. After the period of moratorium, the interest on the outstanding loan amount shall be paid by the student, in accordance with the provisions of the existing Model Educational Loan Scheme of Banks and as may be amended from time to time.

Income Limit/Proof

The benefits of the Scheme is applicable to students belonging to economically weaker sections, with having parental income upto Rs. 4.5 lacs per year (from all sources). Income proof is required from authorised Public authority of the State Government. The present scheme is intended to cater to the needs of students belonging to economically weaker sections with prescribed upper parental gross income limit of the family from all sources, which is based on economic index and not on social background- The scheme is independent of any other schemes which may cater to EWS.

Application procedures

1. Collect the necessary documents required for education loan subsidy application

2. CSIS : Income certificate and loan agreement.

3. Visit the nearest branch of the bank which provides you the education loan.

4. Ask for an Education Loan Subsidy Application form.

5. Fill in the required details and submit your documents with the application.

6. Track your application regularly by seeking the status update from bank officials.

7. Provide additional documents as if requested by bank authorities.

Educational inequality is the unequal distribution of academic resources, including but not limited to; school funding, qualified and experienced teachers, books, and technologies to socially excluded communities. These communities tend to be historically disadvantaged and oppressed. More times than not, individuals belonging to these marginalized groups are also denied access to the schools with abundant resources. Inequality leads to major differences in the educational success or efficiency of these individuals and ultimately suppresses social and economic mobility. See Statistic sections for more information.

Measuring educational efficacy varies by country and even provinces/states within the country. Generally, grades, GPA scores, test scores, dropout rates, college entrance statistics, and college completion rates are used to measure educational success. These are measures of an individual’s academic performance ability. When determining what should be measured in terms of the educational success of an individual, many scholars and academics suggest that GPA, test scores, and other measures of performance ability are not the only useful tools in determining efficacy. In addition to academic performance, attainment of learning objectives, acquisition of desired skills and competencies, satisfaction, persistence, and post-college performance should all be measured and accounted for when determining the educational success of individuals. Scholars argue that academic achievement is only the direct result of attaining learning objectives and acquiring desired skills and competencies. To accurately measure educational efficacy, it is imperative to separate academic achievement because it captures only a student’s performance ability and not necessarily their learning or ability to effectively use what they have learned.

Much of educational inequality is attributed to economic disparities that often falls along racial lines and much modern conversation about educational equity conflates the two, showing how they are inseparable from residential location and, more recently, language. Educational inequality between white students and minority students continues to perpetuate social and economic inequality.

Throughout the world, there have been continuous attempts to reform education at all levels. With different causes that are deeply rooted in history, society, and culture, this inequality is difficult to eradicate. Although difficult, education is vital to society’s movement forward. It promotes “citizenship, identity, equality of opportunity and social inclusion, social cohesion as well as economic growth and employment” and for these reasons, equality is widely promoted.

Unequal educational outcomes are attributed to several variables, including family of origin, gender, and social class. Achievement, earnings, health status, and political participation also contribute to educational inequality within the United States and other countries.

India is regarded as a humongous laboratory for sociological experiments by many researchers. This is fundamentally because of the large social stratification, contrasting societies and complicated blends within a society itself, which are enough to provide new insights to social enigmas frequently. The disparities in India are so high that it would be hard to believe that the country that hosts 100 billionaires in Forbes lists, also houses the largest fragment of poor and hungry in the global tally. This is the economic scenario, but it is one of the most influential factors affecting other disparities such as education. On the other hand, such complexities are often interrelated augmenting one other. Educational inequality is the situation or the system in which there exist large disparities in the society on the opportunity and access to education. This is a result of a complicated social structure, which is shaped up by long standing social norms, believe and most importantly, by contrasting economic divisions.

Educational inequality forms up gradually as an ongoing process. Education is affected by social, political and economic status of people. Individuals who are from wealthy section of the society always have the privilege to reach out for better schools and institutions. While those from the deprived section are prone to lower quality, in the process, the system contributes to a deepening chasm. On the other hand, the educationally enlightened group gains more access to political and economic system turning them to be favorable to suit their interest of their own kinds. Such a structure has an adverse effect in the deprived section affecting them from multifarious direction. It is evident from the observation that if educational inequalities can be decimated, a huge change will follow in the social structure. However, to obtain the very change educational disparity, impetus from political and economic sector is inevitable.

India has transformed in a short span to be one of the most progressive nations. Series of economic reforms, industrialization, privatization and other steps by government has wiped out the impasses of Indian society to large extents. This has substantial onus on the unorganized education system of the nation integrating it to be more effective as well as holistic. However, the gap is still serious and it seems there is still much to be done. The gradual change in the economy of the country has influenced education in diverse way. Government has taken extensive initiatives to develop the system to be holistic and equally delivering. The gap is being created by the private players that have turned education to a lucrative business. The equation of investment to create profit has rendered private education a competitive edge. This competition to provide quality in education has taken some of the institutions to heights with global standard. In the same time, this also has an adverse effect creating more spaces dividing privileged and under privileged education. While government budget for education has become increasingly incompetent to compete with private funding, educational inequality has become more conspicuous among the less privileged section of society comprising of lower middle class and the deprived, especially in primary schooling.

As disparities in India are rooted in diverse fronts apart from economic conditionings, the attempts to unify the populace through education are directed to address various issues. The provision of reservation based on caste is a reflection of these very attempts. Such mechanisms are proved helpful to great extents, but some serious drawbacks are implicated time to time. Educational disparities are gradually changing towards the brighter side. Comparing the India before a couple of decades to that of the nation in 21st century, contrasting progress is observed.

Educational development of the country is a joint effort of government, private players and the Non-governmental entities. Earlier it is pointed out that private entities are fueling inequality in education while contributing to the progress. In contrast to this, Non-governmental organizations are playing a pivotal role. In current times, the contribution of this particular sector is substantial in eradicating educational disparities. A number of social enterprises have come up with excellent innovative measures to provide quality education to the deprived section. The greatest advantage in the methodology is that, these organizations tend to provide quality education comparable to private entities but they are devoid of any requirement of huge money as required in private sectors. These organizations target the deprived section of the society and most of the times, sections that are deprived of minimum privilege of schooling. NGOs as well as CSR activities carried out by large corporations are huge stimulus in propagating quality education among deprived sections. However, as inequality is prevalent across the country, these initiatives are not adequately distributed. Most activities of NGO are concentrated around villages and areas closer to cities. To make this approach more effective and to spread them across nook and corner of the nation, more social- initiatives must be developed. In addition, the government should stress on NGOs their allied activities for educational equality.

India has grown to be one of top economies of the world. Rapid urbanization as well as migration of rural folks to urban centers has become a pertinent trend in the nation. In current times, educational disparity is gradually being denuded as a result of various factors in the development mechanism. This is certainly a good tiding, but still there is more to be done.

A good public education system means public spending- but not necessarily public provision. In the independent sector where schools depend on fees, it is often the case that once the family background is controlled, the actual benefits of private schooling disappear. But in systems where access is not limited by selection or wealth, privately- managed schools can contribute to better outcomes. 25% of all K- 12 schools are private schools, accounting to 40% share in student enrollment. There is a tremendous increase in the enrollment of private schools in rural India and declining enrollment of government schools. Utilization of private schools is higher, more so at the primary and secondary level as compared to the government schools. India has more than 3, 39,000 private schools, growing in the last five years and a large number of schools across India tie- up with International Boards. The Private education sector in the top 20 sates account for nearly 55% share of enrollment at the secondary and higher education.

It is seventy two years since India got her Independence. Yet a large population in India is still not considered equal. They are considered religiously and socially ‘polluted’ from birth. The word “Dalit” meaning “oppressed “ or “untouchable ” is the name given to the lower caste members of the society. Dalits are the members of the lowest social strata in the Indian Caste System which includes four primary castes : Brahmins (priests), Kshatriya (warriors and princes), Vaishya (farmers and artisans) and Shudra (tenant farmers and servants). Dalits are not allowed to touch those of higher classes nor ascend the ranks of society. Because of their “uncleanliness” in the eyes of the upper case, they were banned from entering public places, using public toilets, public heath care facilities, touching the belongings of the upper caste and doing many such other activities. They face discrimination and even violence from members of the upper caste or traditional social classes, particularly to get jobs, admission for education and getting marriage partners. Many a times, an “untouchable” cannot enter a Hindu Temple or be taught to read. In rural areas, they were banned from fetching water from the wells because their touch would taint the water for everyone else. They were treated as slaves and forced to bow down to the upper caste. Under Hindu beliefs, jobs that involved death corrupted the workers’ souls, making them unfit to mingle with other people. India’s “untouchables” performed spiritually contaminating world that nobody else wanted to do, such as preparing bodies for funerals, tanning hides, and killing rats or pests. People believed that “untouchables” weren’t pure. Born as “untouchables” was considered as a punishment, the result of misbehavior in previous lives. An untouchable cannot ascend the social hierarchy of the caste system and could not eat or drink in the same room where members of the upper caste resided. The caste system and oppression of “untouchables” still hold a sway in the present day world.

DALIT RIGHTS MOVEMENT

In the nineteenth century, the ruling British party tried to end the prejudice directed against the Dalits. British liberals saw the treatment of Untouchables as singularly cruel, because they didn’t believe in reincarnation. Indian Reformers also took up the cause. During India’s push for Independence, activists such as Mahatma Gandhi called the Dalits “Harijan”, meaning “children of God”, to emphasize their humanity and promote their culture. Following Independence in 1947, Dr. B. R. Ambedkar launched the Dalit Movement in 1956, nearly half a million Dalits – formerly untouchables – joined him and converted to Navayana Buddhism. It rejected Hinduism, challenged the caste system in India and promoted the rights of the Dalit community. The condition of the Dalits improved by them. They were guaranteed constitutional rights. Some Hindu Temples allowed them to serve as priests. Although they still face discrimination, the Dalits are no longer called untouchables.

Human beings communicate with one another either using verbal or non-verbal communication. Excellent verbal skills refer to good reading and writing abilities.
At a young age, the students have to be encouraged to read at least a book daily. Good writers tend to be avid readers and there is a reason for this. The more a child reads, the more they will be exposed to a new set of words (vocabulary), construct different sentence structures, grammar usage, spelling, and the more words they will learn. This facilitates them to use writing skills for communication. Good writing skills allow you to communicate your message with clarity and to reach a far larger audience with ease than face-to-face or telephone conversations. The ability to write meaningful sentences, lines, paragraphs which a reader can easily understand is termed as Excellent Writing Skills. It is a perfect way to write & express your views on the topic you want to address your audience & listeners.
Chatting – Modern communication
Rapidly advancing technology ( Chatting through social networking tools, WhatsApp, etc) makes communication more accessible, simpler, and more convenient than ever before.
The problem is that the modern writing and communication make students learn habits (at a crucial age) that help them pick the perfect emoticons ( happy, sad faces, etc) or gif for a social situation or short forms or abbreviations (b4 for before, etc), but it won’t help them learn the appropriate forms of “your,” “you’re,” and “yours.”

Improving writing skills :
Elementary school is a crucial time in a child’s development, and the pace at which students grasp things and learn is exceptionally fast. Writing is a complex intellectual task that involves many component skills. These skills involve, among other things:
o Reading comprehension
o Analytical skills
o Writing skills – (i). grammar, sentence structure, spelling, etc. , (ii). communicating ideas clearly and concisely, (iii). constructing arguments supported by evidence & (iv). organizing ideas effectively.
You are most likely to need writing skills as part of a course of study, whether at college or university.
You may, for example, need to write essays, a report, a literature review, a research proposal, or a thesis. These pieces of work are often very long and need careful structuring and writing.
Writing goes beyond school purposes: A child must bring together vocabulary, grammar, and mental processing, and then rely on the physical aspect of handwriting or typing out the words. Moreover, writing also facilitates a person to think better. When student learn how to write, he or she becomes more capable of analyzing what they read, interpret, and think. This ultimately increases awareness, improves memory, makes you sharp, and increases your creativity and imagination.
Be it any field or any profession, writing skill is required in some part of the journey in life. A well-written CV or resume with no spelling or grammatical mistakes is essential to get a new job. Businesses require candidates who can write and communicate effectively. Even the digital age has not reduced the need for writing. Be it emails, blogs, faxes, or website updates all these require excellent writing skills.

PARENTS CAN HELP THEIR CHILDREN TO HONE THEIR WRITING SKILLS….
Schools can make students read one another’s work and provide feedback to their peers in the form of “reader responses.” Just as in the classroom, teaching your kids writing skills at home is essential because it shows your kids multiple methods and ways to write. Parents can make a huge difference in how their children’s writing skills improve when writing at home and to reinforce the writing tactics learned in school. Use the child’s words to suggest better phrasing and/or help them pinpoint what they are trying to say through their writing. This makes it easier for ideas to be expressed better.
Here are a few ways parents can help at home:
• Make your child write the instructions for taking care of the family pet, operating an electronic appliance, etc (a computer system, microwave oven, washing machine, etc).
• Dictate to your child the items that you need on your shopping list and have them write the items down.
• Have them spend five minutes after school either to journal a newspaper article or about their day.
• Write an online review of something they like ( the product purchased, movie watched, the place visited, etc).
• When doing writing exercises with them, try to make it fun with markers to highlight the important points.
• Children need to understand that a perfect sentence doesn’t just come out in the first attempt, it develops through a back and forth process as the writer writes, reviews, and revises his or her text.
• Allow the use of spell and grammar checks. It’s not advisable to use technology- readily available apps for that purpose. But spelling and grammar feedback can actually be extremely helpful for a child who is learning how to write or trying to improve.
• It doesn’t matter what they are writing about, it’s just a good idea if it becomes a regular activity. Parents might suggest keeping a personal diary with a journal entry a day resulting in a special treat at the end of the week.
• Copying or memorizing favorite poems, quotes, etc can help children focus their attention on form, use and meaning and incorporate new structures into productive use. Borrowing sentence structures for your own ideas is how children learn to improve their writing.
• You can help kids build background knowledge through reading, field trips, and family outings. Talk about what kids are learning before, during, and after the outing. Just meeting new people and trying new things improves background knowledge, too.
Checklists can also help kids to check the overall quality of their work. They can look for the clarity and organization of their ideas, spelling, grammar mistakes, etc.
Tips for good writing
Make simple, short & precise sentences that are easy to read & understand. Pay attention to grammar & spellings. Brush up on the basic principles of writing skills by writing anything roughly and regularly. Do good research on the topic you need to write. Accept your mistakes as the first attempts are mostly not the best. Try to imitate your favorite writers & authors. Outline, edit, simplify & improve your writing tasks. Develop your skills & abilities by reading more & more. Ask your friend to read what you’ve written and also provide you with feedback. Review your previous work & examine how you’ve grown up your skills till now.

When you have a job you need you want to excel in it and wanted to rise with your skill set.From documenting your work to finding a mentor, asking for suggestions from your boss to making a long-term plan, being successful in your career is possible for anyone.

What I know for sure is that feeling stagnant in your career will never get you excited about it (and will never motivate you to go above and beyond the call of duty). Making progress, however, will reignite that spark that probably landed you the job in the first place, and will motivate you to move forward in a more dynamic and positive way. With that in mind, I offer you five steps you can take to advance your career.

1 Establish goals

Establish goals. It is always better to have a destination before you begin a trip. Lay out your career goals by differentiating between short-term, medium-term, and long-term goals. Your short-term goals should support and lead to your medium term goals, which then do the same for your long-term ones. When writing your goals, remember to be as specific as possible, including time limits and measurable levels of success, like a certain position or annual salary.


Create a career mission to help clearly define where you are, where you’re headed and what it takes to do your job well. Although this might seem like common sense, the actual exercise of writing these things down will keep you from drifting away from your future goals. Refer to this exercise whenever you feel like you might be getting stuck, and use it as motivation to reset, recharge and get back on track toward achieving your goals.

2. Define expectations

If you’re not 100 percent clear on how you’re currently being measured in your role and what you are trying to achieve, I recommend taking time to speak with your manager, team and clients to map out exactly what they expect from you and how they are assessing your work. Once you know what goals you’re expected to meet, you can use them as a guide to create your personal career goals.

3. Be a problem solver

If you become known as a problem solver at work, people will soon start to pick you for important projects. The ability to anticipate and solve problems creatively is rare and will undoubtedly lead to new (and bigger!) opportunities.

4. Build your social capital

Look at your colleagues in positions above you and you’ll probably notice that they are sociable with others in the office, engage in others’ work in a positive way, and even unknowingly have other employees endorsing their work. Follow their lead! Build a mentor relationship with someone you admire, enjoyed working with, or just want to know more about. Being a hermit at work is not going to put your name at the top of the promotion list.

5. Act like a leader

Leaders make an impact and so should you. Professional look and demeanor are a given, but you can also make an impact by becoming an expert. Start by learning as much as you can about your industry and how your company works, and build up your knowledge in your own functional area. There’s merit to becoming a “T-shaped” person – having the ability to collaborate across disciplines and knowledge areas while also developing a depth of skills and expertise in a single field. Demonstrate your knowledge by weighing in on issues and asking questions during meetings to show your superiors that you care.

6. Learn, work, play

Make it a priority to master the art of combining education, career, and leisure throughout your life. Not only is it more enjoyable overall, but the combination makes for a dynamic, well-rounded and relatable person. My best managers have always had a life outside of work, and encouraged me to have one as well.  Although it won’t always be a perfect balance, make an effort to actively balance the three now.

There is by all accounts significant resentment against China in the nation after Chinese animosity at the LAC in Ladakh in which 20 warriors were murdered. This annoyance is reflected in an overview which shows that a greater part of kinsmen favor blacklist of China-made products following the brutal conflicts among Indian and Chinese soldiers in eastern Ladakh’s Galwan Valley prior this week.

The call to blacklist ‘Made in China’ items comes when the administration is elevating a battle to make the nation confident under the Aatmanirbhar Bharat crucial.

The review, led by LocalCircles, got 32,000 reactions from residents spread across 235 regions.

In excess of 8,000 reactions were gotten for the inquiry “Would you blacklist purchasing Chinese items for one year from now?” and a larger part of them were prepared to quit purchasing Chinese items.

87% of the 8,000 respondents said they were prepared to blacklist all Chinese made merchandise for the following one year.

When inquired as to whether they are happy to blacklist purchasing/utilizing items and administrations of Chinese organizations like Xiaomi, Oppo, Vivo, One Plus, Club Factory, Aliexpress, Shein, Tik Tok, WeChat and so on taking effect right now, 58% of those studied said ‘indeed, won’t accepting from now’, while 39% said ‘truly, won’t accepting from now however need to utilize what I have just bought’.

As such, a gigantic 97% (39+58) said that they will blacklist purchasing significant Chinese brands and rather center around Indian brands.

On the subject of forcing 200% import obligation on all items made in China, the res-ponders were not as conclusive. 42% of the respondents said ‘yes’ a 200% import obligation ought to be forced.

A generous 36% of those studied said that import obligations ought to be forced yet not on crude materials. Around 20% of the res-ponders said no import obligation ought to be forced.

The Dr. Ambedkar Scheme of Interest Subsidy on Educational Loans for Overseas Studies for Other Backward Classes (OBCs) and Economically Backward Classes (EBCs) is a scheme that is dedicated for the promotion of education and more importantly education overseas among students belonging to OBCs and EBCs to study abroad in the programmes listed under this scheme.This education loan scheme is a Central Sector Scheme which is designed to provide educational loans to students belonging to OBC and EBC category to study abroad for Masters, M.Phil. and PhD level studies.

Eligibility

• Students should secure admission in any of the approved courses under this scheme for Masters, M.Phil. or PhD.
• The student should avail a loan from a scheduled bank of the Indian Banks Association (IBA) under the Education Loan Scheme.
• An OBC caste certificate is necessary to be produced by the student to give it to the bank they are availing the loan from.

Income Ceiling

• For OBC candidates, the income ceiling is Rs. 3 lakh per annum.
• For EBC candidates, the income ceiling is Rs. 1 lakh per annum.
• Income certificate needs to be produced by the student while availing an educational loan which can be viz. ITR, Form 16, Audited Accounts, Income certificate (State Govt authorized), UT administration.

Documents Required for Interest Subsidy on Educational Loan for Overseas Studies for EBC:

1. Income certificate/ ITR/Form 16/Audited Accounts of employed candidate or his/her parents/guardians below Rs. 300000 (3 lakh)
2. Admission proof that student is pursuing higher education in abroad e.g. I-20
3. Aadhar card
4. Identity proof e.g. passport
5. Address proof e.g. electricity bill
6. Bank details, account holder name, account number, IFSC code, MICR code

How to apply:

1. The scheme is applicable for higher studies abroad. The interest subsidy will be linked with the existing educational loan scheme of Indian Banks Association (IBA) and restricted to students enrolled for course at Masters, M.Phil. and Ph.D. level
2. Student has to go designated bank the designated banks will lay down the detailed procedure for processing and sanctioning of interest subsidy to eligible students in consultation with NBCFDC

Whom to Contact and Where to Contact:

1. Student has to contact designated bank where he has applied for education loan and should check eligibility and apply with proper documents
2. Should contact the District. Collector or District. Manager/Officer of respective SCA’s (state channelizing agencies)
3. For getting state channelizing agencies address and contacts state wise please visit following link: http://nbcfdc.gov.in/nbcfdc-scas.php

Many students across the globe are becoming graduates every year. But many students are finding it difficult to study the required portion. The parents of those students are also is in not the state to teach those those kids. And hence it becomes a natural things for a parent to make their child to join coaching centres. But it can also be an additional stress in some point of view and in other view it is effective because that the centres also provide good education.

SELF STUDY

It is the simplest way of learning and while learning, one can understand the concept deeply as when studying alone will help a person to study in peace. And the self study also gives you more knowledge as you only will learn the topics and you will be familiar will the topic as it is only read by you. And while studying self you will only decide the timings of your study but in coaching centres they will tell the time and you have to go for it.

COACHING CENTRES

It is a good start to teach the lagging persons. But here if only the lagging students are concerned then it will be nice. But it is mainly concentrating the toppers. If we can change the education system based on co curricular learning then these lagging persons will also be able to tackle the current tough condition . Also i have to say this that the candidates appearing for the competive exams must need to attend these centres in order to score huge marks. So it is purely the student’s view. One can achieve by going through two ways also.

CONCLUSION

“Study always, but there is one more thing,life doesn’t always needs academic learning “

Today, we are all in our house celebrating International Yoga Day. If you are mentally stressed then doctor will consult you to do yoga and some other changes in your diet.

Here are some yoga poses which makes you feel energetic and relieves from any stresses.

1. Padmasana

Benefits:

• Helps in improving posture.
• Helps in relaxing your mind and restores your energy.

How to do:

• Sit with your legs stretched out.
• Bend the right knee and place it on the left thigh. Repeat the same with other leg.
• Make sure your feet point upwards. Place your hands on the knees.
• Close your eyes and relax.

2. Vrikshasana

Benefits:

• Improves balance and strengthens spine.
• Helps in Neuro Muscular Coordination.

How to do:

• Stand straight, fold your left leg and place your foot on your thigh.
• Inhale and raise your arms up and join your hands together.
• Hold it for 10 seconds and exhale and lower your arms and legs back to the starting position.
• Repeat the same with other side.

3. Bhujangasana

Benefits:

• Reduces fatigue and stress.
• Helps in regulating Metabolism, thus helps in balancing the weight.

How to do:

• Lie flat on your stomach. Keep your hands bend, so that it touches the ground.
• Raise your head and straighten your elbows. The arms may or may not be straight.
• Hold the position for few seconds.
• Slowly release your body to the beginning position.

4. Matsyasana

Benefits:

• Helps to breathe properly.
• Stretches your neck areas and helps in releasing tension.

How to do:

• Lie on your back with feet together and hands underneath your hips.
• Inhaling arch your chest up and rest your head on the ground.
• Hold the posture for 10 seconds. Slowly move back to the starting position.

Hope this exercise helps in releasing your tension and makes you energetic.

# stay safe. Stay fit

Proper communication can help you to solve a number of issues and resolve problems. This is the reason that one must know how to communicate well. The skills of communication essential to be developed so that you are able to interact with people. And able to share your thoughts and reach out to them. Communication is one of the important tools that aid us to connect with people. Either you are a student or a working professional, good communication is something that will connect you far ahead. Proper communication can help you to solve a number of issues and resolve problems. This is the reason that one must know how to communicate well. The skills of communication essential to be developed so that you are able to interact with people. And able to share your thoughts and reach out to them. All this needs the correct guidance and self-analysis as well.

Meaning of communication

The word communication is basically a process of interaction with the people and their environment. Through such type of interactions, two or more individuals influence the ideas, beliefs, and attitudes of each other.

Such interactions happen through the exchange of information through words, gestures, signs, symbols, and expressions. In organizations, communication is an endless process of giving and receiving information and to build social relationships.

Importance of communication

Communication is not merely essential but the need of the hour. It allows you to get the trust of the people and at the same time carry better opportunities before you. Some important points are as follows –

Help to Build Relationships
No matter either you are studying or working, communication can aid you to build a relationship with the people. If you are studying you communicate with classmates and teachers to build a relationship with them. Likewise in offices and organizations too, you make relationships with the staff, your boss and other people around.

Improve the Working Environment
There are a number of issues which can be handled through the right and effective communication. Even planning needs communication both written as well as verbal. Hence it is essential to be good in them so as to fill in the communication gap.

Foster strong team
Communication helps to build a strong team environment in the office and other places. Any work which requires to be done in a team. It is only possible if the head communicates everything well and in the right direction.

Find the right solutions
Through communication, anyone can find solutions to even serious problems. When we talk, we get ideas from people that aid us to solve the issues. This is where communication comes into play. Powerful communication is the strength of any organization and can help it in many ways.

Earns more respect
If your communication skills are admirable, people will love and give you respect. If there is any problem, you will be the first person to be contacted. Thus it will increase your importance. Hence you can say that communications skills can make a big change to your reputation in society.

Introduction
Effective workplace communication skills are among the skills we assume every worker picked up along the way. The problem is that not all the communication skills and habits we picked up at home, in school or social circles are appropriate in the workplace. Some people would be fired immediately if they communicated in the workplace the way they do at home or among friends.

Understanding how to speak, write and manage your nonverbal messages is critical to your success at work. As you will discover from a few surveys we will review, CEOs of Fortune 500 companies, Human Resource Managers, and other business leaders rate communication skills highest among the skills needed to advance in the workplace.

What is Communication?
Communication is simply the sending of a message to another person. The person sending the message first needs to formulate the message in his head. This involves determining the meaning that the sender intends to convey to the other person. To formulate the meaning of the message, the sender usually draws upon his background attitudes, perceptions, emotions, opinions, education, and experience.

The message is then sent to the listener through both verbal talking and non-verbal gestures. The person receiving this message then interprets its meaning. To do this, the listener uses his background, attitudes, perceptions, emotions, opinions, education, and experience.

Effective communication exists between two persons when the person receiving the message interprets it in the same way as the sender intended it. Sounds really simple doesn’t it? Well, it can be.

Communication is essential for achieving managerial and organizational effectiveness. Without communication, employees will not be able to aware of what their co-workers are doing, will not have any idea about what their goal are, and will not be able to assess their performance. In absence of channels of communication, supervisors will not be able to give instruction to their subordinates and management will not receive the information it requires to develop plans and take decision.

Good communication always helps employees become more involve in their work and helps them to develop a better understanding of their jobs. Clear, precise and timely communication of information also prevents the occurrence of organizational problems. Effective communication is essential for achieving organizational goals, but ensuring such communication has been a major problem for most organization.

Although the word “communication” is often used, there has been no consensus among communication experts regarding the definition of communication. In general, communication may be defined as the process by which the information is exchanged between individuals.

There are many components to communication. Consider verbal communication skills, listening skills, written memorandums/email, telephone skills and non-verbal communication. Also, reflect upon all the people we communicate to: subordinates, peers, supervisors, customers, and groups of people. In addition, ponder some of the reasons, why we communicate: to get and give information, to discipline subordinates, to make assignments, and so on.

Why is Effective Communication Important?
We already know that communication is a big part of our daily existence. Even when we don’t want to communicate, the very actions we take not to communicate such as being quiet in meetings, avoiding people, declining to respond to emails or give feedback, communicate something about us.

In a survey of 480 companies and organizations conducted by the National Association of Colleges and Employers and published in the Wall Street Journal, effective communication ability ranked first among the desirable personal qualities of future employees.

Have you ever found yourself going through the internet and coming across a video that you actually like? Then you go to its comment section and feel horrified about the amount of hate and rage people spew out in the comment section. I have felt the same over and over again. Sometimes, internet rage feels as universal as road rage.

Internet or let’s be more specific- the social media, is filled with the types of people who go on to express hate or rage without any accountability. These people are referred to as keyboard warriors.

By definition, A Person who, being unable to express his anger through physical violence (owning to their physical weakness, lack of bravery and/or conviction in real life), instead manifests said emotions through the text-based medium of the internet, usually in the form of aggressive writing that the Keyboard Warrior would not (for reasons previously mentioned) be able to give form to in real life.

The term is a combination of the words-keyboard, the weapon that they use and warriors because of the rage and aggression they show towards others.

Now the main question is why are people on the internet so ruthless? It’s an easy answer-no accountability. People behind the screens can say whatever they want without meeting the consequences and nobody knows them or has seen their faces.

People who rely too much on the internet for social interaction can often end up frustrated and release their stress and anger on people whom they don’t even know. These keyboard warriors are not generally bad people. They can turn out to be some of the sweetest and nicest people in real life. If they ever meet people whom they have targeted on the internet in reality, they may often end up feeling guilty for their past behavior. Then what does internet do for people to behave this way? When you find people, who express dissent with you or your opinions, you will naturally feel a little irritated or you may come off as a bit strong while keeping your point. You may generally not resort to rage or aggression because you perhaps know the person with whom you are having a disagreement with or you may be good friends with the person. As you can see the person and read their body language, you can understand them better and their tone of speaking. While on the internet there is an emotional separation from others along with physical. You may generally not find yourself getting irritated to this extent with people around you. On the internet, it becomes hard for you to treat others as humans and you may not be able to associate any feelings with them.

Internet pages often release articles or posts with certain headlines to trigger an enhanced emotional response from people so that they can get a large number of views. People may feel misrepresented in the article or may believe that it goes against their beliefs. It can be hard to accept new data or information when it may go completely against our opinions which may lead to a heated debate in the comments section.

The comment section then basically becomes a hub for hate comments, death threats and heated debates which may not only be poor for the mental health of the person being attacked but also for the attacker. Hostile comments are often found as an act of defiance. People’s perspective of the article may not necessarily align with the actual content written and this in turn, may give rise to hostility.

But obviously this can not be generalized. There are platforms where people can genuinely talk about or praise the content. This also involves having healthy discussions even if it is in the form of criticism. A power that is left with the user is one of choice. We have the choice to view the content as per our wishes. We can always opt out of becoming a part of hostile or negative comments and also, regulate our viewing options.

Detox or Detoxification is a popular buzzword. It involves the physiological or medicinal removal of toxic substances from a living organism, including the human body. Toxins are involved with the liver, kidneys, digestive system, skin and lungs. It is very important to eliminate these toxins for our body to function well.
Civilization understood there is a definitive link between our physical health and psychosocial well being. In order to survive the 21st century, we should be more cautious about our health. Our health should be our first priority. Having a balance between our mental and physical health facilitates growth. We should try to maintain peace and harmony in and around us.

WAYS TO REJUVENATE OUR BODY

• LIMIT ALCOHOL – More than 90% of alcohol is metabolized in our liver. Liver enzymes metabolize alcohol to a cancer- causing chemical which gets converted into a harmless substance inside the liver, which is later eliminated from our body.

• FOCUS ON SLEEP – Our body requires minimum eight hours of sleep a day. Adequate and Quality sleep ensures a good health. Also, helps in removing the toxic wastes that got accumulated throughout the day.
• DRINK ADEQUATE AMOUNT OF WATER – It regulates the body temperature, helps in nutrition absorption and detoxifies the toxic wastes produced by the body.

• DIET CONTROL – Eating a balanced diet rich in vitamins and minerals helps to combat diseases. Too much of fat consumption can increase the level of cholesterol adversely affecting the heart.

• EXERCISE DAILY – It’s recommended 150-300 minutes a week of moderate-intensity exercise such as brisk walking or few minutes of running on a daily basis.

A healthy body is a productive body. Technology has the ability to greatly influence our lives. It has made the life a modern man highly complex. Man has become materialistic and is preoccupied in the pursuit of possession of material things. Possession of money has become the objective of every pursuit and the means so not matter. This excessive urge for materialistic gain has made him ignore his own health. He has neither the time nor the inclination to pause and ask himself as to where he is leading himself to.
We should pause for a while and think where are we leading ourselves to. It is very important to take care of our health. Everything in the universe can wait. That is why it is said “ Health Is Wealth”.

What is LAC?

Line of Actual Control is a geopolitical border, a line that splits Indian-controlled territory from Chinese-controlled territory in the Sino-Indian border dispute. This was formed after the 1962 Sino-Indian war and is always in news due to its nature of dispute between the two countries.

The entire Sino-Indian border (including the western LAC, the small undisputed section in the centre, and the McMahon Line in the east) is 4,056 km long and traverses one Indian union territory, Ladakh, and four Indian states: Uttarakhand, Himachal Pradesh, Sikkim, and Arunachal Pradesh. On the Chinese side, the line traverses the Tibet Autonomous Region. (Source: Wikipedia)

Existing Situation

The Galwan River flows from the disputed Aksai Chin region to Ladakh of India. With the tension rising on Galwan valley and every hour there is some or the engagement by the soldiers, the situation is getting worst. Border talks are carried out to prevent clashes and at a larger scale to avoid a situation of war, the latest satellite images and ground reports pose as a threat and situation remain tense. Some talks carried out on Wednesday have failed indicating that Chinese side is looking for disengagement.

On July 15, 2020 there was a major violent clash between the two sides in Galwan Valley that resulted in 20 Indian soldiers being killed in the line of duty. The broader standoff in eastern Ladakh between the two armies was first reported on May 5 after a fist-fight between troops along the Pangong Tso river.

As reported by ET, Chinese troops have intruded up to 3 km in the Galwan area and are dominating the heights that threatens the strategic Darbuk-Shyok-Daulat Beg Oldie (DSDBO) road.

Why did the soldiers not open fire during the clash?

There were many questions raised on social media and other platforms where people wanted to know why did the soldiers not open fire or use guns if the soldiers were carrying them. It is due to the agreements and protocols signed between India and China in 1996 and 2005.

“With a view to preventing dangerous military activities along the line of actual control in the India-China border areas… Neither side shall open fire, cause bio-degradation, use hazardous chemicals, conduct blast operations or hunt with guns or explosives within two kilometres from the line of actual control. This prohibition shall not apply to routine firing activities in small arms firing ranges,” says Article VI(1) of the 1996 agreement. (Source: https://indianexpress.com/article/explained/explained-if-soldiers-on-lac-were-carrying-arms-why-did-they-not-open-fire-6467324/)

In Article 1 of the 2005 agreement, “the two sides will resolve the boundary question through peaceful and friendly consultations. Neither side shall use or threaten to use force against the other by any means”. The 2013 agreement on Border Defence Cooperation also stated that neither side shall use its military capability against the other.

But there are some changes that can be done if the situation gets worse and one of the country use violence or go against the basic agreement rules.  Right now, the situation is getting worsen as it is evident from satellite pictures and other confirmed sources that China is bringing hundreds of soldiers and heavy equipment. It is also seen that there are some developments happening at each hour in Galwan Valley by the other side.

Social Media and #BoycottChineseproducts

Twitter and other social media platforms are using hashtags and are going vocal about boycotting Chinese products and companies. People have deleted some of the Chinese apps as well which has triggered China as their major businesses revenue comes from US and India. Even after millions of online users are protesting against Chinese products, the irony is that one of the mobile company operator of China had their launch recently, and the smartphone got sold out within minutes.

Personal Note

The ambiguity between China and India with respect to the LAC has been creating tensions in the valley and it will be better if the leaders will come to a conclusion where both parties will negotiate for a better and peaceful world.

I was happy until I realized,

one inch of my body if shown will seduce many other guys in the world.

I asked World:Why?

World answerd: If you are given freedom you will be spoiled.

I asked again why not for boys?

The world said: He is more responsible and knows how to manage.

I thought I was happy but wasn’t, which made me to chose Independence.

Do you think above lines relate to the situation you are facing ? Now a days these superstitions think that if a girl child is born than it is not good to the family.

Government has introduced “Beti Bachao, Beti Padhao Yojana” in order to create awareness and improve the efficiency of welfare service intended for girls in India.

Objectives of the campaign:

• To protect girl child.
• To provide education to the girl child and enable participation.
• To help in removing gender based discrimination.

Eligibility for the scheme:

• A family with the girl child below 10 years of age.
• There should be a Sukanya Samriddhi Account (SSA) in any bank, opened in the name of the girl child.
• The girl child should be an Indian citizen. NRI’s are not eligible for the scheme.

Campaigns versus Mindset(perspectives) of the people.

Campaigns are done to educate amd create awareness among the people. But there are few people who still thinks that it is better that girls should sit in their home. If they are are given independence there will be high chances of rapes.

We all know various women’s who work in different fields like sports, educational sector, corporate ,film industries etc if these women’s were not given the opportunity to grow will they be in our top news everyday?

Therefore, it is not only the government who takes the initiatives but the people who need to change their perspective regarding the independence of the women. It is not that only women’s should be given an opportunity. The main basis of this article is to convey regarding the gender biasness. It is high time to cooperate with everybody rather than comparing.

So who decides Independence? It’s you who take a firm decision and move forward. Independence is just a term it is the mindset of the people which needs to be changed.

#We are humans. Stop discriminating.

It was announced in June, 2006. It provides the scholarships for
meritorious students from minority communities will be formulated and implemented. The scheme of Interest Subsidy on educational loans for overseas studies will promote educational advancement of student from minority communities.

CONDITIONS FOR INTEREST SUBSIDY

i) The Scheme is applicable for higher studies abroad. The interest Subsidy shall be linked with the existing Educational Loan Scheme of Indian Banks’ Association (IBA) and restricted to students enrolled for course at Masters, M.Phil and Ph.D levels.
ii) The interest subsidy under the scheme shall be available to the eligible students only once, either for Masters, M.Phil. or Ph.D. levels. Interest subsidy shall not be available to those students who either discontinued the course mid- stream, due to any reason, or those who are expelled from the institutions on disciplinary or academic grounds.
iii) If it is found that a student has violated any condition of the scheme, the subsidy will be discontinued forthwith.

iv) If a student is found to have obtained the subsidy by false
statement/documents/certificates, the subsidy will be withdrawn/cancelled forthwith and amount of the subsidy paid already, shall be recovered with penal interest, apart from taking criminal action as per law.
v) The students obtaining benefits under this Scheme shall not be given the interest subsidy if he gives up Indian citizenship during the tenure of the period.

Eligibility

The student should have secured admission in the approved courses at Masters, M.Phil or Ph.D levels abroad for the courses. He/ She should have availed loan from a scheduled bank under the Education Loan Scheme of the Indian Banks Association (IBA) for the purpose. Students should apply for the benefits under the scheme during 1st year itself of the course. Fresh applications received during 2nd year or subsequent years will not
be accepted in any case.

INCOME CEILING
i) Total income from all sources of the employed candidate or his/ her
parents/guardians in case of unemployed candidate shall not exceed Rs. 6.00 lakh per annum.
ii) Income certificate issued by the competent authority in the State/ Union Territory should be submitted in support of income shown by a candidate.

SELECTION OF CANDIDATES
i) 35% seats will be earmarked for girl students. In case of non-availability of girl students, seats can be transferred to boys students.
ii) The decision of the Selection Committee in regard to awarding the interest subsidy will be final and no appeal could be filed against it.

RATE OF INTEREST SUBSIDY
(i) Under the scheme, interest payable by the students availing of the education loans of the IBA for the period of moratorium (i.e. course period, plus one year or six months after getting job, whichever is earlier) as prescribed under the Education
Loan Scheme of the IBA, shall be borne by the Government of India.
(ii) After the period of moratorium is over, the interest on the outstanding loan amount shall be paid by the student, in accordance with the existing Educational Loan Scheme as may be amended from time to time.
(iii) The Candidate will bear the Principal installments and interest beyond moratorium period.

How to apply:

First, you need to avail the study loan from your chosen lender, and then apply for the Padho Pardesh scheme.

Submit all the relevant documents to your lender stating that you’re eligible for the interest subsidy scheme.

The lending organisation shall submit your personal information as well as education loan details on the scheme’s portal.

Educating the girl child alludes to each part of training that targets building up the aptitude and information on girls and women. This incorporates the general instruction at universities, schools, proficient training, specialized and professional instructions, wellbeing training, and so forth. The instruction of the women envelops both non-artistic and scholarly training. The instruction of the girl child has the capacity of bringing human science financial changes. Majority rule nations including India have a constitution that ensures equivalent rights to the two women and men. Essential instruction is a key right. At the point when a girl is ensured through her privileges, the general public is guaranteed of its maintainability. Acknowledging how significant instruction is, both government and non-government have taken different tasks to fortify girl child training.

Significance of Educating thegirl child in India

The significance of instructing the girl child in the general public and coming up next are some of them

Monetary turn of events and thriving: Educating the girl child will help in enabling them to approach and contribute towards the success and advancement of the nation

Monetary strengthening: Helpless condition can’t be changed for the men if the women are in reverse and rely upon men. Monetary freedom and strengthening will come when we instruct the girl child.

Improved life: Educating of the girl child helps in the improvement of a decent life. The personality of the girl won’t be lost. She can tell and find out about her own options. She won’t be trodden down about her privileges. There will be a general enhancement for her life.

Improved wellbeing: Educated girls bring an attention to the significant of cleanliness and wellbeing. Through training, they can have a sound existence style. The women that are taught can carter for their youngsters better.

Respect and respect: Educated women are presently viewed with nobility and respect. They become a wellspring of motivation for many young girl who make them their good examples.

Decision to pick a calling of her decision: instructed girls can end up being fruitful in their various callings. Whenever the girl child have the chance to be taught, it gives her the better opportunity to turn into an effective cook, specialist, specialist or the decision of calling she needs.

End: Girl youngster training isn’t one to underestimate and this has made numerous NGO’s in India to get fascinating to instruct the girl child. The general public has observer changes in the status of women. There is currently more prominent accentuation on the training of the girl child and how they are instructed. It is the goal of most guardians to satisfy with no sexual orientation equality.

Knowledge can be defined as familiarity with something, which can include some facts, information about a particular topic or subject, descriptions of experiment or study, or skills acquired through experience or education. Knowledge can be of two types:

Theoretical knowledge
Practical knowledge
Theoretical knowledge may be attributed to the theoretical clarity of a particular topic or subject, wherein person has quite an understanding about the things going around, and the principle of their working, but cannot control the things. For example, if a person studies about a car and its engine parts in a classroom from books and presentation slides, he would, of course, have knowledge about what are the parts of the car, and what is the principle of working, but he would lack practical knowledge about it. In the absence of this practical knowledge, the usefulness of that car for him is zero. He cannot drive that car without proper practical knowledge, he cannot repair it in the case of some fault, and he doesn’t know anything about its machinery. Theoretical knowledge may be something that would help an individual to gain a good grip over practical knowledge. Knowledge is incredibly important to any career and life in general.

The world is progressing day by day, and we are getting more and more modernized every day which demands a lot of changes from some previous conventional techniques that were followed. Rapid changes in working life, society and information technology have increased the demands for experts in every field. Today the need for expert professionals is raising day by day who are expected to have good knowledge, excellent social and communication skills and who are able to utilize their skills in a positive way in life.

Theoretical Knowledge
Theoretical knowledge is as important as the practical one. Without having the proper theoretical knowledge, practical knowledge may sometimes prove to be dangerous. As they say, that a little knowledge is a dangerous thing. Theoretical knowledge and learning are necessary parts of expert knowledge. Formal learning occurs normally in a prescribed learning framework and in an organized learning event in the presence of a tutor, who himself must possess clarity of facts. For this reason, theoretical knowledge is usually gained by theoretical studies. Theory generally teaches us ‘why’. It helps you understand why one technique works while the other fails. Theoretical knowledge generally serves to focus on giving complete knowledge that builds the context and helps you set a strategy for dealing with the practical application. Theoretical knowledge can often lead to a deeper understanding of a concept through seeing it in context of a greater whole and understanding the why behind it, but still practical gives out the much wider review of the facts.

Theoretical Knowledge vs Practical Knowledge
As discussed earlier, when it comes to knowledge there are different kinds of knowledge and different ways of acquiring each kind. On one side is theory and on the other side is the practical application of theory. We cannot sideline one form or the other. Both types of knowledge are important and both make you better at whatever you do. Whether it is theoretical or practical knowledge, both are important. Both works hand in hand with each other and even if we decide to compromise on one form, there is a great amount of risk involved when related to your career. Those who really want to advance the furthest in life have to acquire knowledge at both ends of the spectrum and acquire it in a variety of ways. Neglecting one can also prove to be a great loss.

Practical Knowledge
Practical or informal knowledge manifests itself as skills or ‘‘knowing-how’’. Practical knowledge is very important to understand how things actually work. As it occurs and develops in those concrete situations where it is learnt, it is contextual and social in nature and helps you acquire the specific techniques that become the tools of your trade. Practical knowledge leads to a much deeper understanding of a concept through the act of doing and personal experience. Practical knowledge is found to be of much use in our actual day-to-day work. There are a lot of things you can only learn through doing and experiencing; no matter how hard you try to learn that through theoretical means. For example, if you try to learn how to drive a car by theoretical means, you will probably spend your whole life to learn and still won’t be able to drive without proper practical training, hence practical is the must. Where theory is often taught in the idea of a vacuum, the practical is learned through the reality of life.

Both of the above are important. You won’t survive in any career unless you can bring results and to do that you need practical knowledge. There’s no avoiding to any one of these. At the same time learning how to solve a specific problem only teaches you how to solve that same problem again. Practice can only take you so far. Theory helps you apply what you learned solving one problem to different problems. And practical is the application of theoretical basics in real. The basic difference between theoretical knowledge and practical knowledge is that theory teaches you through the experience of others, on the other hand in practice you tend to learn with your own experience with the particular task. Advantages of practical training are:

Acquisition of Knowledge: Practical training or Internship allows participants to acquire the practical knowledge and abilities offered by the professional world which they wish to form part of, and at the same time to improve their curriculum vitae. Though you may have theoretical knowledge about the subjects and topics, still it is not enough. You cannot achieve career heights with just theoretical knowledge. It is very important to possess practical knowledge along with some theoretic concepts. Without practical knowledge, things are really incomplete. It is like having a bicycle without tyres.
Entering the World of Employment with a Bang: Having a sound practical knowledge gives you an opportunity to show the organization your professional potential with a view to a future job offer. If you have some excellent professional skills, you would not have any problem entering a professional life. Also, it would become really easy for a student to face the transition from a learner to professional when he has a good knowledge of all the facts related to his topics. You tend to impress you seniors and stand a chance to be among the best employees of your organization if you have good practical knowledge. Remember the first impression is last, and if you are successful in giving out the first impression successfully at your job, you tend to gain the trust of your seniors and also some useful tips from them.
Makes Resume More Presentable: Students have the opportunity of applying the reality of work to the theoretical knowledge acquired in the classroom, thus adding a new professional experience to their curriculum vitae. Hence having a good practical knowledge or some internship can become a highlight of your resume. During your interview, you can clearly make a good impact talking about your practical experience and the fact that you already handled a practical situation can be useful for you in getting a job. Today competition is very high and it is not enough to secure a job based on your academics. Time has changed and organizations are looking in for talented individuals who can effectively handle work without wasting time and money on training.
Work feels Good: Students entering professional life are found to fell really bored with the official work if they are new to such behaviour. Having a prior knowledge not only makes your work easy, but you also tend to enjoy, what you do. Things come in a really organized way in your life if you have prior experience of some practical work. Practical knowledge is something that a lot of student’s lack, because of this reason they are not able to understand well their jobs and tend to make mistakes and this behaviour may lead to a feeling of getting bored from your job. Having practical knowledge tends to make things interesting for you.
Conclusion
It is very important for every individual to possess sufficient knowledge to lead his life smartly and successfully. It does not matter if you are a student, professional or a businessman. Knowledge is something very important in the life of an individual. Gaining theoretical knowledge is important but without practical knowledge, it is of no use. Practical knowledge empowers an individual to achieve something that he has been studying about. It is worth noting that not only in professional life; you need to have in good practical approach for your life in general. Hence it becomes really important for proper growth and utilization of your knowledge that you have a practical edge too, otherwise, there is no point having theoretical knowledge also, when you can’t apply it in practice.

We are in the midst of unseen, even unimaginable times. Suddenly the standard way of doing things has changed. For us human beings, any significant change surfaces fears, anxiety and discomfort like nothing else. People are afraid of whether they will still have their jobs and incomes in a couple of months. The tendency is to fall into survival mode naturally. The focus of the entire world at the moment is on the lower band in Maslow’s hierarchy of needs.

Any stressful situation can be leveraged as an opportunity to elevate your leadership to the next level. Instead of just getting by and existing, use this opportunity to thrive. How can you do that?

As the game has changed, the way to play the game must change too. What you are used to doing in the past will not work anymore in these times.

A common concern I am hearing from executives is how do I keep the team motivated and engaged during these times. The usual water cooler chats are not happening anymore. Most people are used to only discussing work during the scheduled virtual meetings. The connection that people felt seems to be intangible and less real now. I noticed different people dealing with work from home scenarios differently. A particular director who is usually very high strung seemed uniquely relaxed while working from home, while another typically cheerful VP seemed extremely stressed and wound up.

Here are a few ideas to keep the team engaged during these times:

Accept, accept, accept: It cannot be business as usual. Even if you are resilient enough to keep going at past levels of productivity, you must recognise that that kind of pressure can break a few people. One of my clients complained that his manager is single and is using this time to push others and work extra hard. However, my client has little kids at home, and both he and his wife are finding it very difficult even to get basics done. Empathy must be practiced by the bucketload right now.
Keep yourself in the maximum mental health. If you are not feeling great, how do you expect to inspire others? Try a few things with yourself. You can then share those tips with your team. The stress-energy that used to get automatically expended may now exist in your body as these uncomfortable emotions. Letting go is extremely important in whichever way you choose to release, such as exercising, meditating, reading, or other hobbies, talking to people, or even sleeping it out. Start by empathising with yourself. Extend kindness to yourself first.
Each person is handling this situation differently. Ask open-ended questions to understand where each team member is at. What are their particular strengths and challenges in the current environment?
Organise virtual happy hours or coffee chats. Some teams are getting everyone together and talking about topics other than work, being vulnerable, and sharing more personal tidbits.
Reach out for short unscheduled water cooler chats virtually. Pick up the phone and reach out to a co-worker to connect with them—just like running into them in the break room.
Some companies have assigned a virtual room where people can come to hang out if they feel lonely or have some free time.
Exercising together could be a good stress buster and bonding activity
Feel free to share your real self. With many people working from home, they have kids and families around that become part of the calls, whether we want it or not. Instead of being embarrassed about it, own up to the situation. For example, if your child barges into the room, feel free to take a few minutes to get them settled and then come back to the call. Trust people to understand.
Some leaders are restless and feeling that they are not doing enough to help solve this at the team, organisation or at a global level. I had this experience personally. I had to remind myself that every little thing helps. The most crucial thing is to stay focussed and do what you do best.
It’s important to recognise that these aren’t normal times, and your productivity is likely not at its peak right now. And that’s okay.

1. Set some daily goals

Setting daily goals can help you to make your day as productive as possible, but be realistic with the goals you set. Don’t make them too big or you could end up feeling disappointed with yourself.

Write your tasks down in a list, and then break those tasks down into three or four smaller tasks. Reward yourself when you complete a task.

Little things like, once you complete a task, get up from your desk and go for a walk outside.

It will not only motivate you to complete tasks but will also provide you with a boost of endorphins that physical exercise provides.

2. Plan your day to include work and relaxation time
   Working from home can make it hard to shake the temptation to work non-stop, or becoming easily distracted by television or other things around the home… and then feeling like you aren’t completing your tasks you set for yourself.

By planning when you will work and when you will relax can help you to manage a healthy work-life balance at home.

For many, the conventional 9-to-5 schedule with a lunch break in the middle of the day and a mid-morning or mid-afternoon break helps to stay focused.

After 5 pm, put down the work, go for a walk, make some dinner, and relax for the rest of the night and deep dive into that Netflix series that you’ve been itching to watch.

For some, that may not work as you have children at home who need assistance with online learning. So why not arrange with your manager to work in shifts? i.e. get up early; but don’t forget to maintain your routine, and work for several hours. Then take a break to undertake other tasks and then log back, when the time is right to complete the rest of the day.

The most important thing is that you can dedicate a chunk of your day to work and then keep your work out of your relaxation time.

3. Try the Pomodoro technique — social distance style
   The Pomodoro1 technique consists of working for a period of time and then taking a break. It could be every 25-minutes you take a five minute break, or every 90-minutes you take a 10-minute break, etc, just work with what works for you.

For many, taking regular breaks to chat with your colleagues in the office, is a natural part of the work day, (and you are subconsciously following the Pomodoro technique) and so working from home can be hard when you’re sitting alone at a desk.

Thanks to the many video conferencing platforms—like Zoom, Teams or Facetime—you can still work with friends virtually!

Schedule times throughout the day for a quick chat or video conference with your colleagues, or if you are working on something as a team, why not arrange a 25-minute brain-storming session, and then go on a five minute (virtual) group walk around your neighbourhoods?

You’ll be motivated to stay focused with everyone while the timer is running, and you’ll get a chance to catch up with friends on your breaks.

4. Schedule virtual get-togethers with friends
   Social distancing can be the hardest part of this pandemic, especially people who enjoy the social aspect of getting together. But that doesn’t have to stop and you don’t have to say good-bye to your social life.

Why not schedule virtual get-togethers with your friends? Ideas like Friday night drinks, Netflix parties, virtual trivia nights or even group dinner parties, where you all decide on a theme and then compare how you’ve interpreted the theme.

Not only will it ensure that you keep in contact with your family and friends, but you can have fun, and it gives you something to look forward to.

5. Prioritize your mental health
   Taking care of your stress levels and anxieties at this time is vitally important. If you are feeling you’re not motivated, have a look and see what your blocks are.

To maintain on top of your mental health, make sure you incorporate a bit of exercise into each day, even just a walk around your block, or neighbourhood.

Take time to eat balanced meals and try not to work through lunch – step away from your desk and take a lunch break.

Maintain good sleep patterns, and don’t stay up until two in the morning. Do you normally go to bed at 10pm? Well, continue that, and ensure that you get at least eight hours of sleep a night.

Allow yourself time to enjoy TV and social media but set limits on how much news you are consuming. One suggestion is to set times when watch, read or listen to the news, i.e. 30-minutes in the morning as you’re getting ready and then again whilst you are cooking tea.

6. Be okay with not being highly productive right now
   You may find that some days you are highly motivated and get through more tasks than you had planned, but other days you have no focus at all. It’s okay, nothing is normal right now, and we all need to listen to ourselves.

Go through your list, and prioritise what ‘has’ to be done, and what can be moved to the next day. Don’t forget to talk to your supervisor or manager, or even your friends if it isn’t work related.

We all place expectation upon ourselves, but at the present moment, it’s okay to expect less from yourself right now.

By talking through how you are feeling, and setting yourself smaller goals, with some additional fresh-air breaks, you will find that your motivation will increase.

Staying motivated can be tricky, but you can help make it a bit easier for yourself by setting realistic tasks and taking time to care for yourself.

Though this pandemic can feel like it will be endless, it will eventually pass. Staying motivated can help refocus our attention away from these stressful changes and towards a more hopeful future.

If you look around yourself, don’t you ever feel that everybody is stuck in their own chaos? It is like, everybody has a huge heap of problems which they are busy solving all the time. Yet somehow we are being preached to have everything “sorted out”. What career to choose or which place to settle or what kind of company you want to work with or how clear you should be to make others understand how you feel? Oh, that took a leap! Saying about being “clear” of how you feel, is itself is a myth. Sharing or listening is a whole different thing. But don’t you ever feel that you yourself are unable to understand what is going on in your head? There is this turmoil in your head which doesn’t have an explanation. You don’t know why you feel that particular way, yet you feel it. And this, when it comes to sharing you are incapable of expressing it. Sometimes just for the sake of sharing your make up things in order to justify that commotion in your head, which is wrong!!!!

Sometimes this feeling can last a while. Recently I had been there. I knew nothing about why I was feeling the way I was feeling. It lasted half a month. And it was so strange to explain why I was feeling that way. Whenever I used to explain it, it felt like a constant nagging. It was like, during these hard times you have food, shelter, clothing, electricity what else do you need to be happy? Does it really work that way?

I simply want to let you all know sometimes it is okay to be in chaos. It is okay for your mind to be in turmoil, to be in such a phase where nothing seems to make you happy. You don’t need to be “sorted ” always, be it your mind or life. Give things time. Let your mind recover at its own pace. Eventually, you will return to being back as you were but stronger.

And that day, you will know how important it is to give yourself a break, your mind a break from being okay all the time.

On a shared computer in colleges, and offices, there is a need to protect the user’s online activity from other users of a shared device. Hence, the private browsing feature called Incognito mode was introduced. It addresses the former issue completely. Also, it protects them partially from the visited websites and not at all from the ad networks or Internet service providers.
Browsing in private mode: Apple’s Safari browser was one of the first major web browsers to include this feature earlier in 2005 as “Private Browsing”. Later, Google Chrome, Internet Explorer, Mozilla Firefox, Opera, Microsoft Edge supported this feature. On a shared computer, if you don’t want the Chrome browser to remember your online activity, you can browse the web privately in Incognito mode. This feature can be activated in the Chrome browser of the Computer system, Android phones, Apple iPhones, and iPads.
“Go Incognito” can be added as an extension in Chrome. In Safari, the address bar is shown in black ( to indicate the incognito window).
Starting from Mac Operating systems, Windows and Linux OS also support them. Incognito mode can run in a separate window from your normal Chrome windows. Further details are clearly shown in the below picture.

What browsing details are not stored?
When operating in such a mode, the browser creates a temporary session that is separated from the browser’s main session and user data. Free screen recorder windows 10.
Chrome will not save your

• browsing history,
• cookies and
• site data, or
• information entered in the online forms.
  Private Browsing mode (PBM) is not always private, really ….
  There are some limitations to that. The files that you download and bookmarks you create will be saved. It still saves your search query, geolocation details, etc and you are not free from malware or viruses.
  Your online activity isn’t hidden from the websites you visit, your employer or school, or your Internet service provider (ISP). For security or legal purposes, and from the employer’s perspective, it is not hidden from them. ISPs may compile browsing statistics across many users that the ISP can use or sell.

In private (incognito) mode, your browser works a bit differently. Your search history ( web addresses – URLs) won’t be stored locally. This is great for hiding your browsing history from anyone else who’s using the same device, such as when you’re looking at products in an online shopping portal, reviews of latest movies, health information search, etc.
Health information search
Your health is your business. You might not even want to let family members know that you suspect something is an issue. Incognito mode can help you learn without having to explain before you understand.
Unbiased searching
Your search history can always influence what you see in the search results. If you want completely unbiased searching, based on an empty search history (and no cookies), incognito mode can let you do so without using the existing history for regular work.
Work in multiple accounts or profiles
If you want multiple windows open in multiple accounts (FaceBook login), sometimes profiles can get confused. With incognito mode (especially if you also use a guest window), you can keep each profile separate. And let’s say a friend wants to borrow your computer to quickly check his Facebook page; he could do that in incognito mode and log in to his own Facebook account without first having to log out of yours.
Screen recording
If you want to record a screencast, you probably don’t want all your own browsing info cluttering your recording. Incognito mode is a great way to do a clean recording.
As a new visitor to the e-commerce site
Sometimes what online stores present to you (along with the prices) are influenced by what you’ve bought before. If you want to see it all without history influencing, both incognito mode.
Helps you save money
Another surprising benefit is that users could save more money under PBM. Many web sites collect the user’s interests by storing one’s browsing session information. For example, through a user’s search history, an airline may rise up the price next time he/she searches it to persuade him/her to make the purchase now.
Preventing website tracking
Websites use trackers to collect information about browsing. They use it to show advertisements according to the user’s browsing preferences and behavior.
Tracking Prevention can be set from the Settings menu (Basic, Balanced or Strict options). Always use “Strict” tracking prevention when browsing InPrivate to “on.”
While using personal systems (iPad or Android phones etc) , it also helps to remove the local trace of viewing of adult content and hiding those kinds of stuff from the other family members, siblings, children, etc.
Conclusion :
Incognito Mode allows the user to go undercover when they are browsing the internet. Any searches or websites visited in Incognito Mode won’t show up in the Internet search history later.

Bullying is a repetitive aggressive behaviour that can be physical or verbal, it can either be online or in person. It is an unwanted aggressive behaviour and stems out from real or perceived power imbalance. Bullying is the intentional harm or discomfort one gives to others.

Bullying is deliberate and ongoing misuse of power in relationships. It involves an individual or group of individuals who misuse their power or perceived power over a person who usually can’t stop the happening.

In order for a behaviour to be called bullying, it should have the following characteristics,
• An imbalance of power
• Repetition
Bullying include activities such as spreading rumours, making threats, attacking someone physically or verbally, excluding someone from group and so on.

Bullying can be physical, verbal or relationship bullying.
• Physical bullying: It involves hitting, kicking and pushing. It may also include stealing, hiding things , humiliating and harassing.
• Verbal bullying: It involves name calling, teasing , taunting, insulting. Thus includes verbal abuse.
• Relationship bullying: It includes spreading rumours or lies, excluding someone from group or refusing to talk to them.
Reports suggest that boys are more likely to get involved in physical bullying , whereas girls are reportedly more involved in verbal bullying. But either type of bullying should not be tolerated.

Cyber Bullying

With the development in digital platform, bullying is no longer limited to public place. One can get bullied even sitting at home via the digital platform. Unlike traditional bullying, cyber bullying does not require face to face contact. It doesn’t require physical power or strength in numbers.
• Cyber bullying come in all shape and form: Almost everyone at internet can be a cyber bully and can be its victim even without revealing their true identity.
• Cyber bullying has no time constraint: A cyber bully can torment you 24 hours a day. It can occur anywhere and just with a single click hundreds of people can see the humiliation.
• Method of cyber bullying can vary: The method people use to cyber bully others can vary with the platform they use. It can be via text, email, stealing someone’s online identity and so on.

Cyber bullying is common both with boys and girls. Since it is so easy to perpetrate, one can easy turn from a victim of cyber bullying to a cyber bully.

Effects of Bullying and Cyber bullying

A victim of bullying or cyber bullying usually experience same effect. These includes:
• Experiencing a turmoil of emotions: A victim usually experiences feeling of anger, isolation, fear, hopelessness, helplessness. If severe the victim might also experience suicidal tendencies.
• Poor mental health: A victim is at a greater risk of developing depression, low self esteem, anxiety and other mental health conditions.
• Reducing social contacts: A victim usually reduces their social contacts. In case of bullying they might leave school, college, workplace , in order to avoid being bullied. In cyber bullying, they may withdraw themselves from social platforms altogether.

Ways to deal with Bully

There is no definite solution or full proof way to deal with bullies. However since bullying and cyber bullying impacts the mental health of a person it is extremely important to deal with bullies . Suffering in silence is never the solution.

• It is not your fault: Do not blame yourself, it is not your fault. No matter what the bully says but you do not deserve this . The bully is the problem, not the victim. Do not change yourself .
• Change your perspective: The bully is usually the one who is insecure with themselves. They want to control your feelings, so you too feel miserable about yourself just like they do . Do not let them break your confidence.
• Don’t dwelling into it: One should try to stay as away from bullies as possible. Do not read hate comments or messages. Instead focus on the good and positive things in life.
• Learn to manage stress: Bullying does induce stress, making it very important for the victim to manage stress. Yoga, meditation, exercise not only helps in dealing with stress but also promotes physical wellbeing.
• Engage in hobbies and fun activities: The more time one spends on hobbies and other activities they get pleasure from , away the person stays from bullying. Hobbies make a person better version of themselves and makes them secure individuals.

If you are a victim of bullying, just remember it is not your fault. You do not deserve it. You are not the problem , your bullies are.

According to Greek mythology, a chimera is known to be a hybrid creature represented by a lion with a goat’s head protruding from its back and a tail terminating with a snake’s head.

Science has been successful in preserving the mythological roots of a chimera but this research has also been quite transgressive in its approach.

A chimera is a single organism which has been made of cells from different individuals, meaning it contains two different sets of DNAs. For example, tissue chimera may result from organ transplant or tissue transplant such as that of bone marrow. Not only restricted to being a lab experiment, it is known to occur naturally as well. This may happen when the mother and the fetus swap cell during pregnancy via placenta (micro chimerism) or when in a case of fraternal twins, if the two embryos somehow fuse together to form a single fetus having genetically distinct cells (tetragametic chimerism).

The total number of chimeras in the world isn’t known but there have only been 100 cases recorded so far making it a very rare condition.

Most often, chimeras have been a result of lab experiments performed by humans for genetic research. With advancements in science and technology and an increasing need for performing organ transplantation, scientists have developed a technique called xenotransplantation which can be understood as the implantation of live cells, tissues or organs from a non-human animal source into human body. Hiromitsu Nakauchi, a Japanese stem-cell scientist has been the first person to receive government support after the ban on this practice was uplifted recently. The team headed by him aims to produce animals with organs made of human cells that can be used to facilitate organ transplantation. This research has been active in other countries as well such the United States but has not been brought to terms because of the prohibition on its funding since 2015 imposed by the National Institutes of Health.

The first interspecies chimera sheep-human chimera was created by scientists in which human stem cells were introduced into sheep embryos resembling 99% sheep but also showing a tiny bit similarity to humans.

Bioethicists have argued against this idea because there may be a possibility that human cells may go beyond the development of the targeted organ and may reach other organs of the animal such as the brain and interfere in its cognition.

The main strategy of the scientists working on this research is to perform only targeted organ generation, so the cells do not sway away from their original path and penetrate other organs. The necessary concerns need to be taken into consideration regarding this research. Nakauchi plans to address the issue and plans to maintain a dialogue with the public so as to eradicate all of their concerns.

SUNBOT or the popularly known smart flower owing its name to its flower like appearance is an innovative product being set up in many universities of the United States such as North Colorado University but has yet to popularize itself in India.

Claiming to be the world’s first intelligent energy plant, it offers much more than the conventional static solar panels. It is a photovoltaic flower system with its solar panels arranged as the petals of a flower that automatically unfold during daytime to capture maximum solar energy. The solar cells bearing petals of the solar flower just like those of a sunflower due to its dual axis and trackers follows the movements of the Sun allowing 40% more production than the traditional ones. Working on better technology and low maintenance requirements, it works as an overall self-sufficient device that outcompetes other solar based devices. One of the most important advantage is its portability and high ease of set up. It can be put up in a few hours unlike the bulky installation of solar panels. The effectiveness of this device can not only be seen in its energy capturing efficiency but also as a self-cleaning device. The petals when closed uses already installed brushes that clean the petals. Its designing gives it a superior edge with added benefits such as smart cooling and smart system. When detected bad weather conditions, the petals close themselves to minimize the damage.

It does pose as a better option in terms of design and efficiency but its high cost plays the biggest factor in making people question its worth and necessity. Cost may be the prime factor it is not that popular. Before adding the incentives and the tax credits, it may range from $25,000 to $30,000 while the conventional devices of nearly the same size may vary between $14-15,000. Eventually, it comes down to the person’s requirements and preferences. If a person prefers effectiveness, the smartflower has an edge but the low cost and higher affordability of the conventional rooftop solar panels may be more appealing for the customers.

All in all, it is a new technology which has a lot of scope and if used efficiently, it can prove to be very beneficial.